Cic life health - Study guides, Class notes & Summaries
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(complete updated)WGU study guide for care of the older adult OA.
- Summary • 36 pages • 2022
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WGU study guide for care of the older adult OA_ 2022. 
 
Baby Boomers - large group of people born between 1946-1964. Considered more affluent, better educated and healthier. Baby boomers have entered the older age group as of 2011 
 
Baby Boomers unique characteristics that make them a challenge for healthcare professionals - They expect and demand excellence in geriatric care. Health disparities exist among minority elder group. Other vulnerable older adults are veterans, those with disabiliti...
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California Life, Accident and Health Course Exam 1-3|130 Question 2024 Update 100% Correct
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California Life, Accident and Health Course Exam 1-3|130 Question 2024 Update 100% Correct 
105.	Question #90543 
 
The formula that is used to determine how much is taxable during the payout is the: 
 
AMortality ratio B7 pay test CMorbidity ratio 
DExclusion ratio: d Explanation: 
The exclusion ratio is the formula which is used by the IRS to determine how much is taxable to an annuitant during the pay out period. 
106.	Question #90627 
 
During the waiting (elimination) period: 
 
AThe insure...
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California Life, Accident, and Health Licensing Exam
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California Life, Accident, and Health Licensing Exam 
Co-insurance -Answer-The policy provision which requires the insurer and the insured 
to share in the cost of services rendered 
Exclusion ratio -Answer-The formula which is used by the IRS to determine how much 
is taxable to an annuitant during the pay out period. 
Occupational policy -Answer-When a disability income policy provides coverage for 
injuries which occur on and off the job 
Most disability income policies are non occupational, ...
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California Life, Accident, and Health Licensing Questions &Answers(RATED A+)California Life, Accident, and Health Licensing Questions &Answers(RATED A+)
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Co-insurance -ANSWER The policy provision which requires the insurer and the insured to share in the cost of services rendered 
 
Exclusion ratio -ANSWER The formula which is used by the IRS to determine how much is taxable to an annuitant during the pay out period. 
 
Occupational policy -ANSWER When a disability income policy provides coverage for injuries which occur on and off the job 
 
Most disability income policies are non occupational, meaning -ANSWER They only cover the insured if they...
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PSI - LIFE, ACCIDENT, AND HEALTH – FULL EXAM QUESTIONS WITH VERIFIED ANSWERS
- Exam (elaborations) • 21 pages • 2024
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PSI - LIFE, ACCIDENT, AND HEALTH – FULL EXAM QUESTIONS WITH VERIFIED ANSWERS 
The insurer is required to report the agent appointment within 21 days of the policy issue. 
4. 
If a policy is issued, the insurer is considered to have authorized the agent to act on its behalf. - Answer- If a policy is issued, the insurer is considered to have authorized the agent to act on its behalf 
 
Except as provided by sections 10203.5 and 10203.8 in the CIC, the insurer shall provide which document to be ...
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52 HOUR CALIFORNIA LIFE, ACCIDENT AND HEALTH COURSE 2024
- Exam (elaborations) • 34 pages • 2024
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52 HOUR CALIFORNIA LIFE, ACCIDENT AND HEALTH COURSE 2024 
#8Question #121859 
When an insurer can no longer meet its financial obligations when they are due, the 
insurer is considered to be: -Answer-Correct Answer: 
Insolvent 
Explanation: 
Insolvency means any impairment of required minimum paid-in capital or the inability of 
the insurer to meet its financial obligations when they are due. 
#9Question #121863 
An appointment as an agent of an insurer becomes effective on the date it is: -Answ...
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California Life, Accident, and Health Licensing Questions and Answers Already Passed
- Exam (elaborations) • 16 pages • 2024
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California Life, Accident, and Health Licensing 
Questions and Answers Already Passed 
Co-insurance - Answer ️️ -The policy provision which requires the insurer and the insured to 
share in the cost of services rendered 
Exclusion ratio - Answer ️️ -The formula which is used by the IRS to determine how much is 
taxable to an annuitant during the pay out period. 
Occupational policy - Answer ️️ -When a disability income policy provides coverage for 
injuries which occur on and off the...
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PSI - LIFE, ACCIDENT, AND HEALTH - FULL
- Exam (elaborations) • 30 pages • 2024
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PSI - LIFE, ACCIDENT, AND HEALTH - FULL 
What happens under a misstatement of age clause on a disability policy? 
1. 
The policy would be terminated and all premiums would be returned to the policy owner. 
2. 
The policy would be terminated and all premiums would be retained by the insurance company. 
3. 
All amounts payable under this policy shall be what the premium originally would have purchased and 
been paid at the correct age. 
4. 
Prior to any benefits being payable, the i...
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52 HOUR CALIFORNIA LIFE, ACCIDENT AND HEALTH COURSE 2024
- Exam (elaborations) • 34 pages • 2024
- Available in package deal
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52 HOUR CALIFORNIA LIFE, ACCIDENT AND HEALTH COURSE 2024 
#8Question #121859 
When an insurer can no longer meet its financial obligations when they are due, the 
insurer is considered to be: -Answer-Correct Answer: 
Insolvent 
Explanation: 
Insolvency means any impairment of required minimum paid-in capital or the inability of 
the insurer to meet its financial obligations when they are due. 
#9Question #121863 
An appointment as an agent of an insurer becomes effective on the date it is: -Answ...
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Community Association Manager pre-test questions and answers 100% verified.
- Exam (elaborations) • 14 pages • 2024
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Community Association Manager pre-test questions and answers 100% verified. 
 
 
 
 
 
 
 
 
 
 
 
When is a CIC created? - correct answer. A CIC is created when the declaration (CC&Rs) is recorded with the county. No later than the date the first unit is conveyed 
 
How many elected board members are required under NRS 116B, once the declarant's control of a condominium hotel terminates? - correct answer. 3 
 
A common interest community is? - correct answer. Real estate described in a d...
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