Coinsurance payment - Study guides, Class notes & Summaries
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Test Bank for Medical-Surgical Nursing 5Ed.by Holly Stromberg
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Test Bank for Medical-Surgical Nursing 5E Holly Stromberg 
Chapter 01: Caring for Medical-Surgical Patients Stromberg: Medical-Surgical Nursing: Concepts and Practice, 5th Edition 
MULTIPLE CHOICE 
1. Which statement accurately describes the primary purpose of the state nurse practice act (NPA)? a. To test and license LPN/LVNs b. To define the scope of LPN/LVN practice c. To improve the quality of care provided by the LPN/LVN d. To limit the LPN/LVN employment placement ANS: B While improv...
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New York Life Insurance Questions and Answers Already Passed
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New York Life Insurance Questions and Answers Already Passed Accelerated Benefits Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. 
Accidental Death Benefits A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. 
Accidental Death Insurance An insurance policy that provides payment if the insured's death is the result of an acc...
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Utah Life and Health Exam- Chapter 8 Prep Exam And 100% Solved Solutions.
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Ray has an individual major medical policy that requires a coinsurance payment. Ray very rarely visits his physician and would prefer to pay the lowest premium possible. Which coinsurance arrangement would be the best for Ray? 
a- 75/25 
b- 80/20 
c- 90/10 
d- 50/50 - Answer d- 50/50. After the deductible has been paid, the insurance company will pay a specified amount for a physician's visit, while the insured pays the remaining percentage. This is called "coinsurance". Plans will ofte...
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Alabama Property and Casualty Exam 2022/2023 with 100% correct answers
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If a company cancels an auto policy mid term, the refund will be made on 
 
a. pro rata basis 
b. short rate basis 
c. retroactive basis 
d. coinsurance basis 
Pro Rata Basis 
 
 
 
What is the term used to describe terminating the insurance relationship at the end of the policy period ? 
a. cancellation 
b. nonrenewal 
c. separation 
d. exclusion 
Nonrenewal 
 
 
 
Which is the best example of an indirect loss ? 
 
a. sequential loss 
b. liability loss 
c. employee theft 
d. loss of use 
Loss o...
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PSI life, accident, and health Exam (Questions and Answers A+ graded 100% verified)
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PSI life, accident, and health Exam (Questions and Answers A+ graded 100% verified)How long after being entitled to disability benefits will an individual be eligible to receive 
Medicare benefits? 
A.	immediately 
B.	1 year C. 2 years 
D. At age 65 - ANSWER-2 years 
 
What is the return of premium rider? 
A.	an increasing amount of term insurance that always equals the total of premiums paid up to the current point 
B.	a provision that allows the insured to cancel the policy in the first two ye...
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NJ Accident and Health Producer Practice Exams Latest Update Graded A+
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NJ Accident and Health Producer 
Practice Exams Latest Update 
 
Graded A+ 
 
According to the Time Payment of Claims provision, the insurer must make the payment 
immediately after receiving proof of loss EXCEPT: 
- if the insured is able to eventually return to work 
-if the death is suicide or due to a pre existing condition 
-when the policy is in the incontestability period 
-for claims involving periodic payments for claims involving periodic payments 
 
INSURERS MUST PAY LUMP SUM CLAIMS I...
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Life and Health Insurance Final Exam Questions with Verified Solutions
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Life and Health Insurance Final Exam 
Questions with Verified Solutions 
 
________ is a health insurance policy that only covers physician services and procedures. Proves 
first dollar benefits by the insurer, but low coverage limits. Basic Medical Expense 
 
________ is a health insurance policy that only covers room and board if the insured stays 
overnight in a hospital and the miscellaneous expenses that occur because of that stay. Basic 
Hospital Expense 
 
________ is a health insurance p...
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HIM 1121 Medical Billing Practices Review || with 100% Accurate Solutions.
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Calculate the amount of money a patient would owe for a noncovered service costing $900 if their indemnity policy has a coinsurance rate of 80-20, and they have already met their deductible correct answers $900 
 
Calculate the monthly capitation payment a provider should receive from a health plan if they have 80 contracted patients and a capitated payment of $40 per month correct answers The monthly capitation payment would total $3,200 (80 x $40 = $3,200). 
 
A capitated payment amount is cal...
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MNT II: Billing And Coding Questions And Answers 2024/2025 Solutions
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MNT II: Billing And Coding Questions And Answers 2024/2025 Solutions 
Health care provider or supplier agrees (or is required by law to accept the third party payer-approved amount as full payment for covered services and not to bill the client for any more than the deductible and coinsurance. ANS Accept Assignment 
 
A group of care providers who give coordinate care and chronic disease management, and thereby improve the quality of care patients get. The organization's payment is tied to a...
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TEST FOR ADJUSTER PRO, FLORIDA STUDY(QUESTIONS AND ANSWERS)A+ GRADED EXAM 2023-2024
- Exam (elaborations) • 98 pages • 2023
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TEST FOR ADJUSTER PRO, FLORIDA 
STUDY(QUESTIONS AND ANSWERS)A+ 
GRADED EXAM 2023-2024 
- CORRECT ANSWER-Subtract the deductible from covered damages to get 
indemnification 
- CORRECT ANSWER-6 unique characteristics of insurance policy 
1 Contracts of adhesion (court ez win) 
2 Utmost good faith 
3 aleatory 
4 personal 
5 Unilateral (only insurer has obligation) 
6 Conditional 
- CORRECT ANSWER-1945 regulate insurance 
Naic doesn't give benefits to comissioners 
90 day to pay 
hijacking on...
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