Conditional receipt Study guides, Class notes & Summaries
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Florida 2-15 Insurance Final Exam Test Bank (All Chapters complete 1-30, Questions and Answers, 100% Verified) Latest 2023/2024
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Florida 2-15 Insurance Final Exam Test Bank (All Chapters complete 1-30, Questions and Answers, 100% Verified) Latest 2023/2024 
1. A life insurance company is organized in Orlando where it maintains its home 
office. In Florida, the company is classified as a 
a. domestic company 
b. local company 
c. foreign company 
d. preferred company 
a 
2. With regard to life insurance, all of the following statements are correct 
EXCEPT 
a. all individuals are considered to have insurable interests i...
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Florida Insurance Exam | Questions And Answers 100% Correct Answers | 2024 Updated Study Solutions
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Florida Insurance Exam | Questions And Answers 100% Correct Answers | 2024 Updated Study Solutions 
The clause identifying which losses resulting from an accident or sickness are insured by the policy is called the: 
Insuring clause 
K applies for a life insurance policy on herself and submits the initial premium with the application. She is given a 
receipt by the agent stating that coverage begins immediately if the application is approved. What kind of receipt 
was used? Conditional 
A life i...
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Accident and Health Insurance Exam Questions
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H has suffered a covered disability away from her job and will shortly begin collecting benefits. The insurer sends a letter to H stating that she will not receive any benefit amounts greater than her income. This clause is known as: 
A: Over-insurance clause 
B: free look 
C: relation of earning to insurance 
D: relation of economic value - Answer-C: relation of earning to insurance 
 
The insured should be aware of the issue date upon delivery a policy and the date should be listed on: 
A: the...
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Florida Life Insurance Questions and Answers Already Passed
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Florida Life Insurance Questions and Answers Already Passed 
the receipt given to a life insurance applicant when the application is completed and the initial premium is recieved is called an 
Insurable Receipt 
Conditional receipt 
unconditional receipt ensuring receipt conditional receipt 
Statements in the app that are believed to be true 
warranties 
representations 
waivers ambiguties warranties 
All of the following apply to the waiver of premium EXCEPT 
the premium is waived only if the i...
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Primerica Practice Exam Test A 75 Questions & Answers 2023
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Primerica Practice Exam Test A 75 Questions & 
Answers 2023 
1. An annuity that is purchased with a lump sum premium and whose benefits begin 
after 12 months is called a: 
A. Single premium immediate annuity. 
B. Single premium deferred annuity. 
C. Level premium variable annuity. 
D. Flexible premium fixed annuity. - Correct answer-Single premium deferred annuity 
2. A technique used to determine the amount of life insurance needed by focusing on 
the projected earning potential of an insured ...
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Pearson Vue Life Insurance Practice Exam|50 Questions|Correct Answers|Verified!!
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P wants to name her husband as the beneficiary of her life policy. However, she wishes to retain all of the rights of ownership. P should have her husband named as the: 
 
A.irrevocable beneficiary 
 
B.revocable beneficiary 
 
C.secondary beneficiary - ANSWERB 
 
A contract that has as its basic function the systematic liquidation of accumulated assets through periodic payments is called an: 
 
A.indemnity contract 
 
B.investment contract 
 
C.endowment 
 
D.annuity - ANSWERD 
 
An insurance p...
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primerica exam review Questions and Answers 2023
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primerica exam review Questions and Answers 2023 
If an insurer meets the state's financial requirements and is approved to transact business in the state, it is considered to be 
Authorized 
 
 
 
A participating insurance policy may do which of the following? 
Pay dividends to the policy owner 
 
 
 
An insured owns a life insurance policy. To be able to pay some of her medical bills, she withdraws a portion of the policy's cash value. There is a limit for a withdrawal and the insurer charge...
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Accident and Health Insurance Exam Questions with Verified Answers
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has suffered a covered disability away from her job and will shortly begin collecting benefits. The insurer sends a letter to H stating that she will not receive any benefit amounts greater than her income. This clause is known as: 
A: Over-insurance clause 
B: free look 
C: relation of earning to insurance 
D: relation of economic value - ANS C: relation of earning to insurance 
 
The insured should be aware of the issue date upon delivery a policy and the date should be listed on: 
A: the po...
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XCEL SOLUTIONS FINAL EXAM
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Insuring Which health policy clause specifies the amount of benefits to be paid - Answer-Insuring 
 
The investment gains from a universal life policy usually go to - Answer-The cash value 
 
L takes out a life insurance policy and dies 10 years later. During the claim process, the insurer finds out that the applicant misstated their age. What will the insurer do? - Answer-Adjust the death benefit to a reduced amount 
 
An employee is covered under a company group life plan with a $50,000 death ...
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214 Florida Insurance Exam Study Guide | 100% Correct Answers | Verified | Latest 2024 Version
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Which type of insurance protects an agent and even pays claims if a lawsuit is brought against the agent 
as a result of failing to provide a service to a client? - Errors and Omissions Insurance 
Which of the following terms is known as the voluntary relinquishment of a given right or privilege? - 
Waiver 
This Supreme Court case placed the regulation of insurance within the authority of the federal 
government by defining insurance as a form of interstate commerce? - United States v. Southeast...
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