Coverage a dwelling - Study guides, Class notes & Summaries
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Texas Property and Casualty Exam Questions and Answers Verified 100%
- Exam (elaborations) • 25 pages • 2023
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Texas Property and Casualty Exam Questions and Answers Verified 100% 
 
____ is uncertainty of loss - risk 
 
____ is a transfer of risk from the insured to the insurer - insurance 
 
____ risk means there is no chance of gain. It is insurable. - pure 
 
____ risk means there is a chance of a loss or a gain. It is not insurable. - speculative 
 
a ____ is something that increases the risk. - hazard 
 
the principle of _____ governs property and casualty policies. It states that the purpose of th...
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CCIFP Exam Questions & Answers | 100% Correct Answers | Verified | Latest 2024 Version
- Exam (elaborations) • 17 pages • 2024
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CCIFP Exam Questions & Answers | 
100% Correct Answers | Verified | Latest 
 
2024 Version 
 
What is the legal definition of a contract? What is the IRS definition? - An agreement between 2 
parties that is legally binding & enforceable under applicable law. 
 
Strategic planning must consider external factors. These factors change rapidly and are outside the 
contractor control. - 
1. Political 
2. Regulatory 
3. Market Outlook 
4. Social 
5. Technology 
6. Economic 
 
Strategic planning must...
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ACA Final Exam Questions and Answers 2023
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ACA Final Exam Questions and Answers 2023 
At the end of this course, you must do which of the following? 
 
Pass the final course exam with a scored of 70% or higher 
 
Print your certificate from this website 
 
Apply for your Insurance Adjuster license at the Florida Department of Financial Services website at 
 
All of the above 
All of the above 
 
 
 
Which of the following is NOT one of the duties of the Department of Financial Services? 
 
License adjusters 
Set rates and write policies ...
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Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions
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Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of 
a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Re...
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NJ PSI Property and Casualty Exam 2023 with 100% correct answers
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The Mobile Home Endorsement of a Homeowners policy affords coverage to mobile homes under the? 
A. HO-1 (Basic Form) 
B. HO-2 (Broad Form) 
C. HO-3 (Special Form) 
D. HO-2 or HO-3 (Broad and Special) 
D. HO-2 or HO-3 (Broad and Special) 
 
 
 
All of the following are eligible for coverage under Homeowners policy except? 
A. A condominium unit owner. 
B. A farm owner. 
C. A mobile home owner. 
D. A tenant in an apartment building. 
B. A farm owner. 
 
 
 
The term Insured Location under Section ...
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64
- Exam (elaborations) • 6 pages • 2023
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 
Mason has suffered a $42,000 loss to his commercial building due to fire. The building is covered under the Building & Personal Property coverage form and had been vacant for 74 days. The insurer would have paid the entire loss if the building had been occupied, but what will they pay because the insured building was considered vacant? 
 
$28,980. 
$42,000. 
$6,300. 
$35,700. - ANS For a loss that would otherwise be covered f...
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NY Independent General Adjuster Exam - Series 17-70 (+180 Questions and Answers |Guarantee Pass
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NY Independent General Adjuster Exam - Series 17-70 (+180 Questions and Answers |Guarantee Pass 
Dram Shop Liability refers to: {{Correct Ans- Liquor Law Liability. 
 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? 
{{Correct Ans- Neglect. 
 
To be eligible for the New York assigned risk auto plan a person mus...
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Texas Property & Casualty Insurance License Exam With Accurate Answers 2023
- Exam (elaborations) • 7 pages • 2023
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Texas Property & Casualty Insurance License Exam with Accurate Answers 2023 
 
In order to be considered legally binding, an insurance contract must include all of the following - Offer and acceptance. 
Competent parties. 
Consideration 
(The four essential elements of all legal contracts are offer and acceptance, consideration, legal purpose, and competent parties.) 
 
With respect to a bonded contractor who defaults on a construction performance contract, which of the following statements is...
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LA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATE
- Exam (elaborations) • 7 pages • 2023
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LA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATELA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATELA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATE 
multi-line policies - ANSWER-HO policies are _ which mean they combine property and casualty coverages in the same policy. it packages several coverages related to a specific type of exposure, and it reduces the number of policies one has to purchase. 
 
person...
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Texas All Lines Adjuster Exam 2023 Questions and Answers (Graded A)
- Exam (elaborations) • 36 pages • 2023
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Texas All Lines Adjuster Exam 2023 Questions and Answers (Graded A)Texas All Lines Adjuster Exam 2023 Questions and Answers (Graded A)Texas All Lines Adjuster Exam 2023 Questions and Answers (Graded A) 
 
All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: - ANSWER-While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employe...
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