Credit unions - Study guides, Class notes & Summaries
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Wise Test Questions and Answers Already Graded A
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Wise Test Questions and Answers 
 
Already Graded A 
 
For what type of expense is borrowing typically considered wise? 
- An asset that appreciates in value over time 
- A short-term necessity 
- An immediate luxury 
- Routine monthly bills 
 
Why is the interest rate for a car loan usually lower than that for a personal loan? 
- The vehicle serves as collateral for the loan 
 
- Car loans are generally considered riskier 
- Personal loans require higher credit scores 
- Car loans are unsecur...
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Test Bank For Financial Accounting 3rd Edition By Christopher Burnley.
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Test Bank For Financial Accounting 3rd Edition By Christopher Burnley. ACCOUNT CLASSIFICATION AND PRESENTATION 
Normal 
Account Title Classifi cation Financial Statement Balance 
A 
Accounts Payable Current Liability Statement of Financial Position Credit 
Accounts Receivable Current Asset Statement of Financial Position Debit 
Accumulated Depreciation— Plant Asset—Contra Statement of Financial Position Credit 
Buildings 
Accumulated Depreciation— Plant Asset—Contra Statement of Finan...
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BSACS Test Prep Questions and Answers!
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BSACS Test Prep Questions and Answers! 
Credit unions must report blocked or rejected transactions within __________ business days from the date that property becomes blocked or the transaction is rejected. 
 
a. 14 business days 
 
b. 30 calendar days 
 
c. 10 business days 
 
d. The date that the property is blocked/transaction is rejected. - ANSWER THE CORRECT ANSWER IS C 
 
Blocked and rejected transactions must be reported to OFAC within 10 business days from the date that property becomes ...
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FAC1602 EXAM PACK 2024
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Introduction and overview of the module ......................................................... ii 
LEARNING UNIT 1 
Introduction to the preparation of financial statements .......................... 1 
LEARNING UNIT 2 
Financial statements of a sole proprietorship ........................................ 24 
LEARNING UNIT 3 
Establishment and financial statements of a partnership ...................... 46 
LEARNING UNIT 4 
Changes in the ownership structure of partnerships ..............
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Test Bank For Financial Accounting 3rd Edition By Christopher Burnley.
- Exam (elaborations) • 916 pages • 2023
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Test Bank For Financial Accounting 3rd Edition By Christopher Burnley. 
ACCOUNT CLASSIFICATION AND PRESENTATION 
Normal 
Account Title Classifi cation Financial Statement Balance 
A 
Accounts Payable Current Liability Statement of Financial Position Credit 
Accounts Receivable Current Asset Statement of Financial Position Debit 
Accumulated Depreciation— Plant Asset—Contra Statement of Financial Position Credit 
Buildings 
Accumulated Depreciation— Plant Asset—Contra Statement of Financi...
Too much month left at the end of the money?
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Real Estate Finance I-CHAMPIONS Latest Update 100% Pass
- Exam (elaborations) • 35 pages • 2024
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Real Estate Finance I-CHAMPIONS 
 
Latest Update 100% Pass 
 
The minimum downpayment on a VA loan is: 
 
(a) 2% of the sales price 
 
(b) 0% of the sales price 
 
(c) 3.75% of the sales price 
 
(d) 1% of the sales price B 
 
_________ is the process of creating a new mortgage loan. 
 
(a) Origination 
 
(b) Funding 
 
(c) Underwriting 
 
(d) Servicing 
 
* A 
 
A veteran can have more than one VA loan: 
 
(a) If the prior VA loan was paid in full and the property disposed of 
 
(b) The prior V...
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BUS 225 Personal Finance Exam 2 Questions and Answers | New One | Grade A+
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Which of the following savings plans is not covered by federal deposit insurance? 
Ans: d. A money market fund 
Non-Deposit Type Financial Institutions include all of the following except: 
Select one: 
a. Insurance Agencies 
b. Credit Unions 
c. Brokerage Firms 
d. Finance Companies 
e. Mortgage Companies 
Ans: b. Credit Unions 
When you make purchases online, you should: 
Select one: 
a. keep records of online transactions. 
b. shop at businesses you know and trust. 
c. never give out your pas...
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Banking Wise Practice Test Questions with Verified Solutions
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Banking Wise Practice Test Questions 
with Verified Solutions 
What must a bank do when a deposit of $10,000 or more is made? 
Report the transaction to the US Treasury Department. This measure helps monitor large 
sums and ensure they are not from untaxed or illegal activities. 
Which organization insures accounts held in credit unions? 
The National Credit Union Administration (NCUA), which insures up to $100,000 per 
depositor in each credit union. 
Why should James cash his paycheck at his b...
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Foolproof Module 5 Notes | 100% Correct | Verified | Latest 2024 Version
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You need to know who might protect you if you get ripped off. 
Who regulates and watches all this checking account and financial transaction stuff? - The Federal 
Reserve Bank (aka "The Fed") 
You probably won't ever deal with the Federal Reserve directly. 
- The Fed isn't actually a bank you can walk into and deposit your paycheck. It is the central bank of the 
United States, created and overseen by Congress. It provides our country with a safer, more flexible and 
more stable monetary and...
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MBA CHAPTER 14 REVIEW PRACTICE QUIZ 2024.
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MBA CHAPTER 14 REVIEW PRACTICE QUIZ 2024. 
 
 
Of all the depository institutions, as a percentage of assets, credit unions rely the most on deposit sources of funds. 
 
True False - CORRECT ANSWER True 
 
The policy employed in the 1980s of not closing economically insolvent savings institutions was called regulatory forbearance. 
 
True False - CORRECT ANSWER True 
 
After deposits, the second largest source of funds at savings institutions is FHLB loans. 
 
True False - CORRECT ANSWER T...
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