Disability income policy - Study guides, Class notes & Summaries
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Maryland life and health insurance exam questions and answers already passed
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Maryland life and health insurance exam questions and answers already passed 
Which of the following regulates the quality of care provided by a health maintenance organization (HMO)? Secretary of the department of health and mental hygiene. 
A marketing system, which utilizes mass media advertising and mail, instead of a producer, is called an blank, blank marketing system. Direct response 
An insurer is life insurance premium rate must be the same for all individuals In the same risk class wit...
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!! 
 
 
Laura added a children's rider to her life insurance policy. What type of coverage was added? Answer - Level term 
 
With life insurance, the needs approach is used primarily in determining Answer - How much life insurance a client should apply for 
 
A(n)	is a licensee who charges a fee for contracted insurance advisory services. Answer - Consultant 
 
Jonas is covered with disabi...
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Aflac Final Exam Questions & Answers Already Graded A+
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Certain conditions, such as dismemberment or total and permanent blinds, will automatically qualify the 
insured for full disability benefits. Which disability policy provision does this describe? - 
presumptive disability 
Which provision concerns the insured's duty to provide the insurer with reasonable notice in the event 
of a loss? - notice of claim 
Because an insurance policy is a legal contract, it must conform to the state laws governing contracts 
which require all of the following el...
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Minnesota Life Insurance Questions With 100% Correct Answers.
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The initial amount of credit life insurance may NOT exceed 
A-The borrower's annual income. 
B-The amount to be repaid under the contract. 
C-An amount set by statute and adjusted regularly for inflation. 
D-The borrower's monthly income. - Answer B 
This state provided for a temporary license for all of the following EXCEPT 
A-A producer's time in the military service. 
B-A producer's retirement. 
C-The death of a producer. 
D-A producer's disability. - Answer B 
Agents who persuade insure...
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Kentucky Health Insurance Exam | Study Questions and Verified Answers| 100 % Correct| Grade A (New 2024/ 2025 Update)
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Kentucky Health Insurance Exam | Study 
Questions and Verified Answers| 100 % 
Correct| Grade A (New 2024/ 2025 Update) 
 
QUESTION 
 Individuals who itemize deductions can claim deductions for medical expenses not covered by 
health insurance that exceed what percent of their adjusted gross income? A. 5% B. 7% C. 10% 
D. 15% 
 
 
Answer: 
C. 10% 
 
 
 
QUESTION 
 What is another name for an Administrative Services only arrangement? A. Self funding B. 
Third party administrator C. A modifie...
Too much month left at the end of the money?
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Missouri Life and Health Exam Questions and Answers 100% Pass
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Missouri Life and Health Exam Questions and Answers 100% Pass 
In a Life insurance contract, an insurance company's promise to pay stated benefits is called the: 
a) insuring clause 
b) consideration clause 
c) entire contract d) owner's rights insuring clause 
under which circumstance MUST a health insurer have an expedited grievance review procedure? when the enrollee's life or health is jeapordized 
The Consideration clause in a life insurance contract contains what pertinent information? ...
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Life and Disability Producer Combo Practice Questions with Certified Answers
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Life and Disability Producer Combo 
Practice Questions with Certified 
 
Answers 
 
The premium payment mode that results in the highest overall cost would be Monthly 
 
A policyowner is prohibited from making any changes to the policy without the beneficiary's 
written consent under which beneficiary designation? Irrevocable beneficiary 
 
Over the course of a year, which premium payment mode is most expensive? Monthly 
 
Purchasing a life insurance policy in order to avoid the forced sale of ...
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Colorado Health Insurance Exam| Questions and Verified Answers|100% Correct (2023/2024)
- Exam (elaborations) • 28 pages • 2023
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Colorado Health Insurance Exam| Questions and Verified Answers|100% Correct (2023/2024) 
 
Q: A group long-term disability plan is integrated with Social Security when which of the following statements is CORRECT? 
A. Social Security and group benefits pay a combined maximum limit. 
A. 
Social Security and group benefits pay a combined maximum limit. 
B. Full group benefits are paid in addition to Social Security benefits. 
B. 
Full group benefits are paid in addition to Social Security ben...
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NY Series 17-52 Questions and Answers 100% Pass
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NY Series 17-52 Questions and Answers 100% Pass 
How many eligible employees must be included in a contributory health insurance plan? 50% 
A man works for Company A and his wife works for Company B. The spouses are covered by health plans through their respective companies that also cover the other spouse. If the husband files a claim, The insurance through his company is primary. 
What is the period of coverage for events such as death or divorce under COBRA? 36 months 
Twenty-five days after ...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 ACTUAL EXAM 500 QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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Xcel Testing Solutions- Life and Health 
Insurance- Weighted Exam- 150 ACTUAL 
EXAM 500 QUESTIONS AND CORRECT 
ANSWERS (VERIFIED ANSWERS) |ALREADY 
GRADED A+ 
The Do Not Call Registry offers exemptions for calls placed from all of the 
following EXCEPT - CORRECT ANSWER insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The 
Do Not Call Registry 
The type of policy where the insurer can send a notice to the insured that the 
policy has be...
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