Dwelling policy test 2023 - Study guides, Class notes & Summaries
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Pearson Vue Property Insurance Practice Test 2023 updated
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Pearson Vue Property Insurance Practice Test 2023 updated1. Which of the following perils is covered under the Commercial Property Basic Cause of Loss form? 
1. A. Collapse 
2. B. Sinkhole collapse 
3. C. Falling objects 
4. D. Breakage of glass - correct answer Answer: B Sinkhole Collapse 
 
The National Flood Insurance Program provides coverage for losses caused by all of the following occurrences EXCEPT: 
A. 
mudslides 
B. 
runoff from heavy rain 
C. 
overflow of tidal waters 
D. 
water-main ...
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Maine Real Estate test | 42 q&a 2023/24
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Maine Real Estate test | 42 q&a 2023/24 
 
For what minimum period of time must a real estate brokerage agency retain copies of rejected offers and counteroffers? 
 
 
A. 1 year 
B. 2 years 
C. 3 years 
D. 5 years - No, rejected offers and counteroffers must be retained for 1 year. 
A designated broker in Maine is: 
 
 
A. Responsible for the brokerage activities of anyone in her real estate brokerage agency. 
B. Any licensee with an active Broker license. 
C. A former licensee who is not activ...
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ADJUSTER PRO 2023-2024 (EXAM TEST)
- Exam (elaborations) • 10 pages • 2023
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ADJUSTER PRO 2023-2024 (EXAM 
TEST) 
On January 27, 2008, Ryan was using an exercise bike purchased from NusquamCycle 
when the chain broke, causing him to fall and severely bruise his knee. It seemed to 
heal just fine, but three years later, on January 25, 2011, Ryan's knee gave out while 
jogging. His doctor told him that he'll need surgery and that this deterioration resulted 
from the earlier accident with the exercise bike. Which of the following CGL policies may 
cover Ryan's cla...
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Property and Casualty Insurance Test Questions and Answers 2023
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Property and Casualty Insurance Test Questions and Answers 2023 
 
What is a peril? - A Peril is a cause of loss 
 
What is a hazard? - Something that increases the chance of a loss 
 
What is the difference between a Moral hazard and a Morale Hazard? - Moral Hazard - dishonesty, against the law 
Morale Hazard - carelessness 
 
What is the method of handling risk that involves a deductible? - Retention (loss or portion of loss) 
 
If a fire causes damage to a building, what is the fire considere...
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FX Simulated Exam Test Questions and Answers With Absolute Solution 2023
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FX Simulated Exam Test Questions and Answers With Absolute Solution 2023 
 
Which of the following policies does NOT contain an automatic reinstatement provision? 
a) Business automobile liability 
b) Personal automobile liability with split limits 
c) Homeowners 
d) General liability written with an aggregate limit - General Liability written with an aggregate limit 
 
The ABC Corporation has $100,000 of coverage on its building through insurance Company A, and $50,000 of identical coverage on ...
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P&C License Exam - Practice Test Questions & Answers. Graded A. 2022/2023
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P&C License Exam - Practice Test Questions & Answers. Graded A. 2022/2023 
 
 
Who would be able to collect survivor and death benefits from WC in the event the covered injury resulting in the death of an employee? - Spouse of Employee 
 
Which type of crime best describes someone who waits until store personnel are preoccupied and pockets merchandise while no one is looking and leaves without detection - Robbery 
 
Not a common exclusion in a liability policy - damage caused by acts of civil di...
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FLORIDA CLAIM ADJUSTER STUDY TEST 2023/2024
- Exam (elaborations) • 9 pages • 2023
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FLORIDA CLAIM ADJUSTER STUDY 
TEST 2023/2024 
Florida No-Fault Tort Exemption - CORRECT ANSWER-Those who comply with the law 
are granted limited immunity from suits of others through PIP coverage. 
4 Exceptions to Tort Exemption(Threshold of No-Fault) - CORRECT ANSWER-1. 
Significant and Permanent loss of bodily function. 
2.Permanent injury other than scarring and disfigurement. 
3.Significant and Permanent scarring or disfigurement. 
4.Death 
What does NFIP stand for? - CORRECT ANSWER-Natio...
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Rockwell Real Estate Final Exam Questions and Answers Latest 2023/2024
- Exam (elaborations) • 50 pages • 2023
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Rockwell Real Estate Final Exam Questions and Answers Latest 2023/2024. The interest that passes to a designated person upon the death of a life tenant (or other 
measuring life) is a fee simple estate. Will has a remainder interest only up until the 
moment Ben dies. Once Ben is dead, Will's interest immediately becomes a fee simple 
interest. 
A buyer accepts a general warranty deed from a seller, believing that the seller is the 
sole owner of the property. The buyer later finds out that the...
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FLORIDA CLAIMS ADJUSTER EXAM TEST 2023/2024
- Exam (elaborations) • 13 pages • 2023
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FLORIDA CLAIMS ADJUSTER EXAM 
TEST 2023/2024 
Peril - CORRECT ANSWER-Somthing t√dhat causes a loss. 
Hazard - CORRECT ANSWER-Something that increases the probability that a loss will 
occur. 
Warranty - CORRECT ANSWER-A policy condition, either based on information in the 
insureds application or inserted by the insurer. It is a guarantee of a fact. 
Misrepresentation - CORRECT ANSWER-An untrue statement by the insured, made in 
an application for insurance but which does not become a part ...
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Rockwell Exam Real Estate Classes WA Final Exam Questions and Answers Latest 2023/2024
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Rockwell Exam Real Estate Classes WA Final Exam Questions and Answers Latest 2023/2024. A buyer purchases a rental home that is fully furnished. The document used to transfer 
title to the furniture is: 
a. quitclaim deed 
b. bill of sale 
c. special warranty deed 
d. general warranty deed 
b. bill of sale 
Deeds transfer title to real estate, a bill of sale is generally needed to transfer title to 
personal property. 
Ben receives a life estate in a property, with his nephew Will designated as ...
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