False pretenses - Study guides, Class notes & Summaries
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Life & Health Insurance Exam 2024 (Arkansas) Questions & Answers 100% Accurate
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Life & Health Insurance Exam 2024 (Arkansas) Questions & Answers 100% Accurate 
 
 
Reserves - ANSWER Funds held by the company to fullfull future claims. Funds are set by the state department of insurance. 
 
Multi-line Insurer - ANSWER An insurance company selling more than one line of insurance. (Ex. Home, auto, health, etc) 
 
Stock Companies - ANSWER Owned and controlled by stockholders, whose investment set the safety margin. Guaranteed fixed premiums. Nonparticipating policies. 
 
nonpart...
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Florida Health 240 Insurance Latest 2024 Already Passed
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Florida Health 240 Insurance Latest 2024 Already Passed Rules of Construction Help to identify and establish the intent of the parties to the contract 
Utmost good faith Each party is entitled to rely on the representation of the other, and each party should have a reasonable expectation that the other is acting in good faith without attempts to conceal or deceive. 
Aleatory Contract A contract under which one party's performance is contingent on an uncertain event. 
property and casualty agent...
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PA Motor Vehicle Damage Appraiser's License Questions and Answers 2023
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PA Motor Vehicle Damage Appraiser's License Questions and Answers 2023 
Applicant Age 
18 years or older 
 
 
 
How long do you have to wait to be eligible to retake an examination if you fail? 
30 days 
 
 
 
The Commissioner will prescribe the form of the appraiser's license and it will contain: 
Name of the appraiser 
Address of the appraiser's place of business 
Date of issuance and expiration date of license 
Any other information which the commissioner determines is necessary 
 
 
 
Exp...
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Life Insurance Test WA State (And General Insurance Review) Questions and Answers Graded A+
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Life Insurance Test WA State (And 
General Insurance Review) Questions 
 
and Answers Graded A+ 
 
When does insured need an insurable interest? 
when they buy insurance(not like property casualty where have to have at time of claim and not 
necessarily when buying) 
when is subrogation used? 
not in life and seldom in health 
elimination period 
what acts as the deductible in health insurance(the term deductible is not used in disibility 
insurance) - have to actually be disabled for a certian ...
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NC Life Insurance Practice Exam Questions with 100% Current Answers
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NC Life Insurance Practice Exam 
Questions with 100% Current Answers 
A college student will graduate next year. His studies have limited his ability to work, so 
he has borrowed funds to pay for his education. He would like to start a permanent life 
insurance program that would cover his debt and still be affordable during the period he 
is establishing his earning potential. An appropriate policy would be 
a). Level Term to age 65 
b). Single Premium Whole Life 
c). Modified Whole Lif...
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NJ Health Insurance Exam (XCEL Solutions) Questions and Correct Answers
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Why are dividends from a mutual insurer not subject to taxation? because dividends are considered to be a return of premium 
ABC insurance company transfers part of their risk to XYZ insurance company. This situation is called reinsurance 
A nonparticipating company is sometimes called a(n) stock insurer 
What is considered to be the primary reason for buying life insurance? provide death benefits 
A(n) _____ company is owned by its shareholders stock 
A plan in which an employer pays insurance ...
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Suffolk Police Academy COMP 1 Material Questions & Answers Already Graded A+
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Larceny - Take property that does not belong to you 
a) by trespassory taking, trick, embezzlement, by false pretenses 
b) by acquiring lost property 
c) by issuing a bad check 
d) by false promise 
e) by extortion 
Petit larceny - Commits larceny valued less than or equal to $1,000 
Class A Misdemeanor 
Culpability: intentionally 
Grand Larceny 4th - Commits a larceny of 
R-religious article value greater or equal to $100 
A-amount greater than $1,000 
C-credit or debit card 
E-extortion (any b...
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WI Life Insurance Exam Questions and Answers Already Passed
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WI Life Insurance Exam Questions and 
 
Answers Already Passed 
 
A person who knowingly obtains information on a consumer from a consumer reporting agency 
under false pretenses may be imprisoned for up to how many years? 2 years 
 
which of the following falls under an agent's fiduciary responsibilities? submitting premiums 
to the insurer 
 
The point at which an insurer issues a policy is known as Acceptance 
 
Which of the following would be considered a peril? Fire 
 
Which of the followi...
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Test Bank for Fraud Examination, 7th Edition by W. Steve Albrecht | All Chapters Included.
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Test Bank for Fraud Examination, 7th Edition by W. Steve Albrecht | All Chapters Included. 
Chapter 01 - The Nature of Fraud 
Page 1 
1. One way that criminal law differs from civil law is that it: 
a. provides remedies for violations of private rights. 
b. must yield a unanimous verdict. 
c. can have a jury of fewer than 12 persons. 
d. allows for various claims in one action. 
ANSWER: b 
FEEDBACK: a. Incorrect. The requirement to provide remedies for violations of private rights is a 
characte...
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Florida Health 240 Insurance Questions With 100% Correct Answers.
- Exam (elaborations) • 20 pages • 2023
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Rules of Construction - Help to identify and establish the intent of the parties to the contract 
Utmost good faith - Each party is entitled to rely on the representation of the other, and each 
party should have a reasonable expectation that the other is acting in good faith without attempts to 
conceal or deceive. 
Aleatory Contract - A contract under which one party's performance is contingent on an uncertain 
event. 
property and casualty agent - has the power to bind the insurer 
Adhesion ...
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