Fdcpa questions - Study guides, Class notes & Summaries
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FDCPA Exam Prep Questions and Answers with Complete Solutions |Rated A+
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FDCPA Exam Prep Questions and Answers with Complete 
Solutions |Rated A+ 
What is the definition of a consumer? 
a. A person who offers or extends credit 
b. A person who is obligated or allegedly obligated to pay a debt 
c. A person who collects debt - b. A person who is obligated or allegedly obligated to pay a 
debt 
Which of the below is not considered a 3rd party? 
a. The consumer's attorney 
b. The neighbor of the consumer 
c. Answering machine 
d. The mother of the consumer - a. The cons...
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FDCPA Exam Questions and Answers with Complete Solutions |Rated A+
- Exam (elaborations) • 10 pages • 2024
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FDCPA Exam Questions and Answers with Complete 
Solutions |Rated A+ 
According to the FDCPA only, in a community property state, you may speak with the 
consumer's spouse in connection with the collection of a debt. (T/F)? - TRUE- can always 
speak with spouse in a community property state 
In a non-community property state, you may speak with the consumer's spouse in connection 
with the collection of a debt. (T/F)? - FALSE 
FALSE- If they are requesting validation we can't use against them ...
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FDCPA Test Study Guide| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025)
- Exam (elaborations) • 34 pages • 2024
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FDCPA Test Study Guide| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) 
 
Q: 803. Definitions 
15 USC 1692a 
 
 
 
Q: 803. Bureau 
 
 
Answer: 
term means the Bureau of Consumer 
Financial Protection. 
 
 
 
Q: communication 
 
 
Answer: 
term means the conveying of information regarding a debt directly or indirectly to any person through any medium 
 
 
 
Q: consumer 
 
 
Answer: 
term means any natural person obli- gated or allegedly obligated to pay any debt 
 
 
 
Q: credi...
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FDCPA Exam Questions and Answers with Complete	 Solutions |Rated A+	
- Exam (elaborations) • 10 pages • 2024
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FDCPA Exam Questions and Answers with Complete	 
Solutions |Rated A+
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FDCPA EXAM 2024/ REAL QUESTIONS WITH CORRECT VERIFIED ANSWERS/LATEST 2024-2025
- Exam (elaborations) • 10 pages • 2024
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FDCPA EXAM 2024/ REAL QUESTIONS WITH CORRECT VERIFIED ANSWERS/LATEST
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CPA Practice exam 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade
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CPA Practice exam 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade 
FDCPA - Fair Debt Collection Practices Act 
 
 
Debtor - One who is obligated or allegedly owes or would have to pay debts
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FDCPA Exam Prep Questions and Answers with Complete Solutions |Rated A+
- Exam (elaborations) • 12 pages • 2024
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FDCPA Exam Prep Questions and Answers with Complete Solutions |Rated A+
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FDCPA Test Questions and Answers with Complete Solutions |Rated A+
- Exam (elaborations) • 5 pages • 2024
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FDCPA Test Questions and Answers with Complete 
Solutions |Rated A+ 
True or False... 
The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local 
time for customers. - True (805)! 
True or False... 
The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ 
A validation is - An explanation of what an agency must do if a debt is disputed. Required by 
FDCPA. Or a written statement of the customer's right to dispute a debt. (809) 
Tru...
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FDCPA Test| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025)
- Exam (elaborations) • 11 pages • 2024
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FDCPA Test| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) 
 
Q: When must you identify the name of the company you are calling from when speaking with a 3rd party? 
 
a. Every time you speak to someone 
b. When specifically asked by the 3rd party 
c. Never 
 
 
Answer: 
b. When specifically asked by the 3rd party 
 
 
 
Q: When communicating with a consumer, a debt collector: 
 
A. Must only communicate with the consumer once unless the debt collector believes the consumer ha...
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FDCPA Exam Questions and Answers with Complete Solutions |Rated A+
- Exam (elaborations) • 10 pages • 2024
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FDCPA Exam Questions and Answers with Complete Solutions |Rated A+
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