Florida insurance 2 14 - Study guides, Class notes & Summaries
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Florida Insurance 2-14 Exam Terms (2023/2024) Newest Questions and Answers (Verified Answers)
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Florida Insurance 2-14 Exam Terms (2023/2024) Newest Questions and Answers (Verified Answers)
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Florida Life, Health and Variable Annuity Exam Correct !!
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Entire Contract Provision - ANSWER found at the beginning of the policy, saying that the policy cannot refer to any outside documents as being part of the contract and prohibiting the insurer from making any changes to the policy after it has been issued. (can only make good changes not bad) 
 
Insuring Clause - ANSWER sets forth the company's basic promise to pay benefits upon the insured's death. 
 
Free-Look Provision - ANSWER gives policyowners the right to return the policy for a full pre...
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LATEST FLORIDA INSURANCE 2-14 EXAM TERMS QUESTIONS ALREADY ANSWERED A GRADED
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LATEST FLORIDA INSURANCE 2-14 EXAM TERMS QUESTIONS ALREADY ANSWERED A GRADED
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Florida 2-20 Exam Questions and Answers 100% Pass
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Florida 2-20 Exam Questions and Answers 100% Pass 
B. A general lines agent or a general lines insurance agency - Correct Answer ️️ -Who 
may appoint a Customer Representative? 
Select one: 
A. A surplus lines agent holding a general lines license and a surplus lines license 
B. A general lines agent or a general lines insurance agency 
C. An adjuster 
D. An insurance company 
D. After 90 days in Florida - Correct Answer ️️ -Mr. Smith lives in New Jersey but visits 
Florida each year. Wh...
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Florida Real Estate STATE exam Questions and Answers 100% Pass
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Florida Real Estate STATE exam Questions and Answers 100% Pass 
The best protection that the public has during a Real Estate transaction is (are) 
A. The national and state association of REALTORS 
B. The punishment of licensees dealing dishonesty 
C. the high ethical standards of real estate agents D. FREC and the license law D. FREC and the license law 
A group license 
A. allows a broker to have a branch office 
B. allows a sales associate to work for more than one broker 
C. may be held by a...
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FL Adjusters License Practice Exams 2023 130 Verified QUESTIONS WELL ANSWERED
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FL Adjusters License Practice Exams 2023 
 
 
Which of the following is NOT one of the four critical elements of a contract? 
 
(A) A mutual understanding and agreement with the terms of the contract. 
 
(B) Written evidence of the agreement and its terms. 
 
(C)A legal purpose. 
 
(D)Consideration, consisting of money or a promise of performance. Correct Answer: (B) Written evidence of the agreement and its terms. 
 
Assume that five years ago a couple insured their home for [its then appraise...
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Florida Claims Adjuster Exam 2023 , 6-20 All Lines Adjuster- Florida- Review
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Florida Claims Adjuster Exam 2023 
 
1.	Peril: Something that causes a loss. 
 
2.	Hazard: Something that increases the probability that a loss will occur. 
 
 
 
 
3.	Warranty: A policy condition, either based on information in the i nsureds appli- cation or inserted by the insurer. It is a guarantee of a fact. 
 
4.	Misrepresentation: An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
 
 
 
5.	Concealment: Th...
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Florida 2-20 Agents License Exam Real Questions & Correct Solutions | ALREADY PASSED
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Florida 2-20 Agents License Exam Real 
Questions & Correct Solutions | ALREADY 
PASSED 
1. Who may appoint a Customer Representative? 
Select one: 
A. A surplus lines agent holding a general lines license and a surplus lines license 
B. A general lines agent or a general lines insurance agency 
C. An adjuster 
D. An insurance company 
B. A general lines agent or a general lines insurance agency - ANSWER 
2. Mr. Smith lives in New Jersey but visits Florida each year. When does he come 
under...
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Florida Insurance 2-14 Exam questions and answers
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Insurance - Financial protection against loss or harm - An arrangement by which company gives customers financial protection against loss or harm such as theft or illness in return for premium payments. 
 
Life Insurance - Is based on actuarial or mathematical principles and guarantees a specified sum of money upon the death of the person who is insured. 
 
Annuities - Provide a stream of income by making a series of payments to the annuitant for the annuitant's lifetime or for a specifically d...
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FLORIDA INSURANCE 2-14 Insurance License Exam Questions and Answers with Complete Solutions
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401K Plan - A qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollards 
Absolute Assigment vs. Collateral Asssigment - Absolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. 
Collateral: A temporary and/or revocable transfer of benefits by the policyowner. 
Accelerated Death Benefit - Policy provision that allows full or partial payment of the policy's death benefit before the insured's death if he/she i...
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