Florida replacement rule - Study guides, Class notes & Summaries
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XCel 2-15 Florida Life & Health State Exam simulator Questions and Answers Latest.
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XCel 2-15 Florida Life & Health State Exam simulator Questions and Answers Latest. 
what is considered to be a characteristic of an immediate annuity 
benefit payments start within one payment period of purchase 
3 MULTIPLE CHOICE OPTIONS 
which of these characteristics is consistent with a straight life policy 
premiums are payable for as long as there is insurance coverage in force 
3 MULTIPLE CHOICE OPTIONS 
an insureds inability to perform two or more activities of daily living may trigger w...
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3 - Laws and Rules Pertinent to Insurance Verified Answers
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3 - Laws and Rules Pertinent to Insurance Verified Answers 
1. Which of the following is CORRECT about the replacement rule? 
 - The replacement rule sets forth requirements and procedures for insurance companies and agents 
when replacing existing insurance contracts with new ones. 
 - Correct answer: C) Instructions regarding the rule are available from appointed life insurers. 
2. Florida insurance law requires that coverage be provided for a newborn baby from a covered family 
member for a...
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Florida Life and Health Insurance practice questions| 2023/24 latest | full testbank
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Florida Life and Health Insurance practice questions| 2023/24 latest | full testbank 
 
Within how many days must a licensee notify the Department of Financial Services of a change in address? - 30 
All of the following entries are classified under the four principal areas of Florida insurance law EXCEPT... - An agent's commission 
Which of the following factors is NOT considered when the Department of Financial Services determines if an agent's home is an insurance agency? - The amount of ...
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Florida Health and Life Insurance State Exam Practice Part 1 (Questions and Answers, 100% Correct) Latest 2023/2024
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Florida Health and Life Insurance State Exam Practice Part 1 (Questions and Answers, 100% Correct) Latest 2023/2024 
Florida Health and Life Insurance State 
Exam Practice Part 1 (Questions and 
Answers, 100% Correct) Latest 2023/2024 
Which Accident and Health policy provision addresses preexisting conditions? 
Time Limit on Certain Defenses 
Which of the following individual health insurance policies will provide the 
broadest protection? 
Major Medical 
Which of the following situations do...
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Florida Health and Life Insurance State Exam Practice Part 1 correctly answered
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Florida Health and Life Insurance State Exam Practice Part 1 
Which Accident and Health policy provision addresses preexisting conditions? - correct answer Time Limit on Certain Defenses 
 
Which of the following individual health insurance policies will provide the broadest protection? - correct answer Major Medical 
 
Which of the following situations does NOT apply to the Florida Replacement Rule? - correct answer An existing policyholder purchases an additional policy from the same insurer 
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XCel 2-15 florida life & health state exam simulator/Answered/A+ Rated
- Exam (elaborations) • 29 pages • 2023
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XCel 2-15 florida life & health state exam simulator/Answered/A+ Rated 
what is considered to be a characteristic of an immediate annuity 
benefit payments start within one payment period of purchase 
3 MULTIPLE CHOICE OPTIONS 
which of these characteristics is consistent with a straight life policy 
premiums are payable for as long as there is insurance coverage in force 
3 MULTIPLE CHOICE OPTIONS 
an insureds inability to perform two or more activities of daily living may trigger 
which type ...
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Florida Life, Health and Variable Annuity Exam Correct !!
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Entire Contract Provision - ANSWER found at the beginning of the policy, saying that the policy cannot refer to any outside documents as being part of the contract and prohibiting the insurer from making any changes to the policy after it has been issued. (can only make good changes not bad) 
 
Insuring Clause - ANSWER sets forth the company's basic promise to pay benefits upon the insured's death. 
 
Free-Look Provision - ANSWER gives policyowners the right to return the policy for a full pre...
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Florida Claims Adjuster Exam 2023 , 6-20 All Lines Adjuster- Florida- Review
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Florida Claims Adjuster Exam 2023 
 
1.	Peril: Something that causes a loss. 
 
2.	Hazard: Something that increases the probability that a loss will occur. 
 
 
 
 
3.	Warranty: A policy condition, either based on information in the i nsureds appli- cation or inserted by the insurer. It is a guarantee of a fact. 
 
4.	Misrepresentation: An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
 
 
 
5.	Concealment: Th...
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Life Insurance Florida Statutes, Rules, and Regulations Exam with 100% Correct Answers | Verified & Updated
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XCel 2-15 florida life & health state exam simulator graded A+
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XCel 2-15 florida life & health state exam simulator graded A+ 
What is considered a characteristic of an immediate annuity? 
️ Benefit payments start within one payment period of purchase. 
Which of these characteristics is consistent with a straight life policy? 
️ Premiums are payable for as long as there is insurance coverage in force. 
An insured's inability to perform two or more activities of daily living may trigger which type of life policy 
rider? 
️ Long term care....
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