Free rider - Study guides, Class notes & Summaries

An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of purchase? Inflation protection Which of these riders will pay a death benefit if the insured's spouse dies? Family term insurance rider Brainpower Read More Previous Play Next Rewind 10 seconds Move forward 10 seconds Unmute 0:00 / 0:15 Full screen Disability income plans which require that the insurer can NEVER change or alter premium rates are usually considered...

iana is a new life insurance agent and is studying the requirements for ascertaining the clientâs identity under the Proceeds of Crime (Money Laundering) and Terrorist Financing Actand Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) guideline 6A. For which of the following products must agents ascertain the clientâs identity? 1. Immediate annuity and deferred annuity 2. Exempt life insurance policy and TFSA 3. Deferred annuity and exempt life insurance policy 4. D...

XCel 2-15 florida life & health state exam simulator/Answered/A+ Rated XCel 2-15 florida life & health state exam simulator/Answered/A+ Rated what is considered to be a characteristic of an immediate annuity benefit payments start within one payment period of purchase 3 MULTIPLE CHOICE OPTIONS which of these characteristics is consistent with a straight life policy premiums are payable for as long as there is insurance coverage in force 3 MULTIPLE CHOICE OPTIONS an insureds inability t...

PSI life, accident, and health questions and answers 100% pass How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? A. immediately B. 1 year C. 2 years D. At age 65 2 years What is the return of premium rider? A. an increasing amount of term insurance that always equals the total of premiums paid up to the current point B. a provision that allows the insured to cancel the policy in the first two years and have premiums refunded ...

RN Pharmacology A Relias A | Exam Questions With Answers | 100% Correct| 2023/2024. Potassium chloride 10 mEq intravenously has been ordered for a client whose potassium is 2.9 following diuretics. How will the nurse administer the potassium dose? A) Dilute the dose in a 50 ml IV rider and infused over 1 hour B) Push the dose as a rapid IV push because of the patient’s dangerously low potassium level C) Push the dose slowly over 10 minutes D) Ask to give the dose in a large muscle since t...

California Motorcycle Safety Program Test 156 Questions with Verified Answers Give five reasons why motorcycling is more risky than driving a car. - CORRECT ANSWER 1. More vulnerable 2. Maneuvers are more dangerous 3. Have to balance. 4. Skids and spins 5. Exposed to wind and rain What does it mean to "accept your responsibility"? - CORRECT ANSWER Choose to ride within your limits every single time What five items make up Rider Readiness? - CORRECT ANSWER 1. Mentally readiness (fo...

H has suffered a covered disability away from her job and will shortly begin collecting benefits. The insurer sends a letter to H stating that she will not receive any benefit amounts greater than her income. This clause is known as: A: Over-insurance clause B: free look C: relation of earning to insurance D: relation of economic value - answer-C: relation of earning to insurance The insured should be aware of the issue date upon delivery a policy and the date should be listed on: A: the...

CA Life and Health Exam Questions and Answers Already Passed What is insurance? Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. What's the difference between pure risk and speculative risk? Pure risk is when you'll lose it all or there will be no change. Speculative risk you can either win or lose. What is peril? peril is the causes of loss insured against in an insurance policy What is hazard? conditions that increase the pr...

Both public goods and common resources are: a. excludable b. nonexcludable c. rival d. nonrival correct answers b. nonexcludable An uneducated grandmother who does not have children living with her but pays for public school education through her property tax is a: a. absent rider. b. forced rider. c. free rider. d. nonrider. correct answers b. forced rider. Bluefin tuna are: a. nonrival and nonexcludable. b. nonrival and excludable. c. rival and excludable. d. rival...

Under a traditional IRA, interest is taxed: Only if withdrawn prior to age 59 1/2 According to the capital gains rate Upon distribution During the accumulation phase - ANSWER-Upon distribution Which of these statements concerning Traditional IRAs is CORRECT? Earnings are not taxable when withdrawn Earnings are taxable when withdrawn Contribution are never tax deductible Contributions are always made by the employer - ANSWER-Earnings are taxable when withdrawn Wh...