Ho 2 broad form Study guides, Class notes & Summaries
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![Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions](/docpics/6425dda2b9fa8_2535655.jpg)
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Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions
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Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of 
a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Re...
![All Lines Adjuster Exam | Questions with 100% Correct Answers | Verified | Latest Update](/docpics/5097222/6629608df2c99_5097222_121_171.jpeg)
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All Lines Adjuster Exam | Questions with 100% Correct Answers | Verified | Latest Update
- Exam (elaborations) • 43 pages • 2024
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1.	The insured has filed a claim under the "Business Income Department Properties - Broad Form" because the primary buyer of products and services from the business has filed for bankruptcy under this form the primary buyers business would be known as 
ANS A recipient location 
2.	recipient location 
ANS Businesses who support insured by being the primary buyer for their products 
3.	HO-3 (special form) 
ANS covers the dwelling and other structures on a risk-of-di- rect-physical loss basis. Al...
![Adjuster Pro - Indiana - Chapter 3 Personal Lines Questions with 100% Correct Answers](/docpics/4968359/6616d1111707c_4968359_121_171.jpeg)
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Adjuster Pro - Indiana - Chapter 3 Personal Lines Questions with 100% Correct Answers
- Exam (elaborations) • 29 pages • 2024
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Standard Fire Policy Correct Answer basic foundation of all homeowner's and commercial policies 
ACV 
Named peril policy that only covered fire and lightning 
First used in 1918 in NY 
 
Line of Coverage Correct Answer A particular risk or group of risks covered by an insurance policy 
 
Monoline Policy Correct Answer an insurance policy that covers only one risk or type of risk 
 
Personal lines Correct Answer for possessions intended for personal use 
 
Commercial lines Correct Answer for pos...
![Mississippi Insurance- Property And Casualty Questions & Answers Accurate 100%Mississippi Insurance- Property And Casualty Questions & Answers Accurate 100%](/docpics/5137705/662f6d2c934c1_5137705_121_171.jpeg)
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Mississippi Insurance- Property And Casualty Questions & Answers Accurate 100%Mississippi Insurance- Property And Casualty Questions & Answers Accurate 100%
- Exam (elaborations) • 9 pages • 2024
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Homeowners Policy - ANSWER Multiline Policy that protects property owners from property and liability risks 
 
HO-2 - ANSWER (broad form): covers the dwelling, other structures, and personal property on a named perils basis 
 
HO-3 - ANSWER or special form, provides open peril coverage for loss to the dwelling and other structures (most common) 
 
HO-4 - ANSWER renters/tenants insurance 
 
HO-5 - ANSWER Comprehensive Form 
 
HO-6 - ANSWER condominium owner's insurance 
 
HO-8 - ANSWER older hom...
![CA Adjusters License PSI Exam Questions with 100% Correct Answers | Verified | Latest Update](/docpics/5536073/665f6107a0b1f_5536073_121_171.jpeg)
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CA Adjusters License PSI Exam Questions with 100% Correct Answers | Verified | Latest Update
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1.	Which of the following dwelling forms provides coverage for loss of rental income? 
-	The Basic, Broad and Special Form 
-	The Basic and Broad Forms only 
-	The Broad and Special Forms only 
-	The Special Form only: 
The correct answer is: The Basic, Broad and Special Form. 
EXPLANATION: 
All of the forms provide for rental value coverage. In the DP-2 and DP-3, it is 20% of the Coverage A limit and is additional coverage. With the DP-1, the 20% coverage reduces the available Coverage A amoun...
![Property & Casualty Cheat Sheet – Questions and Answers Already Passed](/docpics/4860573/6605908f294c1_4860573_121_171.jpeg)
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Property & Casualty Cheat Sheet – Questions and Answers Already Passed
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Property & Casualty Cheat Sheet – 
Questions and Answers Already Passed 
 
What are the forms of homeowner policies? HO-2, HO-3, HO-4, HO-5, HO-6, HO-8. Each 
of these forms provides identical liability coverage. The property coverage varies with the 
homeowners form selected. The following is a list of the forms with the covered perils of each. 
 
HO-2 Broad form; owner occupant 
 
HO-3 Special Form; owner occupant 
 
HO-4 Tenants or Renters 
 
HO-5 Comprehensive Form; owner-occupant (open to...
![Texas All Lines Adjuster Test with Verified Answers Updated 2024](/docpics/5738293/66814c00791f2_5738293_121_171.jpeg)
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Texas All Lines Adjuster Test with Verified Answers Updated 2024
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Texas All Lines Adjuster Test with Verified Answers Updated 2024 
The insured has filed a claim under the "Business Income Department Properties - Broad Form" because the primary buyer of products and services from the business has filed for bankruptcy under this form the primary buyers business would be known as 
A recipient location 
 
 
recipient location 
Businesses who support insured by being the primary buyer for their products 
 
 
HO-3 (special form) 
covers the dwelling and other str...
![NJ PSI Property and Casualty Exam](/docpics/4034109/657d3de480f1c_4034109_121_171.jpeg)
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NJ PSI Property and Casualty Exam
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NJ PSI Property and Casualty Exam 
The Mobile Home Endorsement of a Homeowners policy affords coverage to mobile homes under the? 
 
A.	HO-1 (Basic Form) 
 
B.	HO-2 (Broad Form) 
 
C.	HO-3 (Special Form) 
D.	HO-2 or HO-3 (Broad and Special)
![New York All Lines Adjuster Exam with 100% Correct Answers 2024-2025 (Graded)](/docpics/5550370/6660c99718cd2_5550370_121_171.jpeg)
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New York All Lines Adjuster Exam with 100% Correct Answers 2024-2025 (Graded)
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New York All Lines Adjuster Exam with 100% Correct Answers (Graded) DP - valuation - ANSWER-DP-1 - ACV building & contents 
DP-2/3 - RCV building & ACV contents 
DP - limit for fair rental value - ANSWER-20% of A 
DP - coverages (A-E) - ANSWER-A - dwelling 
B - other structures 
C - personal property 
D - fair rental value 
E - additional living expense 
DP - limit for additional living expenses - ANSWER-DP-1 - NONE 
DP-2/3 - 20% of A 
DP - Property removed is covered for ___ days. - ANSWER-DP-...
![Exam Fx-Property and Casualty Exam Questions and Answers 100% Pass](/docpics/635b057cac105_2061750.jpg)
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Exam Fx-Property and Casualty Exam Questions and Answers 100% Pass
- Exam (elaborations) • 12 pages • 2022
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Exam Fx-Property and Casualty Exam Questions and Answers 100% Pass To be considered an insurable risk, a loss may NOT be catastrophic 
Which of the following persons would be required to hold a producer license? a nonresident agent who negotiates insurance contracts 
Which of the following is the oldest known type of insurance? ocean marine 
The contents coverage on a homeowners policy would pay how much after the loss of one of a pair of golden candlesticks? the difference in the actual cash va...
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