Hud exam prep 2023 Study guides, Class notes & Summaries
Looking for the best study guides, study notes and summaries about Hud exam prep 2023? On this page you'll find 49 study documents about Hud exam prep 2023.
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HUD EXAM PREP - FAIR HOUSING 2023
- Exam (elaborations) • 5 pages • 2023
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HUD EXAM PREP - FAIR HOUSING 2023...
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National Real Estate Exam Prep 2023/2024
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National Real Estate Exam Prep 
2023/2024 
Unilateral Contract - correct answerContract containing ONE promise given in exchange 
for completing an act. NO obligation to act. 
Bilateral Contract - correct answerContract containing TWO promises. Example: A 
listing agreement is a bilateral contract 
Client/Principal - correct answerA person who has entered into an agency relationship 
w/ a licensee & with whom there is a written contract 
Customer - correct answerAny 3rd party w/ whom a licens...
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HUD Exam Prep fully solved latest 2023
- Exam (elaborations) • 37 pages • 2023
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HUD Exam Prep fully solved latest 2023% Impact of Account Payment History on Credit Score 
35% 
portion of credit score based on the payment history of accounts, including late payments, delinquencies, judgments, and liens 
 
 
 
% Impact of Amounts Owed on Accounts on Credit Score 
30% 
portion of score based on the ratio of total credit extended to the amount of credit owed 
 
 
 
% Impact of Length of Credit History on Credit Score 
15% 
portion of score based don the overall length of credit...
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HUD Exam Prep 2023 Solved And Graded A+
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HUD Exam Prep 2023 Solved And Graded A+ 
1.	Conventional Loan: Front end 28%/Back end 36% can go up to 43% (debt to income), min 3% DP, $548,250 max loan, PMI if LTV > 80%, Good credit: 640 FICO, May have interest only terms 
 
 
2.	FHA: Front end 31%/Back end 43%, min DP 3.5%, 
seller concessions 6% max, bad credit, bankruptcy: 2 years Ch 7 & 1 year filing Ch 13, MIP, 580 min score, assumable loan, 115% median house value 
 
 
3.	EEM (Energy) FHA: Front end 33% Back end 45% 
4.	VA: 41%, no m...
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HUD Exam Prep Questions And Answers 2023
- Exam (elaborations) • 37 pages • 2023
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% Impact of Account Payment History on Credit Score - Answer- 35% 
portion of credit score based on the payment history of accounts, including late payments, delinquencies, judgments, and liens 
 
% Impact of Amounts Owed on Accounts on Credit Score - Answer- 30% 
portion of score based on the ratio of total credit extended to the amount of credit owed 
 
% Impact of Length of Credit History on Credit Score - Answer- 15% 
portion of score based don the overall length of credit history in the re...
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SAFE MLO Exam Prep Questions and Answers 2023/2024 updated version
- Exam (elaborations) • 12 pages • 2024
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SAFE MLO Exam Prep Questions and Answers 2023/2024 updated version 
Lender has to retain CD and LE for how long? - ANSWER-5 years 
Lender has to retain Partial Payment Policy for how long? - ANSWER-5 years 
Lender has to retain Escrow Cancellation Notice for how long? - ANSWER-5 years 
TILA Disclosure, Loan Estimate, Good Faith Estimate, HUD-1; which is NOT delivered 
to a reverse mortgage applicant? - ANSWER-Loan Estimate 
How many hours of CE required? - ANSWER-8 hours 
Maximum # of consecutiv...
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PSI Broker Exam Prep, Questions and answers, 2022/2023. Rated A
- Exam (elaborations) • 26 pages • 2023
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PSI Broker Exam Prep, Questions and answers, 2022/2023. Rated A 
Document Content and Description Below 
PSI Broker Exam Prep, Questions and answers, 2022/2023. Rated A A buyer has the right to buy a property at an agreed-upon price within the next six months. This is a(n) - an option A lea sehold estate that does NOT require notice to terminate is called a(n) - an estate for years The broker and the seller both know that the foundation of the seller's house is unsafe. If they do not inform the...
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HUD Exam Prep Questions And Answers With Verified Solutions 2023
- Exam (elaborations) • 36 pages • 2023
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HUD Exam Prep Questions And Answers With Verified 
Solutions 2023 
% Impact of Account Payment History on Credit Score 35% 
portion of credit score based on the payment history of accounts, including late 
payments, delinquencies, judgments, and liens 
% Impact of Amounts Owed on Accounts on Credit Score 30% 
portion of score based on the ratio of total credit extended to the amount of credit owed 
% Impact of Length of Credit History on Credit Score 15% 
portion of score based don the overall l...
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HUD Exam Prep Questions & Answers 2023/2024
- Exam (elaborations) • 53 pages • 2023
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HUD Exam Prep Questions & Answers 2023/2024 
 
% Impact of Account Payment History on Credit Score - ANSWER-35% 
portion of credit score based on the payment history of accounts, including late payments, delinquencies, judgments, and liens 
 
% Impact of Amounts Owed on Accounts on Credit Score - ANSWER-30% 
portion of score based on the ratio of total credit extended to the amount of credit owed 
 
% Impact of Length of Credit History on Credit Score - ANSWER-15% 
portion of score based don th...
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HUD Exam Prep 2023 Solved correctly
- Exam (elaborations) • 36 pages • 2023
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- $12.49
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HUD Exam Prep 2023 Solved correctly 
 
% Impact of Account Payment History on Credit Score 
35% 
portion of credit score based on the payment history of accounts, including late payments, delinquencies, judgments, and liens 
% Impact of Amounts Owed on Accounts on Credit Score 
30% 
portion of score based on the ratio of total credit extended to the amount of credit owed 
% Impact of Length of Credit History on Credit Score 
15% 
portion of score based don the overall length of credit history in...
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