Incontestable clause - Study guides, Class notes & Summaries
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Connecticut Life and Health State Exam Simulator | 200 Questions with 100% Correct Answers | Verified | Latest Update 2024
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After a life insurance policy has been in force for more than _____ years the policy is considered 
incontestable. - 2 Years 
An accident and health insurance policy's premium requirements are set forth in which of the following 
provisions? - Consideration Clause 
Which of these would NOT be a valid reason to add the waiver of premium rider to a life insurance 
policy? - It allows a policy loan to cover premium payments if the policyowner becomes totally 
disabled. 
How can a group dental insu...
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Life Insurance Exam Questions with answers 2024/2025
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Life Insurance Exam QuestionsJ has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request to add more insurance. 
D: The insurer will al...
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Kansas Life and Health Exam Questions And Answers Already Passed.
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Entire Contract - Answer is the provision that states that the producer does NOT have the authority to change the policy or waive any of its provisions 
 
Decreasing Term - Answer the automatic load provision can be incorporated into all of these policies except... 
 
variable life insurance - Answer insurance policy that has a level premium but allows the policy owner to choose from a selection of investment options 
 
pre-existing condition clause - Answer long-term care policy mus...
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Life Insurance Exam Questions and Answers(A+ Solution guide)
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J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and 
realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to 
J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request to add more insurance. 
D: The insurer will allow J to add more coverage ...
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NJ Life Final Exam Questions and Answers 100% Pass
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NJ Life Final Exam Questions and 
 
Answers 100% Pass 
 
Which of these is a method of determining the level of funds required for ongoing support in the 
event of the breadwinner's death? 
 
Financial loss value 
Human life value 
Assessment value 
 
Replacement value Human life value 
 
The Guaranty Association Act provides that when a Court Order of Liquidation exists, the 
insurer Is insolvent 
 
An individual most likely will have an insurable interest in insuring a person's life if An 
e...
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NJ Life Final Exam Questions With Solutions Graded A+ 2024.
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Which of these is a method of determining the level of funds required for ongoing support in the event of the breadwinner's death? 
 
Financial loss value 
Human life value 
Assessment value 
Replacement value - Answer Human life value 
 
The Guaranty Association Act provides that when a Court Order of Liquidation exists, the insurer - Answer Is insolvent 
 
An individual most likely will have an insurable interest in insuring a person's life if - Answer An economic interest exists for t...
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CISR LIFE & HEALTH Exam 52 Questions with Answer,100% CORRECT
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CISR LIFE & HEALTH Exam 52 Questions with Answer 
 
The first step in understanding the elements of a life insurance contract is being able to: 
 
A) describe the personal and specific reasons people purchase life insurance 
B) describe the different parties to a life insurance contract and their relationship - CORRECT ANSWER B) describe the different parties to a life insurance contract and their relationship 
 
A policy owner has the power to: 
A) Name one or more beneficiaries 
B) Change th...
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Life Insurance Exam 2024 Questions & Answers 100% Verified!
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J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request to add more insurance. 
D: The insurer will allow J to add more coverage pe...
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LOUISIANA LIFE AND HEALTH INSURANCE EXAM
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All of the following are correct about the required provisions of a health insurance policy EXCEPT 
 
A. The entire contract clause means the signed application, policy, endorsements, and attachments constitute the entire contract. 
 
B. A reinstated policy provides immediate coverage for an illness. 
 
C. Policies become incontestable after being in force for 3 years. 
 
D. A grace period of 31 days is found in an annual pay policy. - Answer- B. A reinstated policy provides immediate coverage f...
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NJ LIFE FINAL EXAM
- Exam (elaborations) • 13 pages • 2024
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Which of these is a method of determining the level of funds required for ongoing support in the event of the breadwinner's death? 
 
Financial loss value 
Human life value 
Assessment value 
Replacement value - Answer- Human life value 
 
The Guaranty Association Act provides that when a Court Order of Liquidation exists, the insurer - Answer- Is insolvent 
 
An individual most likely will have an insurable interest in insuring a person's life if - Answer- An economic interest exists for the ...
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