Individual producer - Study guides, Class notes & Summaries
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed 
Under which situation must insurable interest exist between the applicant and insured at the time of application? When a third-party applicant names themselves beneficiary. 
Which of the following is true about a decreasing term life policy? The face amount reaches zero at policy expiration. 
Which of the following occurs immediately after the application is submitted and the initial premium paid?...
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Indiana Life and Health Insurance Full Exam with Guaranteed Accurate Answers
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Which of these is NOT considered to be a violation of the Unfair Competition Law in Indiana? 
 monopolize or restrain trade 
 making unsubstantiated criticisms about an insurance company 
 pay insurance commissions to an unlicensed individual 
 paying a finder's fee to an individual who provides a sales lead - correct answer paying a finder's fee to an individual who provides a sales lead 
 
A viatical settlement agent, according to the Indiana Department of Insurance, is 
 an individual who f...
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NJ Title Insurance Exam updated 2023/24 Reloaded| 100% verified
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NJ Title Insurance Exam updated 2023/24 Reloaded| 100% verified 
 
In 1869 in Paul vs Virginia case the the US Supreme Court ruled that insurance? - Was not interstate Commerce. 
In 1944, in the South-Eastern Underwritters Association (SEUA) case, the U.S. Supreme Court ruled that insurance? - Was interstate commerce and was subject to Federal regulation. 
The McCarran-Ferguson Act of 1945 states that individual states are subject to the authority of the? - Federal Government 
Activitie...
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Xcel Solutions Final Exam - Michigan Life and Health Exam Study Questions and Answers Graded A 2024
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Shawn, Mike, and Dave are brothers who have a $100,000 "first to die" joint life policy covering all three of their lives. If Mike dies first, the policy proceeds 
 A.) Will no longer provide insurance protection 
 B.) Will go to Mike's estate 
 C.) Wwill be divided by probate 
 D.) Will not be paid until the last brother dies - A.) Will no longer provide insurance protection 
 
Susan is insured through her Group Health Insurance plan and changed her coverage to an individual plan with the sa...
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NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55 actual exam
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NY Life, Accident, and Health Insurance 
Agent/Broker Exam Series 17-55 actual 
exam 
Process 2103 (d-i) - CORRECT ANSWER-1. The Superintendent may issue a license 
to any person, firm or corporation who has complied with the requirements of the 
Insurance Code, authorizing the licensee to act as agent of any authorized insurer. 
Every individual applicant for a license under this section and every proposed sublicensee must be 18 years of age or older at the time of issuance of such licens...
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Texas Life Insurance Exam 2023 with 100% correct answers
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P completes an application for a $10,000 life policy, but does not give the producer the initial premium. P's coverage becomes effective when 
P receives the policy and pays the premium 
 
 
 
A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be carrer? 
20-Pay Life accumulates cash value faster than Straight Life 
 
 
 
How does an indexed...
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NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55| 200 QUESTIONS| GRADED A
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Process 2103 (d-i) Correct Answer: 1. The Superintendent may issue a license to any person, firm or corporation who has complied with the requirements of the Insurance Code, authorizing the licensee to act as agent of any authorized insurer. Every individual applicant for a license under this section and every proposed sub-licensee must be 18 years of age or older at the time of issuance of such license. The person must submit to and pass a written examination required by the Superintendent. 
 ...
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Xcel Solutions IN Life Insurance Final Exam
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Xcel Solutions IN Life Insurance Final Exam 
P is a producer who is licensed in Indiana , but a resident of Michigan . In Indiana , 
P is considered to be a ( n ) __________ producer . 
nonresident . 
Why would the Insurance Commissioner issue a temporary license ? 
To allow the personal representative of a deceased producer to provide service to 
existing policyowners 
Which provision is NOT a requirement in a group life policy ? 
Accidental 
A ( n ) _________ beneficiary may be changed by th...
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WA Life and Disability Producer Combo Questions with Verified Solutions
- Exam (elaborations) • 13 pages • 2024
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WA Life and Disability Producer Combo 
Questions with Verified Solutions 
 
If a company provides group disability insurance to its employees, which of the following may 
be tax deductible? The premiums paid by the company as a business expense 
 
Which provides benefits for expenses incurred as a result of in-hospital medical treatment and 
surgery as well as certain outpatient expenses such as doctor's visits, laboratory tests, and 
diagnostic services? Hospitalization insurance 
 
Compared t...
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Xcel Solutions Property & Casualty Exam Questions and Answers
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Xcel Solutions Property & Casualty 
Exam Questions and Answers 
An earned premium resulting from the cancellation of a policy is calculated on: - Correct 
Answer ️️ -On a pro rata basis, based on the previous year's rate 
M owns a parking garage & has coverage that states: "We will cover losses regardless if 
you are legally liable for the loss." This no-fault ideology will be found under: - Correct 
Answer ️️ -Excess Direct Coverage 
An insurance company writing business in a state o...
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