Insurers liability Study guides, Class notes & Summaries
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Florida 2-20 Agents License Exam Questions And Answers
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The Florida Surplus Service Lines Office (FSLSO) was created to - Answer- oversee the surplus lines industry in the state 
 
Which of the following is NOT a required qualification for a General Lines Agent: - Answer- Seeking the license only to write controlled business 
 
The Department of Financial Services performs the following, EXCEPT: - Answer- Pays insurance claims 
 
Once license, you have how long to obtain an appointment? - Answer- 48 months 
 
Which of the following is NOT a duty of t...
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Certified Legal Manager - ALA | Questions with 100% correct answers | verified
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Benefits that have been exempted from income taxation by law to encourage employers to provide 
these benefits the their employees, such as medical insurance, disability and group-term life 
insurance. - Answer-Statutory Fringe Benefits 
Tests that measure a person's judgment in work settings. - Answer-Situational Judgment Tests 
A management theory stating that different situations call for different leadership styles and that 
essentially there is no one best way to lead. - Answer-Situational...
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Florida 2-20 Agents License Exam Questions and Answers 2023 Graded A
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Florida 2-20 Agents License Exam Questions and Answers 2023 Graded A 
 
The Florida Surplus Service Lines Office (FSLSO) was created to 
oversee the surplus lines industry in the state 
Which of the following is NOT a required qualification for a General Lines Agent: 
Seeking the license only to write controlled business 
The Department of Financial Services performs the following, EXCEPT: 
Pays insurance claims 
Once license, you have how long to obtain an appointment? 
48 months 
Which of the ...
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Hawaii Adjuster Exam Completely Verified Answers
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Which of the following statements is NOT TRUE regarding the "Extended Period of Indemnity" option of the Business Income form? - ANSWER-The coverage applies for 120 days following the period of restoration 
 
When a Hawaii employee sustains an injury requiring medical treatment beyond first aid, how long does the employer have to report the accident to the Director of Labor and Industry relations? - ANSWER-7 working days 
 
After paying a claim an insurance company may have the right to pursue...
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TEST FOR ADJUSTER PRO, FLORIDA STUDY(QUESTIONS AND ANSWERS)A+ GRADED EXAM 2023-2024
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TEST FOR ADJUSTER PRO, FLORIDA 
STUDY(QUESTIONS AND ANSWERS)A+ 
GRADED EXAM 2023-2024 
- CORRECT ANSWER-Subtract the deductible from covered damages to get 
indemnification 
- CORRECT ANSWER-6 unique characteristics of insurance policy 
1 Contracts of adhesion (court ez win) 
2 Utmost good faith 
3 aleatory 
4 personal 
5 Unilateral (only insurer has obligation) 
6 Conditional 
- CORRECT ANSWER-1945 regulate insurance 
Naic doesn't give benefits to comissioners 
90 day to pay 
hijacking on...
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USAA Licensing Exam Verified Questions And Answers 2024
- Exam (elaborations) • 19 pages • 2023
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Insurance - Transfer of risk from one person or organization to an insurance company 
 
Indemnity - The principle to restore the insured to the pre-loss economic or financial condition. 
 
Law of Large numbers - Mathematical principle used by insurers to predict losses to charge the appropriate premiums 
 
Insurable Interest - Proof that someone stands to lose financially if a loss occurs; must exist at the time of the loss in property and casualty insurance 
 
Binder - Temporary insurance contr...
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ADJUSTER PRO - INSURANCE ADJUSTER TEST(QUESTIONS AND REVIEWED ANSWERS) 2023-2024
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ADJUSTER PRO - INSURANCE 
ADJUSTER TEST(QUESTIONS AND 
REVIEWED ANSWERS) 2023-2024 
What is insurance? - CORRECT ANSWER-protection against financial loss 
what is a premium - CORRECT ANSWER-a scheduled amount to be paid for an 
insurance policy. 
What are premiums used for - CORRECT ANSWER-premiums are collected into a 
"pool" or "reserve to pay out claimants when needed. 
how can insurance companies afford to pay for an individuals catastrophic loss? - 
CORRECT ANSWER-the insurer collect...
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AU62 Course Exam Practice Questions & Answers, 100% Accurate. Verified.
- Exam (elaborations) • 41 pages • 2023
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AU62 Course Exam Practice Questions & Answers, 100% Accurate. Verified. 
 
 
An organization may incur losses from legal liabilities in a number of different ways. Which one of the following actions would best be described as an intentional tort? - -A newspaper mistakenly identifies the driver in an alcohol-related hit and run accident as John Doe, a prominent local attorney. 
 
Martin, a 15-year-old boy, carelessly tossed a glass bottle over the heads of several people toward a recycling bin 15...
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A
- Exam (elaborations) • 57 pages • 2023
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A 
 
 
 
The process where by a mutul insurer becomes a stock company is called - Demutalization 
 
The process whereby a stock company a mutal insurer is called - Mutalization 
 
The provision in a property policy which states that the insured has been paid up to their insurable interest is - Valuation clause 
 
The part of the policy that states the amout of coverage the insured property policy period is - Declara...
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CAIB 3 Practice Exam 2023 Questions and Answers
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What is the name given to the collection of written decisions? - Answer- Case Law 
 
Explain the concept of the Rule of Precedent. - Answer- Current court decisions must follow those made in cases having similar circumstances, which allows the development of a logical body of general principles against which specific cases to be compared. 
 
Explain the meaning of the term "damages". - Answer- Compensation in money for the loss or damage suffered. 
 
Compensatory damages for bodily injury are ...
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