Life producer final exam - Study guides, Class notes & Summaries
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XCEL FINAL STUDY LOUISIANA LHA INSURANCE EXAM QUESTIONS & ANSWERS 2023/2024
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XCEL FINAL STUDY LOUISIANA LHA INSURANCE EXAM QUESTIONS & ANSWERS 2023/2024 
 
Under group health insurance, a certificate of coverage is issued to the - ANSWER-employee 
 
Which of the following actions may an insurance company NOT do in a health policy that contains a guaranteed renewable premium benefit? - ANSWER-Increase the premiums on an individual basis 
 
A payment system for health care in which the provider is paid for each service given is called - ANSWER-fee-for-service 
 
The free l...
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Mississippi Life and Health Final Exam Actual Questions and Answers 2023 Complete
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Mississippi Life and Health Final Exam Actual Questions and Answers 2023 Complete 
 
What kind of life insurance product covers children under their parent's policy? 
 
Family Maintenance rider 
Term rider 
Family Income rider 
Payor benefit 
Term Rider 
Under a trustee group life policy, who would be eligible for a certificate of coverage? 
 
Corporation 
Employee 
Employer 
Labor union 
employee 
A producer must report to the Commissioner of Insurance any administrative action or criminal cha...
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Life Insurance Producer Final Exam With Complete Solutions 100% 2024.
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Life insurance helps meet estate planning objectives because it is: - Answer a liquid asset at death 
 
Which one of the following statements about a life insurance policy rider regarding waiver of premiums and disability income is true? - Answer In addition to waiving premiums during periods of disability, it provides a monthly income. 
 
Which rider is included in a policy with whole life insurance on the principal insured and term insurance on the insured's spouse and children? - Answer ...
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Final Exam - Florida Life and Health | all 2023/24 questions and answers
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Final Exam - Florida Life and Health | all 2023/24 questions and answers 
 
Which Unfair Trade Practice involves making a false statement on an insurance application in order to receive money from an insurer? - Misrepresentation 
Who owns a stock company? - A stock insurance company is owned by its stockholders. 
In Florida, which of the following is considered an Unfair Trade Practice? - Coercion 
Which of these options can an individual use their medical flexible spending account to pay for...
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PSI life, accident, and health 2023/2024//Final Exam-Michigan Life and Health Questions and Answers 2023/2024//PSI Practice exam NJ Questions And Answers 2023/health and accident exam psi Questions And Answers 2023/PSI Life, Accident & Health Insurance -O
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PSI life, accident, and health 2023/2024//Final Exam-Michigan Life and Health Questions and Answers 2023/2024//PSI Practice exam NJ Questions And Answers 2023/health and accident exam psi Questions And Answers 2023/PSI Life, Accident & Health Insurance -OH/Life, Accident, and Health Producer Exam/CA PSI Site - Life, Accident and Health Agent Exam
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California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed
- Exam (elaborations) • 26 pages • 2023
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California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed What distinguishes a deferred annuity from an immediate annuity? The time at which benefit payments start 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? 60 payments 
What is a common reason people purchase an annuity? To protect against the risk of outlivin...
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MI Life Producer Final Exam QUESTIONS WITH ACTUAL CORRECT DETAILED ANSWERS
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MI Life Producer 
Final Exam QUESTIONS WITH ACTUAL CORRECT 
DETAILED ANSWERS MI Life Producer 
Final Exam QUESTIONS WITH ACTUAL CORRECT 
DETAILED ANSWERS MI Life Producer 
Final Exam QUESTIONS WITH ACTUAL CORRECT 
DETAILED ANSWERS MI Life Producer 
Final Exam QUESTIONS WITH ACTUAL CORRECT 
DETAILED ANSWERS MI Life Producer 
Final Exam QUESTIONS WITH ACTUAL CORRECT 
DETAILED ANSWERS MI Life Producer 
Final Exam QUESTIONS WITH ACTUAL CORRECT 
DETAILED ANSWERS MI Life Producer 
Final E...
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A
- Exam (elaborations) • 69 pages • 2023
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A 
 
 
An insurer decides to renew a policy but at a higher premium rate, starting on the renewal date. How many days in advance must the insured be notified? 
 
a) 30 
b) 60 
c) 90 
d) 100 - -b 
 
How is the Commissioner of Insurance placed in office? 
 
a)By NAIC nomination 
b)Through a bid process 
c)An election at the same time that other state officials are selected 
d)An appointment by the Governor - -d 
 
An ins...
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PA Life, Health and Accident Final Exam Questions with Verified Solutions
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PA Life, Health and Accident Final Exam 
Questions with Verified Solutions 
 
Which of these factors is NOT taken into consideration when determining the cost of a long-term 
care policy? Personal Income 
 
What is the nonforfeiture value of an annuity before annuitization? All premiums paid, plus 
interest, minus any withdrawals and surrender charges 
 
In an employer sponsored contributory group disability income plan the employer pays 60% of 
the premium and each employee pays 40% of the prem...
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Massachusetts Life Insurance Final Exam Questions and Answers Graded A+
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Massachusetts Life Insurance Final 
Exam Questions and Answers 
 
Graded A+ 
 
in Massachusetts, a small employer is comprised of 1-50 employees 
 
Kate received a group accident and health termination notice. How many days does she have to 
apply for a converted policy? 31 
 
Scott has a life insurance policy in which the dividends are left with the insurance company. This 
particular policy may be paid up when the cash value plus accumulated dividends equal the 
net single premium for the same...
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