Mortgagee rights Study guides, Class notes & Summaries
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NJ PROPERTY PRODUCER LATEST UPDATE GRADED A+
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NJ PROPERTY PRODUCER LATEST 
 
UPDATE GRADED A+ 
 
Declarations Section of an insurance policy containing the basic underwriting information 
such as the insured's name, address, amount of coverage and premiums, and a description of 
insured's location. 
 
Where is Declarations page found? Usually first page. 
 
Insuring Agreement Section of an insurance policy containing the insurer's promise to pay. 
 
What does the insuring agreement list? Insuring agreement lists the parties to the contra...
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PSI Oklahoma Real Estate Practice Test Questions and Answers 100% Pass
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PSI Oklahoma Real Estate Practice Test 
Questions and Answers 100% Pass 
 
MOST closed real estate transactions should be reported to the IRS. REQUIRED information 
includes seller name(s) and social security number(s) and the sale price 
 
An owner hired a construction company to build a swimming pool at a new home. The owner 
failed to pay the bill once the work was completed and the construction company filed a lien to 
obtain payment of the debt. The encumbrance created is called a mechanic...
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GA REAL ESTATE EXAM PREP / HARD QUESTIONS AND ANSWERS GRADED A+
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GA REAL ESTATE EXAM PREP / HARD 
QUESTIONS AND ANSWERS GRADED 
 
A+ 
 
*Amortization Rate* is defined as: The percentage of periodic payment that is applied to the 
reduction of the principal. 
 
*In a title theory state, the *Mortgagee takes title to the mortgaged property, during the 
TERM of the mortgage.* 
 
*Property* may be technically defined as: *Rights or Interest* which a person has in the 
thing owned. 
 
A *Broker's*, license fee costs how much? *$170* 
 
A *Deficiency Judgement* ca...
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CLFP EXAM - Equipment Lease and Financing Documentation | 100% Correct Answers | Verified | Latest 2024 Version
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What is a Lease a document? - A lease is a basic document by which a lessor agrees to provide 
equipment or other personal property or rights to a lessees in return for rental payments. 
What are Lease Exhibits document? - Also referred to a "schedules" are used if the description of 
lease property is too lengthy to fit into the space allotted on the lease. Often wise to have lessee initial 
all exhibits. 
What is a Delivery & Acceptance (D&A) document? - Document signed by lessee indicating ...
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National Real Estate Exam Prep Questions and Answers Graded A+
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National Real Estate Exam Prep 
Questions and Answers Graded A+ 
 
Unilateral Contract Contract containing ONE promise given in exchange for completing an 
act. NO obligation to act. 
 
Bilateral Contract Contract containing TWO promises. Example: A listing agreement is a 
bilateral contract 
 
Client/Principal A person who has entered into an agency relationship w/ a licensee & with 
whom there is a written contract 
 
Customer Any 3rd party w/ whom a licensee works 
 
In-Company Transaction Tr...
Too much month left at the end of the money?
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STATE FARM PROPERTY AND CASUALTY Questions & 100% Correct Answers
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duties of the insured 
 ~~> 1. pay the premium 
 2. take all reasonable means to save and protect the property from 
loss 
 3. give the insurance company immediate notice of loss 
 4. give the insurance company proof of loss within 60 days of the loss 
 5. separate the damaged property from the undamaged property and 
allow the insurance company to inspect the undamaged property as 
well as the insured's books and records 
 6. the insured cannot sue the insurance company unless all o...
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Tennessee State Property & Casualty Licensing Exam Rated A+
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Tennessee State Property & Casualty 
 
Licensing Exam Rated A+ 
 
Physical Hazard hazard that arises from the property itself 
 
Morale Hazard person driving crazy because they have insurance 
 
Moral Hazard create a loss situation to collect from insurance company 
 
Aleatory contingent on a certain event that provides for unequal transfer of value between 
parties 
 
Contract of Adhesion one party has greater power over the other in the contract 
 
Class 1-Frame outside support walls, roof and...
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AMP Real Estate Exam – Finance (A+ Guaranteed)
- Exam (elaborations) • 41 pages • 2023
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Promissory Note correct answers A written agreement to repay a debt 
 
Who is the maker of the note in a promissory note? correct answers The debtor 
 
Who is the payee of the note in a promissory note? correct answers The creditor 
 
Who is a holder in due course? correct answers One who gets payments 
 
Who is the mortgagor? correct answers Borrower 
 
Who is the mortgagee? correct answers Lender 
 
In Alabama, who has the title until the debt is paid? correct answers The mortgagee 
 
Deed of ...
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LA Claims Adjuster Property and Causality Practice Exam 1 Questions and Answers 2024
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Insurable Interest - ______in the property and would suffer a financial loss if the property were damaged by an insured peril, their family members (names need not be listed in the policy), and others such as a lien holder, for example, the bank that holds the mortgage on a house. 
 
Cause of Loss Forms - ____establish and define the causes of loss (or perils) for which coverage is provided under the form. (Please do not confuse the "cause of loss" forms with the "proof of loss" form, which ...
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California Legal Aspects of Real Estate Final Exam Questions with Verified and Updated Answers
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California Legal Aspects of Real Estate 
Final Exam Questions with Verified and 
Updated Answers 
 
 
California Legal Aspects of Real Estate 
Final Exam Questions with Verified and 
Updated Answers 
 
A balloon payment on a real estate loan is: 
 
a. the final payment to pay off a loan 
b. the smallest payment made on the loan 
c. more than twice the amount of the smallest payment 
d. a payment made by a guarantor of the loan - Answer c. more than twice the 
amount of the smalles...
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