Nc life health insurance - Study guides, Class notes & Summaries
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NC life and health insurance study questions with 100% correct solutions
- Exam (elaborations) • 51 pages • 2024
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NC life and health insurance study 
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Which of the following is NOT a characteristic of universal life insurance? 
A Flexible death benefit 
B Cash account 
C Fixed premium 
D Unbundled premium - Correct Answer ️️ -C 
Universal life policies allow the policy owner to increase the amount of premium going 
into the policy and to later decrease it again. They may even skip a premium payment. 
The rest of the features apply to universal life policies. 
Which ...
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NC life and health insurance study questions with certified answers Graded A+
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NC life and health insurance study questions with certified answers Graded A+ 
 
Which of the following is NOT a characteristic of universal life insurance? 
A Flexible death benefit 
B Cash account 
C Fixed premium 
D Unbundled premium 
C 
Universal life policies allow the policy owner to increase the amount of premium going into the policy and to later decrease it again. They may even skip a premium payment. The rest of the features apply to universal life policies. 
Which of the following wou...
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NC BLET STATE EXAM OBJECTIVES, Questions and answers, 100% Accurate, rated A+
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NC BLET STATE EXAM OBJECTIVES, Questions and answers, 100% Accurate, rated A+ 
 
 
List four way to submit criminal fingerprint cards and final disposition reports to the Identification Section of the State Bureau of Investigation (SBI) - -First Class Mail 
Courier Service 
In Person 
Electronic Transmission (live-scan) 
 
The most reliable form of identification - -fingerprints 
 
Fingerprints are the primary source for... - -Criminal History 
 
A report of disposition and fingerprint cards s...
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NC Life and Health Insurance UPDATED Exam Questions and CORRECT Answers
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NC Life and Health Insurance UPDATED 
Exam Questions and CORRECT Answers 
A company attempting a life policy replacement must notify the existing company within... - 
Correct Answer 5 working days 
The commissioner must be notified within ____ - Correct Answer 10 days of any change of 
address/name 
Free look provision allow how many days to examine the policy? - Correct Answer 10 days 
starting withe the day the policy is delivered 
Notice of hearing must be sent at least... - Correct Ans...
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NC life and health insurance study questions and answers
- Exam (elaborations) • 51 pages • 2024
- Available in package deal
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NC life and health insurance study 
questions and answers 
Which of the following is NOT a characteristic of universal life insurance? 
A Flexible death benefit 
B Cash account 
C Fixed premium 
D Unbundled premium - Answer- C 
Universal life policies allow the policy owner to increase the amount of premium going 
into the policy and to later decrease it again. They may even skip a premium payment. 
The rest of the features apply to universal life policies. 
Which of the following would help pre...
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NC life and health insurance study questions with certified answers Graded A+
- Exam (elaborations) • 30 pages • 2024
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- $13.49
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NC life and health insurance study questions with certified answers Graded A+ 
 
Which of the following is NOT a characteristic of universal life insurance? 
A Flexible death benefit 
B Cash account 
C Fixed premium 
D Unbundled premium 
C 
Universal life policies allow the policy owner to increase the amount of premium going into the policy and to later decrease it again. They may even skip a premium payment. The rest of the features apply to universal life policies. 
Which of the following wou...
-
NC Health Insurance Exam Pearson Vue Latest Graded A+
- Exam (elaborations) • 16 pages • 2024
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NC Health Insurance Exam Pearson Vue Latest Graded A+ 
Pure Risk 
chance of loss or no loss but not gain insurable 
 
 
Speculative Risk 
there is possibility of loss but of gain no insurablility 
 
 
exposure unit 
subject to loss 
 
 
peril 
cause of loss 
 
 
life insurance 
death 
 
 
Health insurance 
accident and sickness 
 
 
hazard 
increases the likelihood or severity of loss 
 
 
Three types of hazard 
physical, moral, morale 
 
 
physical hazard 
arise from the inherent characteristi...
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NC life and health insurance study questions and answers 2024
- Exam (elaborations) • 29 pages • 2024
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NC life and health insurance study questions and answers
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NC life and health insurance study questions with certified answers
- Exam (elaborations) • 28 pages • 2024
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NC life and health insurance study questions with certified answers 
Which of the following is NOT a characteristic of universal life insurance? 
A Flexible death benefit 
B Cash account 
C Fixed premium 
D Unbundled premium 
C 
Universal life policies allow the policy owner to increase the amount of premium going into the policy and to later decrease it again. They may even skip a premium payment. The rest of the features apply to universal life policies. 
 
 
Which of the following would help ...
-
NC Life and Health Insurance Exam 2024 Questions and Answers
- Exam (elaborations) • 20 pages • 2024
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NC Life and Health Insurance Exam
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