Nj life producer Study guides, Class notes & Summaries
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NJ Life Producer Exam | 2024 Questions & Answers | 100% Correct | Verified
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NJ Life Producer Exam | 2024 Questions 
& Answers | 100% Correct | Verified
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NJ Life Producer Exam | 2024 Questions & Answers | 100% Correct | Verified
- Exam (elaborations) • 11 pages • 2024
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Under a Traditional IRA, interest earned is taxed - upon distribution 
Which of these statements regarding the annuitants is CORRECT? - The annuitant's life expectancy 
determines the annuity payment 
What will the beneficiary receive is annuitant dies during the accumulation period? - The greater the 
accumulated cash value or the total premium paid 
Which of the following actions is REQUIRED by an agent who is replacing an existing life insurance 
policy? - Submit to to the replacing insurer ...
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NJ Life Producer Exam Study Life Insurance Questions and Answers
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NJ Life Producer Exam Study Life Insurance Questions and Answers
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NJ Life Producer Exam Questions with Correct Answers
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NJ Life Producer Exam Questions with Correct Answers 
 
Which of the following policy components contains the company's promise to pay? - Answer-Insuring clause 
 
* The insuring clause contains the company's promise to pay. 
 
Which of the following included in the term "insurance-related conduct"? - Answer-Transmitting funds between producers and the insurance company 
 
*The term "insurance-related conduct" includes acts related to insurance transactions, such as selling, soliciting, ne...
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NJ Life Producer Questions and Answers Rated A+
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NJ Life Producer Questions and 
 
Answers Rated A+ 
 
The Waiver of Cost of Insurance rider is found in what type of insurance? Universal Life 
 
If an insured continually uses the automatic premium loan option to pay the policy premium, 
The policy will terminate when the cash value is reduced to nothing 
 
If a settlement option is not chosen by the beneficiary or policyowner, which option will be 
used? Lump sum 
 
An insured misstates her age at the time the life insurance application is tak...
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NJ Life producer Exam Questions with Answers
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NJ Life producer Exam Questions with Answers 
The employee usually has a period of ___ days after terminating from the group life in order to exercise the conversion option. During this time, the employee is still covered under the original group policy. - Answer-31 
 
If the master contract is terminated, every individual who has been on the plan for at least ___ will be allowed to convert to individual permanent insurance of the same coverage. - Answer-5 years 
 
When an employer pays all of t...
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NJ Life Producer Exam Study Life Insurance 2024/2025 already passed
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NJ Life Producer Exam Study Life Insurance 
 
Renewable Term Life Insurance - correct answer An insurer must renew a renewable term policy at the policyowner's request regardless of the insurability status of the insured. 
 
Fixed-amount - correct answer The settlement option that provides for payments to be made in regular installments to a beneficiary until the principal and interest are exhausted best describes: 
 
Must give public reasonable access. - correct answer What hours of operation ...
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NJ Life Producer Exam - Insurance and Laws | 2024 Questions & Answers | 100% Correct | Verified
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NJ Life Producer Exam - Insurance and 
Laws | 2024 Questions & Answers | 
100% Correct | Verified
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NJ Life Producer 2024 Questions & Answers | 100% Correct | Verified
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NJ Life Producer 2024 Questions & Answers 
| 100% Correct | Verified
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NJ Life Producer Test Questions and Answers All Correct
- Exam (elaborations) • 6 pages • 2024
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NJ Life Producer Test Questions and Answers All Correct 
Term Life Policy - Answer-Temporary coverage for set duration w/ death benefit ONLY (no cash value), offers largest $ for lowest premium. Cannot borrow. 
 
Level Term Life Insurance Policy - Answer-A term life insurance policy in which the death benefit remains unchanged throughout the life of the policy 
 
Increasing Term Life Insurance - Answer-Term life insurance that provides a death benefit that starts at one amount and increases by s...
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