Oklahoma life and health - Study guides, Class notes & Summaries

A comprehensive group policy also covers expenses related to vision care. Which of the following is not typically covered under a vision plan? - cataract surgery A false written or oral statement made by a producer for the purpose of replacing an existing policy to the detriment of the insured is - twisting A Fraternal Benefit Society has each of the following characteristics EXCEPT - exists for profit A Guaranteed Renewable provision allows - premiums which can only be increased per rate c...

Oklahoma Life and Health State Exam Simulator3/4 Questions and Answers Graded A+ Which statement concerning adjustable life insurance is accurate? The face amount and premiums can be changed simultaneously by the policyowner Federally qualified HMO's must offer family planning services How are monthly life annuity benefit payments treated under a tax sheltered annuity (TSA)? Taxed as ordinary income in the year received Insurable interest involves what assumption? One person b...

Final Exam - Oklahoma Life and Health- 151 Questions and Answers

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OKLAHOMA LIFE AND HEALTH STATE EXAM 2024 A false written or oral statement made by a producer for the purpose of replacing an existing policy to the detriment of the insured is - correct answer twisting How long must a life insurance policy be in effect before the policyowner may use the nonforfeiture provision? - correct answer 3 years The PRIMARY purpose of the Fair Credit and Reporting Act is to - correct answer protect consumers with guidelines regarding credit reporting and distri...

A person covered with an individual health plan is issued a policy is issued a certificate of medical costs does not contract directly with the insurance company is not subject to medical underwriting Correct Answer A person covered by an individual health plan is issued a policy. All Health Benefit Plans issued after January 1, 2014 must provide long-term care dental care adult vision care preventative health services Correct Answer preventative health services Preventa...