Options and riders 2 - Study guides, Class notes & Summaries
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Life, Health and Accident Insurance Exam and Notes
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Life, Health and Accident Insurance Exam and Notes 
Key Topics in Life Insurance 
1. Insurance Application Process - The agent does not set final rates. - If a question is missed, schedule another appointment. - The underwriter or beneficiary does not need to sign the application. 
2. Insurability and Coverage - The definition of insurance as risk transfer. - Coverage dates based on conditional receipts. - Requirements for signatures on applications. 
3. Types of Insurance - Differences betw...
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MSF RiderCoach 2024 Questions & Answers Already Graded A+
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MSF RiderCoach 2024 
Total Number of Sections in BRC Rider Handbook - Answer-16 
4 Sections in Rider handbook not covered in e-course - Answer-12(Select topics), 13(Key Safety 
Concepts), 14(Knowledge Test), 15(Next Steps) 
Two turning strategies - Answer-BASIC - SLOW, LOOK, PRESS, ROLL 
OVERALL - SEARCH, SETUP, SMOOTH 
Example used to illustrate use of the windchill chart - Answer-40 degrees outside temperature @55 MPH 
= 25 degrees on exposed skin. 
Rider Character - Answer-To choose to do the...
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Pennsylvania Life Only Questions and Answers Graded A+
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Pennsylvania Life Only Questions and 
 
Answers Graded A+ 
 
Which of the following is a requirement for any change in an insurance application? Change 
must be initialed by the applicant. 
 
Agreements made by terminally ill persons to sell their life insurance policies at a discount in 
order to pay medical expenses are called: Viatical settlements 
 
What is an insurance policy's grace period? Period of time after the premium is due but the 
policy remains in force. 
 
The cause of a loss is...
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PUB3705 Assignment 1 (DETAILED ANSWERS) Semester 2 2024 - DISTINCTION GUARANTEED
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PUB3705 Assignment 1 (DETAILED ANSWERS) Semester 2 2024 - DISTINCTION GUARANTEED - DISTINCTION GUARANTEED - DISTINCTION GUARANTEED Answers, guidelines, workings and references .. Fill in the missing word. ‘Free riders’ are individuals who cannot be excluded from a public service on the grounds of ... and who will be unwilling to reveal their preference for such a service. 
 
a.	citizenship 
b.	legislation 
c.	grants 
d.	non-payment 
The missing word in the sentence is "legislation." 'Free...
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Florida 2-15 exam | Questions and Correct Solutions |Latest Update 2024/2025 | Graded A+
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Florida 2-15 exam | Questions and 
Correct Solutions |Latest Update 
2024/2025 | Graded A+ 
In a 3 partner cross-purchase plan, how many policies need to be 
purchased in order to protect each partner against the loss of any other 
partner? - Answer -6 
According to the NAIC Life Insurance Solicitation Model, when soliciting 
life insurance, a producer is required to provide a prospect with a 
______ and a _______ specific to the product being marketed. - Answer 
-general buyer's guide; policy ...
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OKLAHOMA INSURANCE EXAM QUESTIONS & ANSWERS SCORED A+ TO PASS
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A business offers a group disability income plan and pays the premiums. If an employee suffers a 
disabling injury, the benefits paid to the employee will be: - Answer-axable income to the business 
deductible income to the employee 
a deductible business expense for the business 
taxable income to the employee 
A business overhead expense policy does NOT provide: - Answer-tax-free benefits 
a Medicare SELECT plan is - Answer-a managed care policy. 
A Medicare SELECT plan is a - Answer-managed c...
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Virginia Life and Health Exam Review. Questions with accurate answers. 2022/2023.
- Exam (elaborations) • 16 pages • 2023
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Virginia Life and Health Exam Review. Questions with accurate answers. 2022/2023. 
Document Content and Description Below 
Virginia Life and Health Exam Review. Questions with accurate answers. 2022/2023. What contract term means only one party to a contract's promises are legally enforceable? - Unilateral Mr. Jones, the insured, committed suicide after the expiration of the suicide clause in his life insurance policy. The insurer is obligated to: - Pay the death benefit. The benefit that encou...
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Life and Health Certification Exam Questions and Answers Rated A+
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Life and Health Certification Exam 
Questions and Answers Rated A+ 
 
Which of the following types of insurance riders is not based on term life insurance? Waiver 
of premium 
 
At what point after the effective date of an accident and health insurance policy does it become 
incontestable? 2 years 
 
All of the following groups may contract with PPOs exctpt Government programs 
 
under a long-term care insurance policy, the level of care that is mainly necessary for the purpose 
of meeting daily...
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PUB3705 Assignment 1 (ANSWERS) Semester 2 2024 - DISTINCTION GUARANTEED
- Exam (elaborations) • 7 pages • 2024
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Well-structured PUB3705 Assignment 1 (ANSWERS) Semester 2 2024 - DISTINCTION GUARANTEED. (DETAILED ANSWERS - DISTINCTION GUARANTEED!).... Fill in the missing word. ‘Free riders’ are individuals who cannot be excluded from a public service on the grounds of ... and who will be unwilling to reveal their preference for such a service. 
 
a.	citizenship 
b.	legislation 
c.	grants 
d.	non-payment 
The missing word in the sentence is "legislation." 'Free riders' are individuals who cannot be ...
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MSF RiderCoach prep UPDATED 2024!!!
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MSF RiderCoach prep UPDATED 2024!!! 
Total Number of Sections in BRC Rider Handbook 
16 
 
 
4 Sections in Rider handbook not covered in e-course 
12(Select topics), 13(Key Safety Concepts), 14(Knowledge Test), 15(Next Steps) 
 
 
Two turning strategies 
BASIC - SLOW, LOOK, PRESS, ROLL 
OVERALL - SEARCH, SETUP, SMOOTH 
 
 
Example used to illustrate use of the windchill chart 
40 degrees outside temperature @55 MPH = 25 degrees on exposed skin. 
 
 
Rider Character 
To choose to do the right (sa...
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