Paying for risk - Study guides, Class notes & Summaries

WGU C214 Object Assessment Financial Management 2023/ 2024 Exam| Questions and Verified Answers| Grade A+ Q: Why would we reject a project based on IRR? Answer: The discount rate is higher than the IRR Q: What are two key elements of differential cash flow? Answer: Depreciation expense and net income Q: Why is the NPV preferred over the IRR? Answer: It measures the dollar value and is more reliable. Q: When a company uses more leverage as evidenced by a ...

RSK4801 EXAM PACK 2023 QUESTIONS AND ANSWERS. CONFIDENTIAL Page 2 of 22 RSK4801 May/June 2022 [TURN OVER] RSK4801 Date: 25 May 2022 INSTRUCTIONS ON THE DAY OF ASSESSMENT: Ensure you are connected to the internet in order to log into the Invigilator App and scan this QR code. If you encounter difficulty in scanning the QR code, you can alternatively enter the Exam Access Code below the QR code to start the invigilation. Unless otherwise specified by your institution, note that you can...

LPL4801 PORTFOLIO MEMO - MAY/JUNE 2023 - SEMESTER 1 - UNISA - (DETAILED ANSWERS - DISTINCTION GUARANTEED!) SECTION A LEASE QUESTION 1 Write notes on the establishment of the tenant’s real right. (10) QUESTION 2 Write notes on the duration of lease agreements that fall under the Consumer Protection Act 68 of 2008. (10) QUESTION 3 Michael rents a flat from Peter. Michael notices that the geyser in the flat is leaking and does not work properly. Michael has to have a cold shower ...

PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2025 An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? a. mutual b. reciprocal c. nonprofit service organization d. stock - Correct answer-A. mutual funds not paid out after paying claims and other operating costs are re...

Which of these is NOT considered to be a violation of the Unfair Competition Law in Indiana? monopolize or restrain trade making unsubstantiated criticisms about an insurance company pay insurance commissions to an unlicensed individual paying a finder's fee to an individual who provides a sales lead - correct answer paying a finder's fee to an individual who provides a sales lead A viatical settlement agent, according to the Indiana Department of Insurance, is an individual who f...

How can Insurance companies can afford to pay for an individual's catastrophic loss? Correct Answer The premiums from all policyholders are pooled together. What information is found on the Declarations page? Correct Answer contains the make and model of the covered vehicle described Steven was denied coverage, a jury decieded in his favor. Why are insurance policies considered "Contracts of Adhesion"? Correct Answer Policy language is open to legal interpretation. Susan is a Doctor,...

Rules of Construction Help to identify and establish the intent of the parties to the contract Utmost good faith Each party is entitled to rely on the representation of the other, and each party should have a reasonable expectation that the other is acting in good faith without attempts to conceal or deceive. Aleatory Contract A contract under which one party's performance is contingent on an uncertain event. property and casualty agent has the power to bind the insurer...

AINS 101 Questions With 100% Accurate Review Solution Answers Which of the following is an example of a legal requirement for individuals that could be met through insurance? a. contributing to the growth of the organization b. paying for losses c. obtaining personal auto insurance d. providing a source of investment funds - ANS-c. obtaining personal auto insurance A fire destroys the kitchen in Rob and Laurie's home. Which insurance policy would provide coverage for the damage? a...

RMIN 4000 Test 2 Daniel Brown (2024/2025) 100% Solved Stock Insurer Corporation owned by Stockholders (earn profit for stockholders by increasing the value of the stock and paying dividends). Mutual Insurer Corporation owned by Policyholders (profits are distributed to policyholders by dividends or rate reductions). Advance Premium Mutual Assessment Mutual Fraternal Insurer Lloyd's of London Specialized lines of business. Brokers represent policyholders to arrange coverage wit...

Which of the following could create an ethical issue? A.) not paying premiums when due B.) Placing insurance with the insurer paying the highest commission C.) exaggerating a proof of loss D.) lying about educational background correct answersB.) Placing insurance with the insurer paying the highest commission The ability to apply knowledge to risk and insurance circumstances is acquired through correct answersProfessional training and job experience An insurance professional is respo...