Physical hazard - Study guides, Class notes & Summaries
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Florida Insurance 20-44 Exam Study Guide
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insurance - Answer- ________________ is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies. 
 
casualty - Answer- ______________ insurance is insurance which pays on behalf of the insured's legal liability. 
 
liberalization - Answer- The ______________ provision broadens an insured's coverage without an increase in premium when the insurer has adopted a generic global policy revision. 
 
severabil...
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OSHA 511 GENERAL INDUSTRY (2024) WITH 100% CORRECT ANSWERS ALREADY GRADED A+
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Whistle Blower Act 
Prohibits discrimination against employees filing complaints under OSHA or for disclosing safety & health issues concerning the workplace 
 
 
 
All work related fatalities must be reported within? 
8 hours 
 
 
 
 
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All injuries that involve in-patient hospitalization, amputation, eye loss must be reported within 
24 hours 
 
 
 
What is serious physica...
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FINN 3623 Risk Management Exam 1 (2024) || With Complete Answers (Graded A+)
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FINN 3623 Risk Management Exam 1 (2024) || With Complete Answers (Graded A+) 
FINN 3623 Risk Management Exam 1 (2024) || With Complete Answers (Graded A+) 
 
PROTECT & ENHANCE the assets of an organization - ANSWER - What is the primary jobs/functions of the chief risk manager? 
 
peril - ANSWER - a cause of loss 
 
insurance - ANSWER - a mechanism of risk transfer 
 
hazard - ANSWER - anything that increases the probability of or severity of a loss 
 
physical hazard - ANSWER - a literal obstac...
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Adult Residential Facility (ARF) Practice Test 2023 COMPLETE EXAM GRADED A+
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Adult Residential Facility 
(ARF) Practice Test 2023 
COMPLETE EXAM GRADED 
A+ 
Adult Residential Facility (ARF) Practice Test 
1. The department requires start up funds equal to ______ months operating 
expenses. 
(85018)(b)(1): 3 months 
2. No other person than the _____ shall alter the prescription label. 
(80075)(k)(4): dispensing pharmacist 
3. Medication shall be centrally stored when... 
(80075)(j): 1. preservation of medication requires refrigeration 
2. medication is determined by the p...
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Washington Pesticide Laws and Safety Practice Test Questions and answers
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T/F: A key to minimizing the hazard of pesticide use to the applicator is to avoid exposure. 
True 
 
 
 
The use of temperature or humidity manipulation is a __________ control method for insects. 
Physical 
 
 
 
Drift problems can be reduced by: 
Placing a boom as close to the target as possible. 
 
 
 
Which is a concern when handling an emulsifiable concentrate pesticide? 
It may be easily absorbed through human and animal skin. 
 
 
 
T/F: EPA and WSDA are the only federal and state agenci...
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USAA P&C Insurance Adjuster EXAM QUESTIONS CORRECTLY ANSWERED
- Exam (elaborations) • 8 pages • 2023
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USAA P&C Insurance Adjuster EXAM 
QUESTIONS CORRECTLY ANSWERED 
Perils - ANSWER Causes of loss identified in the policy (Fire, lightening, internal 
explosion ,Wind, Hail, Collision) 
Hazard - ANSWER Condition that create or increases the chance or loss or contributes 
to the loss 
Physical Hazard - ANSWER Visible ( operational features of a risk) 
Moral Hazard - ANSWER Intentional dishonesty or illegal actions of a person (arson) 
Morale Hazard - ANSWER Carelessness or indifference ( attitud...
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Risk management Exam 1 driver (updated - 2024) || Complete Solutions (100% Correct)
- Exam (elaborations) • 7 pages • 2024
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Risk management Exam 1 driver (updated - 2024) || Complete Solutions (100% Correct) 
Risk management Exam 1 driver (updated - 2024) || Complete Solutions (100% Correct) 
 
types of risk - ANSWER - Pure risk 
Speculative risk 
Subjective risk 
 
pure risk - ANSWER - Simply no loss or loss 
*insurance companies only deal with 
 
spectulative risk - ANSWER - loss or no loss or potential gain 
 
subjective risk - ANSWER - our attitudes towards risk (risk tolerance) 
*more difficult than pure and spe...
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RMIN EXAM 1 CH 1-4 QUESTIONS & ANSWERS
- Exam (elaborations) • 8 pages • 2024
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RMIN EXAM 1 CH 1-4 QUESTIONS & ANSWERS 
The property and liability insurance industry is characterized by a receptive pattern of loose 
underwriting standards with low premiums followed by tight underwriting standards with high 
premiums. This repetitive patter is called the: 
a. underwriting cycle 
b. underwriting by exception method 
c. business cycle 
d. account underwriting method - ANS-a. underwriting cycle 
A situation or circumstance in which a loss is possible, regardless of whether a ...
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Adult Residential Facility (ARF) Practice Test, California ARF Administrator Study Guide Correct Solutions!!
- Exam (elaborations) • 24 pages • 2023
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The department requires start up funds equal to ______ months operating expenses. (85018)(b)(1) - ANSWER3 months 
 
No other person than the _____ shall alter the prescription label. (80075)(k)(4) - ANSWERdispensing pharmacist 
 
Medication shall be centrally stored when...(80075)(j) - ANSWER1. preservation of medication requires refrigeration 
2. medication is determined by the physician to be hazardous if kept by the resident 
3. administrator/licensing determines the medication to be a safety...
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CM 2215 Coss Exam Questions & Answers Solved 100%
- Exam (elaborations) • 12 pages • 2023
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what are the 4 most common injuries? - Answer 1. falls 
2. caught in 
3. struck by (head trauma) 
4. electrical 
 
(T/F) OSHA is required to provide and pay for most PPE (personal protection) - Answer true 
 
what are the 5 groups of OSHA standards? - Answer 1. general industry 
2. construction 
3. maritime 
4. agriculture 
5. record keeping 
 
each employer shall furnish employment free from recognized hazards (general duty clause) 
 
section? - Answer section 5 (a)(1) 
 
each employer shall...
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