Premiums and benefits - Study guides, Class notes & Summaries
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ARKANSAS HEALTH INSURANCE EXAM QUESTIONS AND ANSWERS 100% PASS
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Certified Compliance and Ethics Professional (CCEP) Certification Exam with Verified Answers | Latest 2024/2025
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Which of the following BEST describes the purpose of training 
based upon risk assessment findings? 
A.) Reducing the organization's legal exposure 
B.) Educating employees on laws and regulations 
C.) Educating the board on the compliance program 
D.) Reducing the organization's insurance premiums 
A compliance and ethics professional investigates a report of 
sexual harassment. The incident does not constitute sexual harassment, but reveals the employee's misunderstandings of the 
harassmen...
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Xcel Testing Solutions, Life and Health Insurance Exam Questions With Answers Latest 2023-2024 Graded A+
- Exam (elaborations) • 24 pages • 2023
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Barbara's policy includes a rider which allows her to purchase additional insurance at specific 
dates or events without evidence of insurability. This rider is called a(n) 
Answers>>Guaranteed insurability rider 
A guaranteed insurability rider allows for the insured to purchase additional insurance at 
specific dates or events without evidence of insurability. 
Disability Income plans which require that the insurer can NEVER change or alter premium rates 
are usually considered Answers&...
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Utah Health and Life Insurance Exam Questions and Answers Already Passed
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Utah Health and Life Insurance Exam 
Questions and Answers Already Passed 
 
Under a Modified Endowment Contract, what are the likely tax consequences? Pre Death 
Distributions will become taxable 
 
Kathy's annuity is currently experiencing tax-deferred growth until she retires. Which phase is 
this annuity in? Accumulation period 
 
If threats or force is used to affect an insurance transaction, the unfair trade practice of 
_________ has been committed. Coercion 
 
A whole life policy option...
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Virginia life and Health Final Exam Questions and Answers 100% Pass
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Virginia life and Health Final Exam 
Questions and Answers 100% Pass 
 
Insurable inter in one's own life is legally considered as Generally unlimited 
 
Where dose the primary funding for medical part A come from? Federal payroll and self 
employment taxes 
 
What would be a valid reason for naming a trust as the beneficiary of a life insurance policy as 
opposed to naming an individual? Management of proceeds would be provided 
 
Virginia requires that an agent must complete___ hours of conti...
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2025 AHIP Final Exam Questions and Answers 100% Verified
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A Medicare beneficiary has walked into your office and requested that you sit down with her and discuss 
her options under the Medicare Advantage program. Before engaging in such a discussion, what should 
you do? - Answer-You must have her sign a scope of appointment form, indicating which products she 
wishes to discuss. You may then proceed with the discussion. 
Agent Harriet Walker has recently begun marketing Medicare Advantage and related products aimed at 
meeting the needs of senior citi...
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PSI life, accident, and health questions and answers 100% pass
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PSI life, accident, and health questions and answers 100% pass 
How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? 
A. immediately 
B. 1 year 
C. 2 years D. At age 65 2 years 
What is the return of premium rider? 
A. an increasing amount of term insurance that always equals the total of premiums paid up to the current point 
B. a provision that allows the insured to cancel the policy in the first two years and have premiums refunded ...
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FINAL EXAM - ARIZONA LIFE AND HEALTH QUESTIONS AND ANSWERS GRADED A
- Exam (elaborations) • 40 pages • 2024
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FINAL EXAM - ARIZONA LIFE AND HEALTH QUESTIONS AND ANSWERS GRADED A 
Which of these is true regarding the exchange of consideration among parties involved in an insurance contract? Can be unequal 
The premiums paid by an employer for his employee's group life insurance are usually considered to be? Tax-deductible to the employer 
Kevin has an existing life insurance policy and assigns it to another insurer for a new contract. How would this transaction be treated for tax purposes? As a section ...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2024/ 2025
- Exam (elaborations) • 42 pages • 2023
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PRIMERICA LIFE INSURANCE EXAM 
WITH 100% CORRECT ANSWERS 2025 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Correct answer-A. mutual 
funds not paid out after paying claims and other operating costs are re...
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Kentucky Health Insurance Exam | 95 Questions with 100% Correct Answers | Verified | Latest Update 2024
- Exam (elaborations) • 9 pages • 2023
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Social security taxes are paid by employees with - after tax dollars 
The premiums paid by a company for group health insurance for its employees are - Tax deductible 
by the company and not considered taxable income to the employees 
Premiums for individually-owned health insurance policies may be deductible if the taxpayers medical 
expenses exceed - 7.5% AGD 
Benefits paid by individually-owned accident, health, disability, or LTC policies are generally - Income 
tax free by the taxpayer if b...
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