Primerica 3 - Study guides, Class notes & Summaries
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PRIMERICA LIFE INSURANCE EXAM GRADED A+
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PRIMERICA LIFE INSURANCE EXAM 
1. An insured purchased an insurance policy 5 years ago. Last year, she 
received a dividend check from the insurance company that was not taxable. 
This year, she did not receive a check from the insurer. From what type of 
insurer did the insured purchase the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock: A. mutual 
funds not paid out after paying claims and other operating costs are returned to the 
policy owners in the form of a...
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Primerica Practice test part 1,part 2 and part 3 Answered Correctly
- Exam (elaborations) • 12 pages • 2023
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Primerica Practice test part 1,part 2 and part 3 Answered Correctly
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Primerica life insurance License chapter 2 Exam Questions With Verified Answers
- Exam (elaborations) • 6 pages • 2024
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Primerica life insurance License chapter 2 
Exam Questions With Verified Answers 
Attained age - answerthe insured's age at the time the policy is issued or renewed 
cash value - answerA policy's savings element or living benefit 
face amount - answerthe amount of benefit stated in the life insurance 
fixed life insurance - answercontracts that offer guaranteed minimum or fixed benefits 
deferred - answerwithheld or postponed until a specified time or event in the future 
Endow - answerthe cas...
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Primerica Life Insurance Exam | 2023/ 2024 (Questions and 100% Verified Answers)
- Exam (elaborations) • 39 pages • 2023
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Primerica Life Insurance Exam | 2023/ 2024 
(Questions and 100% Verified Answers) 
 
1. The frequency and the amount of the premium payment are known as what? 
 
 
 Answer: Premium mode 
 
 
 
2. What type of insurer uses a formal sharing agreement 
 
 
 Answer: Reciprocal Insurers 
 
 
 
 
 
3. According to the California Insurance Code any person legally capable of making an 
insurance policy is considered 
 Answer: An insurer 
 
 
 
4. Which of the following losses would likely be c...
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Primerica life insurance License chapter 2 Exam Questions With Verified Answers
- Exam (elaborations) • 6 pages • 2024
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Primerica life insurance License chapter 2 
Exam Questions With Verified Answers 
Attained age - answerthe insured's age at the time the policy is issued or renewed 
cash value - answerA policy's savings element or living benefit 
face amount - answerthe amount of benefit stated in the life insurance 
fixed life insurance - answercontracts that offer guaranteed minimum or fixed benefits 
deferred - answerwithheld or postponed until a specified time or event in the future 
Endow - answerthe cas...
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Exam: Primerica Life Insurance 2023/ 2024 New Update (Questions and Verified Answers)
- Exam (elaborations) • 20 pages • 2023
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Exam: Primerica Life Insurance 2023/ 2024 New Update (Questions and Verified Answers) 
 
1.	Which of the following types of risk will result in the highest premium? 
A.	Substandard risk 
B.	Standard risk 
C.	Preferred risk 
D.	All risks pay equal premiums 
 
 
~	Answer: A. Substandard risk 
 
 
 
2.	In the underwriting process, it was determined that the applicant for life insurance is in poor health and has some dangerous habits. Which of the following is true concerning the policy premium? 
A....
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Primerica - Life Insurance Basics (AZ) Exam Questions With Verified Answers
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Primerica - Life Insurance Basics (AZ) Exam 
Questions With Verified Answers 
All of the following are duties and responsibilities of producers at the time of application 
EXCEPT 
A - Change any incorrect statement on the application by personally initialing next to the 
corrected statement. 
B - Explain the nature and type of any receipt the producer is giving to the applicant. 
C - Probe beyond the stated questions if the producer feels the applicant is misrepresenting or 
concealing informati...
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Primerica Life Insurance In Person Class Exam Questions With Verified Answers
- Exam (elaborations) • 10 pages • 2024
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Primerica Life Insurance In Person Class 
Exam Questions With Verified Answers 
What is a provision? - answerDefine the standard characteristics of all policies. No need to 
add these items, it usually comes with the policy 
Entire Contract - answerThink R.A.P., this is what it includes 
R- Riders 
A- Application 
P- Policy 
This is a legal contract and can not be changed unless both parties agree to the change. 
Tip: Buyer's Guide - Illustrations - Policy Summary are required but not apart of ...
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Primerica Life Insurance Exam | 2023/ 2024 Newly Updated!!! (Questions and Verified Answers with Rationales) 100% Correct
- Exam (elaborations) • 36 pages • 2023
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Primerica Life Insurance Exam | 2023/ 2024 Newly Updated!!! (Questions and Verified Answers with Rationales) 100% Correct 
 
1.	Which of the following best defines target premium in a universal life policy? 
 
 
~	Answer: The recommended amount to keep the policy in force throughout its lifetime 
 
 
 
2.	Which of the following would help prevent a universal life policy from lapsing? 
 
 
~	Answer: Target premium 
 
 
 
3.	A Universal Life insurance policy is best described as a/an 
 
 
~	Answe...
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Primerica Practice Exam B Questions With Verified Answers
- Exam (elaborations) • 15 pages • 2024
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Primerica Practice Exam B Questions With 
Verified Answers 
1. The annuity income amount is based on whose life? 
A. Owner 
B. Insured 
C. Annuitant 
D. Beneficiary - answerannuitant 
2. An injured party to a contract is able to rescind the contract for 
A. Representations. 
B. Unintentional concealment 
C. Health problems 
D. Financial difficulties. - answerunintentional concealment 
3. A whole life policy that will generate immediate cash value is 
A. Single premium. 
B. Continuous premium. 
C...
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