Primerica practice exam b - Study guides, Class notes & Summaries
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Primerica Life Exam (State) Questions and Answers 2023
- Exam (elaborations) • 16 pages • 2023
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Primerica Life Exam (State) Questions and Answers 2023 
The McCarran Act stated that the federal government would not regulate insurance as long as an adequate job of regulating the industry was done by the: 
 
a. Counties 
b. Federal Government 
c. Insurers in a state 
d. States 
? 
 
 
 
Circulating deceptive sales material to the public is what type of Unfair Trade Practice? 
 
a. False advertising 
b. Defamation 
c. Coercion 
d. Misrepresentation 
? 
 
 
 
A "certification of license status...
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Primerica Practice Exam Version B with 100% correct answers
- Exam (elaborations) • 20 pages • 2023
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The annuity income amount is based on whose life? 
Annuitant 
 
 
 
An injured party to a contract is able to rescind contract for 
Unintentional concealment 
 
 
 
 
 
 
00:30 
 
01:41 
A whole life policy that will generate immediate cash value is 
Single Premium 
 
 
 
Which statement is TRUE regarding long-term care training in California? 
Training is not required if the rider does not provide services 
 
 
 
To be fully insured by Social Security, a worker must have how many quarters of co...
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Primerica Life Exam (State) questions and answers
- Exam (elaborations) • 16 pages • 2023
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Primerica Life Exam (State) questions and answers 
The McCarran Act stated that the federal government would not regulate insurance as long as an adequate job of regulating the industry was done by the: 
 
a. Counties 
b. Federal Government 
c. Insurers in a state 
d. States 
? 
 
 
 
Circulating deceptive sales material to the public is what type of Unfair Trade Practice? 
 
a. False advertising 
b. Defamation 
c. Coercion 
d. Misrepresentation 
? 
 
 
 
A "certification of license status" re...
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Primerica Practice Exam Version B, Questions with accurate answers. Graded A+. 2022/2023
- Exam (elaborations) • 7 pages • 2023
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Primerica Practice Exam Version B, Questions with accurate answers. Graded A+. 2022/2023 
 
 
The annuity income amount is based on whose life? - Annuitant 
 
An injured party to a contract is able to rescind contract for - Unintentional concealment 
 
A whole life policy that will generate immediate cash value is - Single Premium 
 
Which statement is TRUE regarding long-term care training in California? - Training is not required if the rider does not provide services 
 
To be fully insured by...
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Primerica Practice test part 2, questions with verified content
- Exam (elaborations) • 5 pages • 2023
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Primerica Practice test part 2, questions with verified content 
Which of the following statements regarding HIV testing for insurance purposes is NOT true? 
a) HIV testing is regulated at the state level. 
b) Insurers are barred from requesting HIV testing. 
c) Positive test results will be forwarded to the state's Department of Health if a physician is not selected by the applicant. 
d) The testing practices must meet the criteria of the U.S. Department of Health and Human Services. 
b 
 
 
 ...
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Primerica Life Exam (State), Questions with accurate answers. 100% verified. Graded A
- Exam (elaborations) • 23 pages • 2023
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Primerica Life Exam (State), Questions with accurate answers. 100% verified. Graded A 
 
 
The McCarran Act stated that the federal government would not regulate insurance as long as an adequate job of regulating the industry was done by the: 
 
a. Counties 
b. Federal Government 
c. Insurers in a state 
d. States - ? 
 
Circulating deceptive sales material to the public is what type of Unfair Trade Practice? 
 
a. False advertising 
b. Defamation 
c. Coercion 
d. Misrepresentation - ? 
 
A "ce...
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Life insurance and annuity Exam Practice Questions and Answers Adverse selection is characterized by: - Answer️️ -A sick person purchasing health insurance All the following policies and contracts are typically covered by state insurance guaranty associat
- Exam (elaborations) • 25 pages • 2024
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Life Insurance Primerica Exam Practice 
Questions and Answers 
Which will be included in a policy summary? - Answer️️ -Premium amounts and 
surrender values 
Why should the producer personally deliver the policy when the first premium has 
already been paid? - Answer️️ -To help the insured understand all aspects of the 
contract 
An insurance contract requires that both the insured and the insurer meet certain 
conditions in order for the contract to be enforceable. What contract charact...
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Primerica Practice Exam Test A 75 Questions & Answers 2023
- Exam (elaborations) • 9 pages • 2023
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Primerica Practice Exam Test A 75 Questions & 
Answers 2023 
1. An annuity that is purchased with a lump sum premium and whose benefits begin 
after 12 months is called a: 
A. Single premium immediate annuity. 
B. Single premium deferred annuity. 
C. Level premium variable annuity. 
D. Flexible premium fixed annuity. - Correct answer-Single premium deferred annuity 
2. A technique used to determine the amount of life insurance needed by focusing on 
the projected earning potential of an insured ...
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Life insurance practice exam primerica Questions and Answers
- Exam (elaborations) • 4 pages • 2023
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Life insurance practice exam primerica Questions and Answers 
The receipt given to a life insurance applicant when the application is completed and the initial premium is received is called a(n) 
Conditional receipt. 
 
 
 
Statements in the application for insurance that are believed to be true to the best of the applicant's knowledge are called 
Representations. 
 
 
 
All of the following apply to the waiver of premium rider EXCEPT 
There is no charge for this provision. 
 
 
 
An annuity i...
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Life insurance practice exam primerica Questions and Answers 2023
- Exam (elaborations) • 4 pages • 2023
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Available in package deal
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Life insurance practice exam primerica Questions and Answers 2023 The receipt given to a life insurance applicant when the application is completed and the initial premium is received is called a(n) 
Conditional receipt. 
 
 
 
Statements in the application for insurance that are believed to be true to the best of the applicant's knowledge are called 
Representations. 
 
 
 
All of the following apply to the waiver of premium rider EXCEPT 
There is no charge for this provision. 
 
 
 
An annuit...
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