Property and casu - Study guides, Class notes & Summaries

risk Uncertainty of loss insurance the transfer of RISK pure risk lose or have no change - insurable speculative risk NOT insurable. possibility to lose or gain hazard something that increases risk indemnity a payment for damage or loss; purpose is to restore the insured to where they were prior to their loss. tort A civil wrong representation a substantial truth, true to the best of knowledge concealment OMISSION of a material fact

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ALABAMA PROPERTY AND CASUALTY SPOT-ON EXAM SOLUTIONS 2024 If a company cancels an auto policy mid term, the refund will be made on a. pro rata basis b. short rate basis c. retroactive basis d. coinsurance basis - correct answer Pro Rata Basis

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QUESTIONS AND ANSWERS

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