Psi life accident - Study guides, Class notes & Summaries
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CA- PSI- Life, Accident & Health Exam With 100% Correct Answers 2023
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CA- PSI- Life, Accident & Health Exam With 100% Correct Answers 2023 
Reduced Paid Up 
Nonforfeiture option provides new whole life policy at reduced face amount of protection. Provides coverage for longest time. 
 
 
 
Extended Term 
Nonforfeiture option provides new TERM policy with same face amount of coverage as original policy 
 
 
 
Guaranteed Lifetime Withdrawal 
Annuity rider that assures owner will at least get amount paid for the annuity 
 
 
 
Guaranteed Minimum Income 
Rider that gua...
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PSI life, accident, and health Exam Questions with correct Answers(practice,online and final exam) complete test
- Exam (elaborations) • 79 pages • 2023
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PSI life, accident, and health Exam Questions with correct Answers(practice,online and final exam) complete test/PSI life, accident, and health Exam Questions with correct Answers(practice,online and final exam) complete test/PSI life, accident, and health Exam Questions with correct Answers(practice,online and final exam) complete test
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CA PSI LIFE, ACCIDENT AND HEALTH/ SICKNESS AGENT EXAMINATION (LIFE AGENT) LATEST ACTUAL EXAM
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CA PSI LIFE, ACCIDENT AND HEALTH/ 
SICKNESS AGENT EXAMINATION (LIFE 
AGENT) LATEST ACTUAL EXAM
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PSI LIFE ACCIDENT AND HEALTH - LONG Term Exam Actual Q&A
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PSI LIFE ACCIDENT AND HEALTH - 
LONG Term Exam Actual Q&A 
Which of the following is TRUE regarding nonadmitted insurers? 
1. 
A felony is committed by the agent in the state of a nonadmitted insurer. 
2. 
Acting as an agent for a nonadmitted insurer is considered a misdemeanor. 
3. 
The agent shall pay $1,000 in addition to any fees involving the commission of a felony. 
4. 
Specific penalties shall be determined by the Insurance Commissioner on a case by 
case basis. - CORRECT ANSWER-Acti...
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PSI life, accident, and health questions and answers 100% pass
- Exam (elaborations) • 30 pages • 2023
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PSI life, accident, and health questions and answers 100% pass 
How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? 
A. immediately 
B. 1 year 
C. 2 years D. At age 65 2 years 
What is the return of premium rider? 
A. an increasing amount of term insurance that always equals the total of premiums paid up to the current point 
B. a provision that allows the insured to cancel the policy in the first two years and have premiums refunded ...
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PSI Life Accident, Health Practice Exam Questions and Answers A+ Graded
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PSI Life Accident, Health Practice Exam 
Questions and Answers A+ Graded 
Which is an ACCURATE statement regarding benefits of Medicare supplement and 
Medicare select plans? 
1 
The insurer is able to cancel, or deny renewal of an existing policy, based solely on the 
health of the insured. 
2 
There is no restriction for benefits after the coverage has been in effect for six months 
when involving a preexisting condition. 
3 
The coverage for a loss from an illness or disease is treated di...
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PSI Life Accident and Health Final Practice Exam Questions and Answer
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PSI Life Accident and Health Final 
Practice Exam Questions and Answers 
Dividends that are received by a life insurance policy holder can be taxed in what 
situation(s): 
I - When the dividend amount received exceeds the amount that the policy holder paid 
in premiums - CORRECT ANSWER-The amount received that is over and above the 
amount paid into the policy via premiums is considered to be gain and is therefore 
taxable. There are no dividends paid on term life insurance policies. 
Unde...
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent)| Questions and Answers, 100% Correct| Latest 2023/2024
- Exam (elaborations) • 22 pages • 2023
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent)| Questions and Answers, 100% Correct| Latest 2023/2024 
CA PSI Site - Life, Accident and Health 
Agent Examination (Life Agent)| Questions 
and Answers, 100% Correct| Latest 
2023/2024 
Admitted Insurance Company vs. Non-Admitted Insurance Company 
An admitted insurance company is authorized to transact insurance in California 
because it has a Certificate of Authority granted by the California Department of 
Insurance (...
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PSI LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM RATED 100% PASS
- Exam (elaborations) • 14 pages • 2023
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PSI LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM RATED 100% PASS
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM/70 QUESTIONS AND ANSWERS
- Exam (elaborations) • 6 pages • 2023
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM/70 QUESTIONS AND ANSWERS
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