Punitive damages - Study guides, Class notes & Summaries
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N.C. Claims Adjuster Exam Latest 2023 Rated A+
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N.C. Claims Adjuster Exam Latest 2023 Rated A+ Inception/Expiration Date an insurance policy covers the insured starting at 12:01am on the day on which coverage begins and expires at 12:01am on the expiration day of the policy. 
Occurrence Date Date of which the loss occurred 
Identification of parties involved The loss report should include the names and addresses of the parties involved in the loss, the names and addresses of any injured person(s) and the names and addresses of any witness(s)....
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Auto Adjuster Exam 17-66 Questions and Answers Proven 100%
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Auto Adjuster Exam 17-66 Questions and Answers Proven 100% 
 
Which of the following would not be considered a "first party" coverage under the personal auto policy? - Liability 
 
Liability is considered to be "third party coverage." The other coverages pay the insured (the first party) under the policy. 
 
Which of the following would be considered "special damages?" - Medical expenses 
 
 
There are two types of damages for bodily injury claims - special damages and general damages. Spe...
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Alabama Property and Casualty Exam 2022/2023 with 100% correct answers
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If a company cancels an auto policy mid term, the refund will be made on 
 
a. pro rata basis 
b. short rate basis 
c. retroactive basis 
d. coinsurance basis 
Pro Rata Basis 
 
 
 
What is the term used to describe terminating the insurance relationship at the end of the policy period ? 
a. cancellation 
b. nonrenewal 
c. separation 
d. exclusion 
Nonrenewal 
 
 
 
Which is the best example of an indirect loss ? 
 
a. sequential loss 
b. liability loss 
c. employee theft 
d. loss of use 
Loss o...
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CISR Commercial Casualty I Lesson Exam 48 Questions with Answers,100% CORRECT
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CISR Commercial Casualty I Lesson Exam 48 Questions with Answers 
 
Legal Liability - CORRECT ANSWER A responsibility or obligation to others, which courts recognize and enforce. In general failure to meet this duty often results in the imposition of monetary damages. 
 
3 Types of Legal Liability - CORRECT ANSWER Tort Liability, Statutory Liability, Contractual Liability 
 
4 Types of Tort Liability - CORRECT ANSWER Negligence, Intentional Torts, Strict Liability, Absolute Liability 
 
Name ...
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2022-2023 Texas Adjuster Study Guide 367 QUESTIONS AND ANSWERS
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2022/2023 
Texas Adjuster Study Guide 367 QUESTIONS AND ANSWERS 
 
 
 
1.	PERILS: A CAUSE OF PROPERTY LOSSES UNDER AN INSURANCE CON- TRACT EX: WINDSTORM, HURRICANE, EXPLOSION, COLLAPSE OF BUILD- ING, VANDALISM, ACCIDENTAL DISCHARGE, AND THEFT 
2.	LAW OF LARGE NUMBERS: A FUNDAMENTAL CONCEPT IN STATISTICS 
AND PROBABILITY THAT DESCRIBES HOW THE AVERAGE OF A RANDOM- 
LY SELECTED LARGE SAMPLE FROM A POPULATION. IT BASICALLY RE- LIES ON THE PRINCIPLE THAT THE LARGER THE POOL, THE MORE PRE- DICTAB...
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CSR Professional Practice Exam 100% SOLUTION 2023//2024
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CSR Professional 
Practice Exam 100% 
SOLUTION 2023//2024 
How long must the reporter store notes in a criminal case? - ANSWER 10 years 
How much extra can be charged for a daily transcript? - ANSWER 50% 
A controversy already judicially decided - ANSWER res judicata 
An agreement between two or more parties to do an illegal act - ANSWER Collusion 
Breach of contract and torts - ANSWER Civil law includes 
Book of Approved Jury Instructions - ANSWER BAJI 
Deposition transcripts are held for the...
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Colorado POST (Test 1) Questions and Answers Already Passed
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Colorado POST (Test 1) Questions and Answers Already Passed What is the age requirement for safety belts? Under 16, must be restrained 
Which title of the CRS covers traffic? Title 42 
Title 42 includes Title, Article, Part, Common Code, Points, Fine 
Are traffic infractions arrestable offenses? No 
Are traffic violations arrestable offenses? Yes 
Can a person have a jury trial for traffic infractions or violations? No. Judge trial only 
A municipal officer cannot write municipal tickets for... ...
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CPCU 553 Personal Insurance questions answered 100% correct
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Loss exposure 
Any condition or situation that presents a possibility of loss, whether or not an actual loss occurs. 
 
 
 
Cause of loss (peril) 
The actual means by which property is damaged or destroyed. 
 
 
 
Property loss exposure 
A condition that presents the possibility that a person or an organization will sustain a loss resulting from damage (including destruction, taken, or loss of use) to property in which that person or organization has a financial interest. 
 
 
 
Real property (r...
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AINS 102 (Latest 2023/ 2024 Update) Understanding Personal Insurance Exam | Questions and Verified Answers| 100% Correct| Grade A
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AINS 102 (Latest 2023/ 2024 Update) Understanding Personal Insurance Exam | Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Courtney drove her car home after spending an afternoon celebrating with some friends at a bar. She ran through a stop sign at a high speed and struck a van carrying a mother and two children. The van was totaled and all of the family members in the van were injured and hospitalized. The youngest child was severely injured and spent 3 months in the hospital and ...
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FOUNDATIONS AND ADULT HEALTH NURSING 9TH EDITION COOPER GOOSNELL TEST BANK CHAPTER 1-41 | COMPLETE GUIDE A+ 2023-2024
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FOUNDATIONS AND ADULT HEALTH NURSING 9TH EDITION COOPER GOOSNELL TEST BANK CHAPTER 1-41 | COMPLETE GUIDE A+ 2023-2024. Which of the following must the nurse recognize regarding the health care delivery system? 
a. It includes all states. 
b. It affects the illness of patients. 
c. Insurance companies are not involved. 
d. The major goal is to achieve optimal levels of health care. 
ANS: D 
The nurse must recognize that in the health care delivery system, the major goal is to achieve 
optimal lev...
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