Respa disclosures Study guides, Class notes & Summaries
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SAFE Mortgage Loan Originator Test - National Component with Uniform State Content (100% Errorless Answers)
- Exam (elaborations) • 25 pages • 2023
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What does UST stand for? correct answers Uniform State Test 
 
Who does the CFPB protect? correct answers The Consumer Financial Protection Bureau protects consumers in the financial marketplace. 
 
What does the CFPB do? correct answers CFPB is now in charge of implementing and enforcing most of the provisions of federal lending laws that relate to protecting consumers while they are shopping for, securing, and paying off mortgages. 
 
What is the purpose of RESPA? (3 things) correct answers a....
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Real Estate Brokerage SAE - Champion's School of Real Estate 291 Questions with Verified Answers,100% CORRECT
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Real Estate Brokerage SAE - Champion's School of Real Estate 291 Questions with Verified Answers 
 
Search Engine Optimization (SEO) - CORRECT ANSWER The process of maximizing the number of visitors to a particular website by ensuring the website appears high on the list of results returned by a search engine. 
 
Fcebook Live - CORRECT ANSWER Video streaming through facebook. 
 
CoStar Database - CORRECT ANSWER Functions much like a residential MLS, connecting commercial agents with brokerages,...
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NMLS Exam Questions with Complete Solutions Latest Update
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NMLS Exam Questions with Complete Solutions Latest Update 
 
c) Loan servicing - Answer-Section 6 of RESPA pertains to: 
 
a) Annual escrow settlement 
b) kickbacks 
c) loan servicing 
 
c) 3 business days of loan application - Answer-The mortgage servicing disclosure statement or ISDS must be provided within: 
 
a) prior to settlement 
b) at settlement 
c) 3 business days of loan application 
 
1) appraisal report changes 
2) expiration of original LE 
3) customer request changes - Answ...
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NMLS Test Outline, Exam Questions and answers, VERIFIED/| LATEST UPDATE | EXAM PREDICTION QUESTIONS |
- Exam (elaborations) • 42 pages • 2024
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NMLS Test Outline, Exam Questions and 
answers, VERIFIED/ 
RESPA disclosures? 
due dates? - -3 days after application: 
Home loan tool kit 
Loan estimate 
List of HUD counselors 
Mortgage Servicing Disclosure Statement 
Know before you owe booklet 
Special Info Booklet 
3 days before consummation: 
Initial Closing Disclosure 
AfBA disclosure 
At consummation: 
Final Closing Disclosure 
Initial Escrow Statement (45 days after closing) 
After closing: 
Annual Escrow Statement 
Servicing Transfer...
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1 REAL ESTATE STATE EXAM FOR OHIO REVIEW QUESTIONS AND ANSWERS, 100% ACCURATE/
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1 REAL ESTATE STATE EXAM FOR OHIO REVIEW QUESTIONS 
AND ANSWERS, 100% ACCURATE/ 
Fiscal Policy - -Treasury Department 
Monetary Policy - -Federal Reserve Bond 
Truth In Lending Act - -To provide standard disclosure procedures that all lenders must follow. 
Required so consumers will know exactly what they are paying for credit so they can compare 
Annual Percentage Rate (APR) - -The relationship between the cost of borrowing money and the 
total amount financed, represented by a percentage 
Us...
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NMLS Test Questions and Answers All Correct
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NMLS Test Questions and Answers All Correct 
 
The S.A.F.E. Act applies to mortgage loan originators who take applications for, or offer or negotiate terms of, residential mortgage loans, which would include: 
Land to be used for agricultural purposes 
An apartment building with 30 units 
A dwelling secured by a mortgage, but not secured by a trust deed 
A mobile home to be used as a residence, even if it is not attached to the land - Answer-a mobile home to be used as a residence, even if it i...
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SAFE Mortgage Loan Originator Test - National Component with Uniform St/ LATEST EXAM PREDICTIONS UPDATES, APPROVED. ate. Exam Questions and answers, Verified/
- Exam (elaborations) • 35 pages • 2024
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SAFE Mortgage Loan Originator Test - 
National Component with Uniform State. 
Exam Questions and answers, Verified/ 
What does UST stand for? - -Uniform State Test 
Who does the CFPB protect? - -The Consumer Financial Protection Bureau protects consumers in 
the financial marketplace. 
What does the CFPB do? - -CFPB is now in charge of implementing and enforcing most of the 
provisions of federal lending laws that relate to protecting consumers while they are shopping for, 
securing, and pay...
-
Real Estate Salesperson California State Exam 2023 with complete solutions
- Exam (elaborations) • 13 pages • 2023
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Which of the following is most vital or important in planning a subdivision: - ANSWER-Market Analysis 
 
When rent is computed on the gross sales of a business occupying real property, the lease is correctly termed: - ANSWER-Percentage Lease 
 
What is not an adequate method of transferring property? - ANSWER-Executive Sale 
 
What is considered personal property? - ANSWER-Existing Mortgage 
 
If an income property is valued at $100,000 based on an 8% capitalization rate, what would be the value...
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NMLS Test Outline Exam Questions With Answers
- Exam (elaborations) • 29 pages • 2023
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NMLS Test Outline Exam Questions With Answers 
RESPA disclosures? 
due dates? - ANS 3 days after application: 
Home loan tool kit 
Loan estimate 
List of HUD counselors 
Mortgage Servicing Disclosure Statement 
Know before you owe booklet 
Special Info Booklet 
 
3 days before consummation: 
Initial Closing Disclosure 
AfBA disclosure 
 
At consummation: 
Final Closing Disclosure 
Initial Escrow Statement (45 days after closing) 
 
After closing: 
Annual Escrow Statement 
Servicing Transfer ...
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NMLS Exam Questions with 100% Correct Answers
- Exam (elaborations) • 129 pages • 2024
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3 - Answer-Most RESPA disclosures must be sent within ___ days from application 
 
Initial Escrow Statement - Answer-What document is typically delivered at settlement, yet a lender has 45 days from settlement to deliver it? 
 
X - Answer-RESPA is also known as Regulation ___ 
 
1. Loan Terms 
2. Projected Payments 
3. Costs at Closing - Answer-List the 3 main sections on page 1 of the Loan Estimate 
 
15 - Answer-The Notice of Transfer of Servicing Rights is due within ___ days prior to trans...
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