Ribo general - Study guides, Class notes & Summaries
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RIBO EXAM QUESTIONS WITH 100% CORRECT SOLUTIONS ALREADY PASSED!!
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Which of the following statements best describes actual cash value? - Answer-The replacement cost 
at the time of loss less depreciation 
Personal injury liability under the Commercial General Liability Policy covers sums that the insured 
becomes legally obligated to pay: - Answer-Because of injury to a person's character by such things 
as false arrest or malicious prosecution. 
Under an automobile policy, property damage means damage to which of the following? - AnswerProperty of others but ...
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RIBO TOP TESTED QUESTIONS & ANSWERS 2024 (UPDATE)
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Those exempt from RIB Act. - lawyers, agents, accountants, adjusters, travel insurance 
agents, admin staff, trustee, reinsurance broker. 
Who can be a broker? - - age of majority 
- of good character 
- no criminal charges 
- no refused, suspended or revoked licenses 
- meet educational and experience requirements of Qualification and Registration Committee. 
- complies with Act 
- only business is Insurance Broker 
Insurance Broker defined: - Any person who for any commission, compensation or...
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RIBO (All Correct)
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RIBO Exam (Ch 1-4) (with 100% Error-free Answers)
RIBO Insurance Exam (100% Correct Answers)
RIBO exam prep (100% Verified Solutions)
RIBO – General (100% Accurate Answers)
RIBO (All Correct)
ONTARIO AUTO EXAM (RIBO) A+ Graded.
RIBO: ENTRY LEVEL 1 (with Complete Solutions)
RIBO Practice Questions (100% Errorless Answers)

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RIBO Insurance Exam Questions and Answers Graded A
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RIBO Insurance Exam Questions and Answers Graded A What makes pure risk insurable while speculative not? Pure risk insurance is a situation involving a chance of a loss without a chance of gain. Insurance will accept situations where there is no potential for gain. 
Pure Risk A situation involving a chance of loss without a chance of gain. Example: property damage 
Speculative Risk A situation where the possibility of either financial loss or gain exists. This is not accepted by insurances. Exam...
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RIBO RIBO RIBO ACT INFORMATION EXAM QUESTIONS
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RIBO ACT INFORMATION EXAM QUESTIONS WITH CERTIFIED SOLUTIONS incapicitated member a member suffering froma physical or mental condition or disorder and can no longer carry on business as a registered insurance broker, this is typically determiend by the manager. 
insurance broker any person who for any comepnsation, commission or other thing of calue, with respect to persons or property in ontario, deals directly with the public. 
member an individual, partnership or corporating registered under...
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RIBO Exam Prep (2023/2024) Already Passed
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RIBO Exam Prep (2023/2024) Already Passed Implied Contract a contract that comes about from the actions of the parties 
Express Contract Terms have been specificity states and agreed upon by both parties 
Reinsurance insurance for insurance companies 
Frequency Percentage of what we insure. 
severity $ amount of the loss 
contract agreement between two or more parties 
void The policy never existed. Any premium received must be returned. 
legal entity/person Someone who can sue or be sued. 
tort...
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RIBO – Habitational Questions and Answers Rated A
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RIBO – Habitational Questions and Answers Rated A 
Is the following statements found in the Homeowner/Tenant/Condo policy is correct: The insured may have the option of a "replacement cost" basis settlement on his building(s) as long as it is on the same location and is done within a reasonable time, but the insured may be penalized in the amount of the settlement if the insured's building is insured for less than 80% of its value. Correct 
In the case of a tenant package policy "Dwelling...
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RIBO ACT LATEST 2023 ALREADY GRADED A
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RIBO ACT LATEST 2023 ALREADY GRADED A Who can be a broker Section 5(a) An Individual, greater than 18, Good Character, Has not been convicted, has not been refused membership in the past, Satisfies educational requirements, only business is insurance, carries in business, continuing education. Section 6 - Co-operation, only business is insurance, under the guidance of a principal broker, complied with provision of the regulation, not in contravention to the Insurance act. Section 7 - Partnership...
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RIBO - General.
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RIBO - General.
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RIBO EXAM PACKAGE DEAL WITH COMPLETE SOLUTIONS GRADED A+
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RIBO EXAM PACKAGE DEAL WITH COMPLETE SOLUTIONS GRADED A+
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