Safe mortgage loan Study guides, Class notes & Summaries
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![CHAMPIONS REAL ESTATE FINANCE GRADED A+ ALREADY PASSED 2023](/docpics/3693748/65391122636a7_3693748_121_171.jpeg)
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CHAMPIONS REAL ESTATE FINANCE GRADED A+ ALREADY PASSED 2023
- Exam (elaborations) • 22 pages • 2023 Popular
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Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers more than one piece of property. 
 
Wraparound Mortgage - c...
![Champions Principles of Real Estate 2 questions with correct answers](/docpics/640c42e154739_2460157.jpg)
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Champions Principles of Real Estate 2 questions with correct answers
- Exam (elaborations) • 9 pages • 2023
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appraisal CORRECT ANSWER value of a property maybe affected by social, economic, govt and environmental influences 
 
Loan-to-Value Ratio (LTV) CORRECT ANSWER The percentage of value or sales price that a lender is willing to finance. 
 
limited appraisal report CORRECT ANSWER exterior only/drive by inspection. deemed as low risk loan 
 
highest and best use of property CORRECT ANSWER legal use that gives the greatest return 
 
Principal of Contribution CORRECT ANSWER cost does not equal value 
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SAFE Mortgage Loan Originator Test - 
National Component with Uniform State 
Content
SAFE Mortgage Loan Originator Test - National Component with Uniform State Content
20-HR SAFE Comprehensive Mortgage Loan Originator Fundamentals HW written exam questions and answers
![Safe Mortgage Loan Originator Test | 100% Correct Answers | Verified | Latest 2024 Version](/docpics/5452456/6654a7027fa1c_5452456_121_171.jpeg)
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Safe Mortgage Loan Originator Test | 100% Correct Answers | Verified | Latest 2024 Version
- Exam (elaborations) • 10 pages • 2024
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Safe Mortgage Loan Originator Test | 
100% Correct Answers | Verified | Latest 
2024 Version
NMLS SAFE Mortgage Loan Originator Exam Questions & Answers 2023
SAFE Mortgage Loan Originator Test 2024...
![SAFE Mortgage Loan Originator Test - National Component with Uniform State Content](/docpics/5008656/661d44bdba218_5008656_121_171.jpeg)
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SAFE Mortgage Loan Originator Test - National Component with Uniform State Content
- Exam (elaborations) • 36 pages • 2024
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SAFE Mortgage Loan Originator Test - 
National Component with Uniform State 
Content
![SAFE Mortgage Loan Originator Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)](/docpics/5014355/661e362857e8d_5014355_121_171.jpeg)
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SAFE Mortgage Loan Originator Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
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SAFE Mortgage Loan Originator Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
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