Standard fire policy - Study guides, Class notes & Summaries
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![Personal Lines Insurance Practice Exam Questions and Answers Latest 2024-2025 | 100% Correct.](/docpics/5554158/66613e215e10d_5554158_121_171.jpeg)
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Personal Lines Insurance Practice Exam Questions and Answers Latest 2024-2025 | 100% Correct.
- Exam (elaborations) • 112 pages • 2024
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Personal Lines Insurance Practice Exam Questions and Answers Latest | 100% Correct. Bobby, age 16, borrows his parents' car without their permission and gets into an 
accident. Which of the following statements about coverage under the parents' 
personal auto policy is CORRECT? 
A) Bobby is covered by his parents' policy because he is included in the definition 
of named insured. 
B) Bobby is not covered for this accident because he used the car without 
permission. 
C) Bobby is not covered ...
![Texas all lines adjuster exam | Questions with 100% Correct Solutions |](/docpics/6888003/676e5229ef6c7_6888003_121_171.jpeg)
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Texas all lines adjuster exam | Questions with 100% Correct Solutions |
- Exam (elaborations) • 37 pages • 2024
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Texas all lines adjuster exam | Questions with 
100% Correct Solutions | 
To be eligible for coverage under a standardized Dwelling policy, the insured must not 
allow more than _______ boarders to live on the premises. - correct answers-5 
All of the following are "Perils of the Sea" under an Ocean Marine policy, EXCEPT: - 
correct answers-Pirates 
The amount of insurance countersigned, issued, or sold by an agent or producer to 
cover immediate family members, an employer, or employee...
![Fire Instructor 1 Final Exam Questions with correct Answers](/docpics/2961945/649879acd77f8_2961945_121_171.jpeg)
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Fire Instructor 1 Final Exam Questions with correct Answers
- Exam (elaborations) • 32 pages • 2023
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Performance standards for fire instructors are identified in - Answer- NFPA 1041 
 
When given a topic for instructional delivery, an instructor should determine what materials are needed - Answer- From the lesson plan on the topic 
 
One of the most time-consuming parts of preparing for a course is - Answer- arranging logistical support based on the lesson plan 
 
When assembling prepared instructional materials, the instructor will evaluate the audience in which of the following fours steps - ...
![Insurance Adjuster Exam questions with certified solutions rated a plus Which kind of losses are covered under a standard fire policy? - Ans>>Direct All fires are not covered by the Standard Fire policies, only those that: - Ans>>are hostil](/docpics/6889872/676ee23f74057_6889872_121_171.jpeg)
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Insurance Adjuster Exam questions with certified solutions rated a plus Which kind of losses are covered under a standard fire policy? - Ans>>Direct All fires are not covered by the Standard Fire policies, only those that: - Ans>>are hostil
- Exam (elaborations) • 32 pages • 2024
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Insurance Adjuster Exam questions with certified solutions rated a plus 
Which kind of losses are covered under a standard fire policy? - Ans>>Direct 
 
All fires are not covered by the Standard Fire policies, only those that: - Ans>>are hostile and have a flame or glow 
 
At what time does a fire policy go into affect? - Ans>>12:01am standard time at the location of the insured's property 
 
A property is insured under two Standard Fire policies for $25,000 each. A fire cau...
![NC INSURANCE PRE-LICENSING EXAM (PROPERTY 3 STANDARD FIRE POLICY & DWELLING POLICY FORM) QUESTIONS AND ANSWERS WITH SOLUTIONS 2025](/docpics/6591741/672f3f135ee25_6591741_121_171.jpeg)
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NC INSURANCE PRE-LICENSING EXAM (PROPERTY 3 STANDARD FIRE POLICY & DWELLING POLICY FORM) QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
- Exam (elaborations) • 7 pages • 2024
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STANDARD FIRE POLICY (SPF) - ANSWER -introduced in NY in 1873 as first standardized Property insurance policy 
-NC adopted in 1943 
-basis for non-marine Property contract in NC and is attached to all Commercial Prop. insurance contracts 
 
SFP Covered Perils - ANSWER -originally written as 165 monoline "Named Perils" policy. Covered 3 perils: Fire, Lightning, and Removal 
 
SFP Covered Peril FIRE - ANSWER intense combustion resulting in a flame or glow. Must be an unfriendly, hostile fire...
![Louisiana Claims Adjuster Exam Questions & Answers 100% Correct](/docpics/3441136/6504341ebb0f6_3441136_121_171.jpeg)
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Louisiana Claims Adjuster Exam Questions & Answers 100% Correct
- Exam (elaborations) • 42 pages • 2023
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The coverage territory of the Business Auto form provides for "worldwide liability coverage" for private passenger autos that the insured: 
 
a) Hires, leases, rents or borrows without a driver while outside the United States, its territories and possessions. 
 
b) Purchases while outside the United States, its territories and possessions. 
 
c) Sells while outside the United States, its territories and possessions. 
 
d) Occupies while outside the United States, its territories and possession...
![HAZWOPER FINAL EXAM, QUESTIONS WITH CORRECT ANSWERS 2024](/docpics/4903218/660c796d5d8f2_4903218_121_171.jpeg)
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HAZWOPER FINAL EXAM, QUESTIONS WITH CORRECT ANSWERS 2024
- Exam (elaborations) • 22 pages • 2024
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HAZWOPER FINAL EXAM, QUESTIONS WITH CORRECT ANSWERS 2024 
Which of the following is not an employee right under OSHA? 
To shut down a job you believe is unsafe 
 
 
 
A Safety Data Sheet (SDS) ____. 
Must be provided for chemicals used at a facility 
 
 
 
The term "Superfund" is another name for which of the following? 
CERCLA 
 
 
 
To protect the worker from exposure, which does OSHA indicate should occur first? 
Engineering controls 
 
 
 
Operations that employ workers who must comply wit...
![Insurance Adjuster Exam Questions and Answers Rated A+](/docpics/63eb4473498ee_2369413.jpg)
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Insurance Adjuster Exam Questions and Answers Rated A+
- Exam (elaborations) • 37 pages • 2023
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Insurance Adjuster Exam Questions and Answers Rated A+ Which kind of losses are covered under a standard fire policy? Direct 
All fires are not covered by the Standard Fire policies, only those that: are hostile and have a flame or glow 
At what time does a fire policy go into affect? 12:01am standard time at the location of the insured's property 
A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 worth of damage. What is the maximum amount the insur...
![2/19 Florida Statutes, Rules and Regulations Pertinent to General Lines Insurance Complete Guide](/docpics/4928765/660fef46e0a3e_4928765_121_171.jpeg)
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2/19 Florida Statutes, Rules and Regulations Pertinent to General Lines Insurance Complete Guide
- Exam (elaborations) • 7 pages • 2024 Popular
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2/19 Florida Statutes, Rules and Regulations Pertinent to General Lines 
Insurance Complete Guide 
Florida Automobile Joint Underwriting Association: ️Market source for persons who are unable to 
purchase Auto insurance through normal channels. 
Florida Automobile Joint Underwriting Association Operations: ️Operations are overseen by a Board 
of governors 
Deposit Premium by the applicant: ️Agents have the authority to intermediately bind coverage upon 
securing a completed and sign...
![ADJUSTER PRO EXAM WITH REVISED ANSWERS (2023)](/docpics/6410eb1d8b144_2472735.jpg)
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ADJUSTER PRO EXAM WITH REVISED ANSWERS (2023)
- Exam (elaborations) • 16 pages • 2023
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ADJUSTER PRO EXAM WITH REVISED 
ANSWERS (2023) 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - CORRECT ANSWER-Monoline 
Policy 
Which of the following statements does NOT apply to the Standard Fire Policy? - 
CORRECT ANSWER-It automatically covers wind and vandalism. 
Which of the following refers to being restored to the ...
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