Surplus lines insurer - Study guides, Class notes & Summaries
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AINS 101 Exam Prep Questions and Answers 100% Pass
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AINS 101 Exam Prep Questions and 
 
Answers 100% Pass 
 
Loss exposure any condition or situation that presents a possibility of loss, whether or not an 
actual loss occurs 
 
Premium the price of the insurance coverage provided for a specified period 
 
Indemnify to restore a party who has sustained a loss to the same financial position that party 
held before the loss occurred 
 
Insured any person or organization who is insured under an insurance policy 
 
Property-casualty insurance one of t...
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AINS 101 Exam Prep with complete Solutions | Latest 2024/2025
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Loss exposure ️ any condition or situation that presents a possibility of 
loss, whether or not an actual loss occurs 
Premium ️ the price of the insurance coverage provided for a specified 
period 
Indemnify ️ to restore a party who has sustained a loss to the same 
financial position that party held before the loss occurred 
Insured ️ any person or organization who is insured under an insurance 
policy 
Property-casualty insurance ️ one of the two main sectors of the 
insurance indus...
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NJ Title Insurance Exam 2022 Reloaded Questions And Answers.
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NJ Title Insurance Exam 2022 Reloaded Questions And Answers. 
 
In 1869 in Paul vs Virginia case the the US Supreme Court ruled that insurance? 
Was not interstate Commerce. 
In 1944, in the South-Eastern Underwritters Association (SEUA) case, the U.S. Supreme Court ruled that insurance? 
Was interstate commerce and was subject to Federal regulation. 
The McCarran-Ferguson Act of 1945 states that individual states are subject to the authority of the? 
Federal Government 
Activities performed to ...
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CISR Agency Operations Self Quiz 50 Questions with Answers,100% CORRECT
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CISR Agency Operations Self Quiz 50 Questions with Answers 
 
 
Which one of the following best describes actual authority? - CORRECT ANSWER When the agency is expressly given authority in the agency contract 
 
Which one of the following statements best describes the standard of care an insurance agency owes an insurance company? - CORRECT ANSWER Loyalty, good faith, reasonable care and contractual duties 
 
Which one of the following is not one of the four benefits of ethical behavior? - CORRE...
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Washington State Property & Casualty Insurance Exam Correct 100%
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uthorized Insurer - ANSWER An insurer that has qualified and received a Certificate of Authority from the Department of Insurance to transact insurance in the state. 
 
Contact adhesion - ANSWER the accepter of the contract must "adhere" to the written contract 
 
inducement - ANSWER An action aimed at persuading 
 
insolvent - ANSWER Bankrupt; unable to pay debts. 
 
Transacting Insurance - ANSWER Conducting insurance business, such as soliciting or negotiating to buy or sell an insurance pol...
Too much month left at the end of the money?
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Texas General Lines - Property and Casualty (Law and Regulations) Questions with 100% Correct Answers
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Texas General Lines - Property and Casualty (Law and Regulations) Questions with 100% Correct Answers 
Licensing Purpose 
For the protection of the public of this state. 
 
 
Individuals must satisfy the following to be eligible to get a license: 
-18 years of age or older 
-Resident of state 
-Passed exam and pay fees 
-Filed application and submitted a fingerprint card 
-Not license for the purpose of selling to themselves, family, or employees 
 
 
Refuse to issue any license if: 
-Material ...
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Virginia Life Insurance and Annuities Questions and Answers Rated A+
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Virginia Life Insurance and Annuities 
Questions and Answers Rated A+ 
 
Methods of Handling Risk (STARR) 1. Sharing (each member of group pays portion of loss) 
2. Transfer (spreading risk among customers) 
3. Avoidance (not engaging in certain activity) 
4. Reduction (lessening chance) 
5. Retention (indiv pays for loss) 
 
Elements of Insurable Risk (CANHAM) 1. Calculable (based on prior loss stats) 
2. Affordable (for avg consumer) 
3. Non-catastrophic (no widespread loss events) 
4. Homogen...
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AINS 101 Exam Prep| Answered 100% Correctly| Latest 2024-2025
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AINS 101 Exam Prep| Answered 100% Correctly| Latest 
Loss exposure 
any condition or situation that presents a possibility of loss, whether or not an actual loss occurs 
Premium 
the price of the insurance coverage provided for a specified period 
Indemnify 
to restore a party who has sustained a loss to the same financial position that party held before 
the loss occurred 
Insured 
any person or organization who is insured under an insurance policy 
Property-casualty insurance 
one of the two...
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NJ property insurance law Exam with complete solutions
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NJ property insurance law Exam with complete solutions 
 
In New Jersey, and insurer must provide at least______ advance notice for cancellation of property coverages for nonpayment of premium 10 days 
 
The employment of another producer by a producer is subject to all of the following requirements, except 
a. the employer shall examine the credentials of the kinds of business described in the contract. 
b. the employer shall be responsible for the insurance related conduct of the employee 
...
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Wisconsin Insurance Unit 1 Checkpoint Exam Questions and Answers Already Passed
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Wisconsin Insurance Unit 1 Checkpoint 
Exam Questions and Answers Already 
 
Passed 
 
A fiduciary is 
 
A) another name for commingling 
B) a beneficiary 
C) an accounts for funds 
D) a person in a position of financial trust D 
 
At the state level, the government is involved in providing 
 
A) war risk insurance 
B) unemployment insurance 
C) flood insurance 
D) federal crop insurance B 
 
In an insurance contract, the second party is 
 
A) the insurer 
B) the insured 
C) the beneficiary 
D) ...
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