The insurance coverage - Study guides, Class notes & Summaries
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NJ Property/ Casualty Insurance Exam 2024 with 100% correct answers
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Why was the commercial Insurance Deregulation Act Created? - correct answer To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices 
 
Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? - correct answer Commercial policies 
 
When must rate amendments & policy forms be filed with the commissioner? - correct answer 30 days before 
 
What losses are excluded from flood insurance? ...
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CIC Commercial Multi-line Exam Prep (100% Correct Answers)
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CIC Commercial 
Multiline Exam 
Identify and describe the three primary purposes of excess liability/umbrella policies 
(LO1) - ANSWER 1. Provide additional limits that are excess over underlying limits of 
insurance 
2. Provide primary coverage when underlying poliy does not respond beacuse its 
aggregate limits of insruance are exhausted. 
3. Provide broader coverage than the exsiting underlying insurance 
excess liability coverage forms and commercial umbrella liability policy - ANSWER 1...
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AHIP Final Exam Test Questions and Answers (2023/2024) GRADED A+ Answers Correct/Verified
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AHIP Final Exam Test Questions and Answers (2023/2024) GRADED A+ Answers Correct/Verified 
 
Mr., Moy’s, wife ,has ,a ,Medicare ,Advantage ,plan, ,but ,he ,wants ,to 
,understand ,what coverage ,Medicare ,Supplemental ,Insurance ,provides ,since 
,his ,health ,care ,needs ,are,different ,from ,his ,wife's ,needs. ,What ,could ,you 
,tell ,Mr. ,Moy?correct ,answersMedicare,Supplemental ,Insurance ,would ,help 
,cover ,his ,Part ,A ,and ,Part ,B ,deductibles ,or coinsurance ,in ,Original ,F...
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AHIP Final Exam Test Questions and Answers (2024/2025) (Verified Answers)
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Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal disease(ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage under Medicare. What should you tell him?correct answersHe may sign- up for Medicare at any time however coverage usually begins on the fourth month after dialysis treatments start. 
 
Juan Perez, who is turning age 65 next month, intends to work for several more years atSmallcap, Incorporated. Smallcap has a workforce of15 employees...
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ALABAMA INSURANCE TEST QUESTIONS & ANSWERS (100% CORRECT)
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ALABAMA INSURANCE TEST QUESTIONS & ANSWERS (100% CORRECT) 
ALABAMA INSURANCE TEST QUESTIONS & ANSWERS (100% CORRECT) 
 
Which welfare program provides assistance to the needy? - ANSWER - Medicaid 
 
Barbara has the right to change the beneficiary designation on her life insurance policy. Barbara's beneficiary is a(n): - ANSWER - revocable beneficiary 
 
Within how many calendar days must all clean electronic health insurance claims be paid in Alabama? - ANSWER - 30 
 
Which type of term policy ...
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Florida All Lines Claims Adjuster Exam 2024 | Questions with 100% Correct Answers | Verified | Updated 20242025
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What is an eligible building for flood insurance?: A structure with 2 or more outside rigid walls and a fully secure roof, built on a permanent site, with 50% or more of the value above ground level and located within an eligible community 
What is Builders Risk Coverage?: Covers buildings in the course of completion. Proper coverage is 100% of expected completed value 
Do all Homeowners policies contain Coverage A?: No, HO-4 (Renters person- al property) 
What is casual labor in workers' compen...
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California Property and Casualty Insurance Exam Questions and Answers 100% Pass
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California Property and Casualty Insurance Exam 
Questions and Answers 100% Pass 
What is the required rate discount under a Good Driver Discount policy? - Correct 
Answer ️️ -20% below the rate the insured would have been otherwise charged for the 
same coverage 
All the following are authorized activities for the Limited Automobile Insurance Agent 
EXCEPT if the agent - Correct Answer ️️ -Charges and collects a brokers fee for 
service 
What is the procedure for refusing uninsured moto...
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Xcel Solutions Final Exam - Michigan Life and Health Exam Study Questions and Answers Graded A 2024
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Shawn, Mike, and Dave are brothers who have a $100,000 "first to die" joint life policy covering all three of their lives. If Mike dies first, the policy proceeds 
 A.) Will no longer provide insurance protection 
 B.) Will go to Mike's estate 
 C.) Wwill be divided by probate 
 D.) Will not be paid until the last brother dies - A.) Will no longer provide insurance protection 
 
Susan is insured through her Group Health Insurance plan and changed her coverage to an individual plan with the sa...
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Arkansas P&C Exam. 103 Questions with 100% Correct Answers | Verified | Updated 2024.
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Arkansas P&C Exam. 103 Questions with 100% Correct Answers | Verified | Updated 2024. 
 
The major portion of the premium for an equipment breakdown policy pays 
-For repairs after a loss. 
-For coverage for bodily injury and property damage of others. 
-For replacement parts. 
-For inspections and examinations. 
For inspections and examinations. 
#3. 
The party to a surety or fidelity bond who promises to fulfill the obligation is the 
a) 
Principal. 
b) 
Custodian. 
c) 
Surety. 
d) 
Obligee. 
...
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South Carolina Insurance Exam Questions and Answers Already Passed
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South Carolina Insurance Exam 
Questions and Answers Already Passed 
 
An insurer is REQUIRED to offer which of the following to each long-term care applicant at the 
time of purchase? Inflation protection 
 
Which of these riders will pay a death benefit if the insured's spouse dies? Family term 
insurance rider 
 
Disability income plans which require that the insurer can NEVER change or alter premium rates 
are usually considered Nonconcellable 
 
What is the required action to be taken by a...
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