Time savers - Study guides, Class notes & Summaries

2. An important purpose of full-disclosure laws and regulations is to A. allow company employees to use inside information for personal gain. B. provide information to investors so they can make informed decisions. C. require companies to disclose all information about their operations. D. prevent a stock's par value from dropping below its market value. - ANSWER-2. B Provide information to investors so they can make informed decisions. Full-disclosure laws and regulations require compani...

CSULB - FIN 300 Ch. 3 Question and answers already passed 2024 CSULB - FIN 300: Ch. 3 Financial Intermediaries - correct answer Firms, such as banks, mutual funds, pension funds, and insurance companies, that borrow funds from savers and lend them to borrowers. In this way, small surplus units can be packaged together to meet the needs of large deficit economic units. Financial Services - correct answer The different kinds of services provided by financial institutions such as banks, c...

Investment correct answers sacrificing something of value now, to receive a benefit from that sacrifice in the future Real Assets correct answers physical property like gold, machinery, equipment, or real estate Financial Assets correct answers claims on real assets or the income generated by them (Stocks and Bonds) Success and failures of the financial assets we choose to purchase ultimately depend on the real assets correct answers Money-Market correct answers the short-term (1 ye...

Dave Ramsey Chapter 1 Test- Questions and Answers Already Passed Making the right choices with your money—managing your money—involves knowing how . . . Earning, budgeting, saving, spending and giving your money Banks got into the credit business before 1920 because charging exceptionally high interest rates was legal. False You should always make sure you have a... Budget To gain an understanding of your personal finances, you should know . . . Where you are financially, a...

Liquidity - The ability to convert an asset to cash quickly Products that are liquid - Stocks and Money Market accounts Gift Cards - a card that is given as a gift with a specified amount of money. There is a monthly inactivity fee that may begin after 12 months. Discretionary income - The amount of an individuals income that is left for spending investing or saving after taxes and personal necessities. Money orders - a certificate that allows the stated payee to receive cash on-dema...

Money Market correct answers Where financial instruments with high liquidity and short maturities are traded. Capital Market correct answers - Capital generates economic output - Market in which stocks and bonds are sold. - Consists of primary (new stocks sold directly from company to investor) and secondary (existing stocks traded amongst investors) markets Consol/Perpetuity correct answers - A bond that pays interest forever - P = Z/i Coupon Bond correct answers security that promi...

Real Estate Finance Exam #1 Questions & Answers 100% Correct Real Estate Finance - ANSWERSThe study of the institutions, markets and instruments used to transfer money and credit for the purpose of developing or acquiring real property. Real Property - ANSWERSThe rights, power, and privileges associated with the use of real estate. Real Estate - ANSWERSLand and all fixed immovable improvements on it. Financial Instruments - ANSWERSAre used to transfer money and credit for the purpo...

Finance - correct answer The study of investing Investing - correct answer Committing resources today in hopes of earning a profit in the future Goal of the firm - correct answer Maximize stockholder wealth or maximize the stock price Three elements of financial decision making - correct answer 1. Money 2. Time 3. Risk (Uncertainty) Risk - correct answer The chance that some unfavorable event will occur Risk/Expected Return relationship - correct answer In a financial market c...

Dave Ramsey: CH 1 Questions and Answers 100% Pass Making the right choices with your money-managing your money-involves knowing how... Earning, budgeting, saving, spending, and giving affect your money Banks got into the credit business before 1920 because charging exceptionally high interest rates was legal True You should always make sure you have a... Budget To gain an understanding of your personal finances, you should know... Where you stand financially, how much income yo...

RSK 4802 EXAM PACK 2022 JANUARY /FEBRUARY 2016 QUESTION1.1 ai) Risk management is an important process because it empowers a business with the necessary tools so that it can adequately identify and deal with potential risks. Once a risk has been identified, it is then easy to mitigate it. In addition, risk management provides a business with a basis upon which it can undertake sound decision-making. -For a business, assessment and management of risks is the best way to prepare for even...