Unfair trade practice - Study guides, Class notes & Summaries
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Life Insurance Exam: Questions & Answers: Updated A+ Solution
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The Commissioner conducts an examination of a domestic insurer and believes that the costs of examination places an unreasonable financial burden on the insurer. Which of the following will happen? 
a. The federal government will absorb the full cost 
b. The federal government will absorb part of the cost, and the state government will absorb the rest of the cost 
c. The costs will be reduced to the amount that the examinee can reasonable pat; the rest will be paid by the federal government 
d....
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NC Life Insurance Practice Exam Questions With 100% Correct Answers 2024
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NC Life Insurance Practice Exam Questions 
With 100% Correct Answers 2024 
All of the following are included within the Insurance Commissioner's duties EXCEPT 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is 
not the Insurance Commissioner's responsibility, but enforcing the law is. answerc) Writing 
North...
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LRM4801 Assignment 13 Answers (Due date: 10 January 2024)
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LRM4801 Assignment 13 Answers (Due date: 10 January 2024) 
 
APPENDIX A: ASSESSMENT 13 
Please Note: 
This written Assessment must be submitted in PDF format via myUnisa. Instructions on how to submit the 
Assessment are provided in section 6 of this document. 
You are expected to meet particular requirements relating to the layout and technical presentation of 
Assessments: 
• The cover page or first page of your document should display information such as the module code, 
Assessment num...
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Property and Casualty Insurance Exam – Georgia correctly answered 2023 rated A+
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Property and Casualty Insurance Exam – Georgia correctly answered 2023 rated A+BPP building coverage insures the building at the described location, outdoor, fixtures, furnitures, items used to service the property, permanently installed machinery and equipment, and additions under construction, including the materials, supplies, and equipment. HO limits of property at other residences the larger of $1000 or 10% Coverage C. Limit does not apply if property is moved because the residence premis...
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MD Insurance Exam – Life Questions and Answers 100% Pass
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MD Insurance Exam – Life Questions and Answers 100% Pass Accelrated Benefits Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses 
Accidental Death Benefits A policy rider that states that the cause of death will be analyzed to determine if it complies witht he policy description of accidental death 
Accumulation Period The time before an annuitant's retirement during which the annuitant is making 
Accidental Death Ins...
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FLORIDA LIFE AND HEALTH FINAL EXAM
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Which Unfair Trade Practice involves making a false statement on an insurance application in order to receive money from an insurer? - Answer-Misrepresentation 
 
Who owns a stock company? - Answer-A stock insurance company is owned by its stockholders. 
 
In Florida, which of the following is considered an Unfair Trade Practice? - Answer-Coercion 
 
Which of these options can an individual use their medical flexible spending account to pay for? - Answer-Prescription drugs are an allowable expen...
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Oklahoma Life and Health Practice Exam Questions and Answers Rated A+
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Oklahoma Life and Health Practice Exam 
Questions and Answers Rated A+ 
 
A person covered with an individual health plan 
 
is issued a policy 
is issued a certificate of medical costs 
does not contract directly with the insurance company 
is not subject to medical underwriting A person covered by an individual health plan is 
issued a policy. 
 
All Health Benefit Plans issued after January 1, 2014 must provide 
 
long-term care 
dental care 
adult vision care 
 
preventative health services ...
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Insurance Adjuster Test Questions With 100% Verified Correct Answers 2024/2025
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Insurance Adjuster Test Questions With 100% Verified Correct Answers 2024/2025 
Which type of coverage relates to damage to or destruction of detached structures in a typical homeowners policy? 
 
Coverage B 
 
Coverage A 
 
Coverage D 
 
Coverage C - Correct Answer Cov B 
 
The unfair trade practice of offering inducements for the purchase of insurance is called? 
 
controlled business 
 
rebating 
 
misrepresentation 
 
false advertising - Correct Answer rebating 
 
In which type of group life...
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Florida Life Insurance Final Exam Training 100% Correct
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Which of the following types of an individual policies does NOT require a policy summary to be given? - Credit Life 
Which of the following is considered a producer's fiduciary responsibility? - Collect premiums and remit to the insurance company as soon as reasonably possible 
If an application for a producer's license has been denied, you may request a hearing within how many days after the receipt of the denial? - 30 days 
Which of the following activities may NOT be granted as credit for c...
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FLORIDA LIFE AND HEALTH FINAL EXAM
- Exam (elaborations) • 19 pages • 2023
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- $12.49
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Which Unfair Trade Practice involves making a false statement on an insurance application in order to receive money from an insurer? - Answer- Misrepresentation 
 
Who owns a stock company? - Answer- A stock insurance company is owned by its stockholders. 
 
In Florida, which of the following is considered an Unfair Trade Practice? - Answer- Coercion 
 
Which of these options can an individual use their medical flexible spending account to pay for? - Answer- Prescription drugs are an allowable e...
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