Universal coverage Study guides, Class notes & Summaries
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Missouri Life and Health Insurance Final Exam Graded A+
- Exam (elaborations) • 40 pages • 2023
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Missouri Life and Health Insurance Final Exam Graded A+ 
Whose interest is being protected by the enactment of " The Replacement of Life Insurance and Annuities" regulation? policyowner 
Q applied for life insurance and submitted the initial premium on January 1. The policy was issued February 1, but it was not delivered by the agent until February 7. Q is dissatisfied and returns the policy February 13. How will the insurer handle this situation? policy was returned with the "free look" per...
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Ohio Life, Accident & Health Insurance Exam Questions And Answers | Rated 100% Correct!!
- Exam (elaborations) • 5 pages • 2024
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What type of policy is typically issued without proof of insurability from the insured? - Answer-Group 
policy 
A whole life policy that requires that the Policyowner only pays premiums for a specified number of 
years is known as what type of policy? - Answer-Limited-pay whole life 
Who is entitled to the cash values in an insurance policy? - Answer-The Policyowner 
An insured receives a monthly summary for his life insurance policy. He notices that the cash value of the 
policy is significantl...
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LSUS MHA 710 Exam 4 Questions & Answers 2023/2024
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LSUS MHA 710 Exam 4 Questions & Answers 2023/2024 
 
 
Research indicates that the 2014 expansion of Medicaid has led to a number of unintended consequences including: - ANSWER-higher per capita spending on the expansion population than anticipated. 
 
Which of the following statements is true about the Medicaid program? - ANSWER-The majority of total outlays are for the elderly and disabled. 
 
One of the reasons the 2008 Oregon Experiment was so important is because it(s): - ANSWER-experimenta...
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PSI Life, Accident, and Health Practice Exam 2024
- Exam (elaborations) • 6 pages • 2023
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A group conversion option may be used in all the following instances EXCEPT - a life-changing event, such as marriage, divorce, or childbirth. 
 
Which is the primary purpose of Health Reimbursement Accounts (HRAs)? - To assist covered employees with the payment of medical expenses on a high deductible plan funded through pre-tax contributions. 
 
All of the following are characteristics of variable whole life EXCEPT - there is no guaranteed minimum death benefit. 
 
When should a buy-sell agree...
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Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers
- Exam (elaborations) • 84 pages • 2023
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Arizona Life Insurance Exam 
Questions and Answers 
(Latest Update 2023) 
Verified Answers 
a whole life policy that provides a choice of dividend options include the 
following statement about dividends they accrue at a guaranteed rate 
they are deferred for one year they are not guaranteed they are guaranteed 
after the first year - Correct Answers they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death 
benefits 
1. are directed to a trustee ...
Too much month left at the end of the money?
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PSI Life Exam Questions and Answers 2022/2023
- Exam (elaborations) • 9 pages • 2022
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What kind of retirement plan can a 75-employee for profit corporation establish? - ANSWER-Simple IRA 
 
The taxable portion of a monthly income benefit paid during the annuity phase from a nonqualified annuity is calculated using the - ANSWER-Exclusion ratio 
 
Unfair claims settlement methods and practices by an insurance company include all of the following acts EXCEPT - ANSWER-failure to pay all claims that are reported within 90 days after a loss occurs 
 
The settlement option that allows p...
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WGU C425 OA Review Exam 2023 (Graded A)
- Exam (elaborations) • 10 pages • 2023
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Which of the following is true in regards to health care today in the United States? 
There are more primary care physicians than specialty physicians. 
Primary care receives a higher reimbursement in professional fees. 
There are more specialty physicians than primary physicians. 
Outpatient care is slowly decreasing. - ANSWER-There are more specialty physicians than primary physicians. 
 
What triggered the downsizing phase in the U.S. hospital industry during the 1980s? 
Hill-Burton Act 
Mana...
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FP1 / Practice Exam 2 Questions And Answers Already Graded A+
- Exam (elaborations) • 15 pages • 2023
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Vivian buys a life insurance policy in which the insurer pays policyholders dividends based on how well 
the life insurer is doing. If the insurer is profitable, Vivian will receive dividends. If the insurer 
underperforms financially, Vivian and other policyholders will receive fewer dividends. Indicate the type 
of insurance policy Vivian purchased. 
A. Variable life insurance. 
B. Participating life insurance. 
C. Limited-pay life insurance. 
D. Non-participating life insurance - B. Participa...
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NC Life insurance state exam study guideline With Latest
- Exam (elaborations) • 17 pages • 2024
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NC Life insurance state exam study guideline 
With Latest 
Term Insurance - answerUsed for Temporary Situations. Net cost highest in the long run. 
Premiums goes up every year based on current (attained)age. 
Term Insurance - answerExpire's at a certain age/Time in the future. May be renewable up 
to a certain age or date with out a phyical Exam. 
Level Term Insurance - answerTerm insurance can be Renewed annually. Has a level Face 
Amount at renewal, Premiums goes up. Can be purchased for a Ye...
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Michigan Life Insurance State Exam Solved 100% Correct
- Exam (elaborations) • 35 pages • 2023
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Under a traditional IRA, interest is taxed: 
 
Only if withdrawn prior to age 59 1/2 
 
According to the capital gains rate 
 
Upon distribution 
 
During the accumulation phase - ANSWER-Upon distribution 
 
Which of these statements concerning Traditional IRAs is CORRECT? 
 
Earnings are not taxable when withdrawn 
 
Earnings are taxable when withdrawn 
 
Contribution are never tax deductible 
 
Contributions are always made by the employer - ANSWER-Earnings are taxable when withdrawn 
 
Wh...
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