Variable life insurance - Study guides, Class notes & Summaries
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ARIZONA LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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a whole life policy that provides a choice of dividend options include the following statement about dividends 
 
they accrue at a guaranteed rate 
 
they are deferred for one year 
 
they are not guaranteed 
 
they are guaranteed after the first year - correct answer they are not guaranteed 
 
When there is a named beneficiary on a life insurance policy, the death benefits 
 
1. are directed to a trustee if the insured has any outstanding debts 
 
2. are paid directly to the insured`s credito...
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MS Life and Health Insurance Test Correct Questions & Answers (Graded A)
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MS Life and Health Insurance Test Correct Questions & Answers (Graded A)MS Life and Health Insurance Test Correct Questions & Answers (Graded A)MS Life and Health Insurance Test Correct Questions & Answers (Graded A)MS Life and Health Insurance Test Correct Questions & Answers (Graded A) 
 
Which of these do NOT constitute policy delivery? - ANSWER Policy issued with a rating 
 
Which of these types of life insurance allows the policyowner to have level premiums and to also choose from a selecti...
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Final Exam-Michigan Life and Health Questions and Answers Already Passed
- Exam (elaborations) • 40 pages • 2024
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Final Exam-Michigan Life and Health 
Questions and Answers Already Passed 
 
What amount will be paid under a policy where the insured misstated his/her age? an amount 
the premium would have purchased at the correct age 
 
the acceptance of a credit life application requires the submission of a certificate of insurance to 
the insured within_____ days 30 days 
 
which of these is considered to be a Living benefit option in a life insurance policy 
Accelerated death benefit 
 
loans obtained by ...
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Texas General Lines - Life, Accident & Health Insurance Exam Questions & Revised Correct Answers With Explanation Latest Update | Already Passed!!
- Exam (elaborations) • 98 pages • 2024
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Texas General Lines - Life, 
Accident & Health Insurance 
Exam Questions & Revised Correct 
Answers With Explanation 
Latest Update | Already Passed!! 
1) Sandra Timms, age 27, is advised by her producer to 
purchase Life insurance to cover a 20-year-amortized 
$50,000 business-improvement loan. Which of the 
following plans would adequately protect Ms. Timms at the 
minimum premium outlay? 
A- $50,000 Whole Life policy 
B- $50,000 Level Term policy for 20 years 
C- $50,000 20 Pay Life po...
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NJ Life Producer Exam Questions and Answers Graded A+
- Exam (elaborations) • 18 pages • 2024
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NJ Life Producer Exam Questions and 
 
Answers Graded A+ 
 
Under a Traditional IRA, interest earned is taxed upon distribution 
 
Which of these statements regarding the annuitants is CORRECT? The annuitant's life 
expectancy determines the annuity payment 
 
What will the beneficiary receive is annuitant dies during the accumulation period? The 
greater the accumulated cash value or the total premium paid 
 
Which of the following actions is REQUIRED by an agent who is replacing an existing l...
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NC Life Insurance Exam Prep Questions and Answers Already Passed
- Exam (elaborations) • 38 pages • 2023
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NC Life Insurance Exam Prep Questions and Answers Already Passed 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner A policy summary and buyer's guide 
All of the following actions are considered rebating EXCEPT Sharing commissions with other licensed and appointed agents 
What benefit does the Payor Clause on a Juvenile Life Policy provide? Premiums are waived if payor becomes disabled 
An agent who signs a blank contract application or policy of insu...
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California Life, Accident, And Health Insurance Final Exam Questions With Correct Answers
- Exam (elaborations) • 13 pages • 2024
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California Life, Accident, And Health Insurance Final Exam Questions With Correct Answers 
The systematic liquidation of a sum of money is provided by a(n) annuity 
An annuitant would like to determine the current value of her annuity. To do this, she multiplies the number of 
"accumulation units" she owns times the unit value of the "separate account". What kind of annuity BEST matches 
this description? Variable annuity 
What kind of annuity pays income to two annuitants until their deaths...
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NJ Life Producer Exam Study Life Insurance Questions and Answers 100% Pass
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NJ Life Producer Exam Study Life 
Insurance Questions and Answers 100% 
 
Pass 
 
An insurer must renew a renewable term policy at the policyowner's request regardless of the 
insurability status of the insured. Renewable Term Life Insurance 
 
The settlement option that provides for payments to be made in regular installments to a 
beneficiary until the principal and interest are exhausted best describes: Fixed-amount 
 
What hours of operation is a branch office required to have? Must give pu...
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Final Exam-Michigan Life and Health Questions and Answers 2023/2024
- Exam (elaborations) • 18 pages • 2023
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What amount will be paid under a policy where the insured misstated his/her age? - Answer- an amount the premium would have purchased at the correct age 
 
the acceptance of a credit life application requires the submission of a certificate of insurance to the insured within_____ days - Answer- 30 days 
 
which of these is considered to be a Living benefit option in a life insurance policy - Answer- Accelerated death benefit 
 
loans obtained by a policy owner against the cash value of a life in...
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WA Life and Disability Producer Combo Questions with Verified Solutions
- Exam (elaborations) • 13 pages • 2024
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WA Life and Disability Producer Combo 
Questions with Verified Solutions 
 
If a company provides group disability insurance to its employees, which of the following may 
be tax deductible? The premiums paid by the company as a business expense 
 
Which provides benefits for expenses incurred as a result of in-hospital medical treatment and 
surgery as well as certain outpatient expenses such as doctor's visits, laboratory tests, and 
diagnostic services? Hospitalization insurance 
 
Compared t...
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