Xcel final study - Study guides, Class notes & Summaries

Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security The focus of major medical insurance is providing coverage for - medical and hospitalization expenses An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - $200 because this policy has a zero deductible, the insures is only responsible for the 20% coinsurance on this ...

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ARKANSAS HEALTH INSURANCE FINAL EXAM XCEL STUDY QUESTIONS AND ANSWERS

In the Michigan Insurance Code, Chapter 45, insurance fraud defines financial loss as all of the following EXCEPT - additional premiums Which of the following statements are NOT true regarding the limited fungi, wet or dry rot , or bacteria coverage - HO 04 26 endorsement is used with HO 03 forms A "repair cost policy" is a home insurance policy in which the insurance carrier bases the coverage - on the property's market value B has a property policy and would like to know the perils...

P is a producer who is licensed in Indiana , but a resident of Michigan . In Indiana , P is considered to be a ( n ) __________ producer . - nonresident . Why would the Insurance Commissioner issue a temporary license ? - To allow the personal representative of a deceased producer to provide service to existing policyowners Which provision is NOT a requirement in a group life policy ? - Accidental A ( n ) _________ beneficiary may be changed by the policyowner WITHOUT the consent of the...

Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security The focus of major medical insurance is providing coverage for - medical and hospitalization expenses An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - $200 because this policy has a zero deductible, the insures is only responsible for the 20% coinsurance on this ...

Final Exam XCEL VA Study Guide with Complete Solutions The free-look period for a new Medicare Supplement policy is - Answer️️ -30 days Al surrenders his life insurance policy for its cash value. The total of the premiums paid into the policy minus total dividends received in cash or used to offset premiums is referred to as the - Answer️️ -cost basis All of these are duties that a producer may be required to perform when delivering an insurance policy EXCEPT - Answer️️ -leav...

Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security The focus of major medical insurance is providing coverage for - medical and hospitalization expenses An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - $200 because this policy has a zero deductible, the insures is only responsible for the 20% coinsurance on th...

Laws and Rules OHIO Life & Health Insurance XCEL Final Review Study Questions 2024. maximum benefits - CORRECT ANSWER upper limit of total lifetime benefits that the insurance company will pay Misrepresentation - CORRECT ANSWER falsifying terms, benefits, advantages, or conditions of insurance policy defamation - CORRECT ANSWER publishing information that is false and maliciously critical to an insurer and intended to cause injury An insurer can exclude coverage for a pre-existing c...