Xcel life accident - Study guides, Class notes & Summaries

Xcel Solutions Life Insurance Exam (Latest 2024/ 2025) Questions and Verified Answers| 100% Correct| Grade A Q: An annuitant dies during the distribution period. What kind of annunity will return to a beneficiary the difference between the annunity value and the income payment already made? Answer: Refund annuity Q: The is responsible for determining the appropriateness of a Medicare Supplement policy for an applicant. Answer: Agent Q: The purpose of the Coordinati...

XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE

Xcel Life, Accident, Health License Exam Questions and Answers Graded A+ who is not eligible for social security survivor benefits? A. Full-time students under the age of 19 B. A deceased worker's dependent parents of any age C. A widow at any age who is caring for children younger than 16 D. A widow at full retirement age A deceased worker's dependent parents of any age (must be at least 62 years old) what does the group life underwriting risk selection process help protect insurance co...

Xcel Solutions Final Exam; California Life, Accident, and Health Insurance. (100% verified)

XCEL TESTING SOLUTIONS- LIFE AND HEALTH INSURANCE- WEIGHTED EXAM WITH 400 QUESTIONS AND CORRECT ANSWERS WITH RATIONALES (100% CORRECT DETAILED ANSWERS) A whole life policy option where extended term insurance is selected is called a(n) - ANSWER-nonforfeiture option A nonforfeiture provision in a whole life policy that uses cash value to purchase term insurance equal to the existing amount of life insurance is called the extended term option. What happens if the insurer discovers th...

Xcel Solutions Comprehensive Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A Q: All of these are considered key factors in underwriting life insurance EXCEPT Answer: Marital Status Correct: tobacco use, health history, age Q: The time limit for filing claim disputes is addressed in which provision of an accident and health policy? Answer: legal actions Q: All of the following plans allow for employee contributions to be take...

Final Exam: California Life, Accident, and Health Insurance (from Xcel) with Complete SolutionsFinal Exam: California Life, Accident, and Health Insurance (from Xcel) with Complete SolutionsFinal Exam: California Life, Accident, and Health Insurance (from Xcel) with Complete Solutions What is considered the most common type of specified disease insurance policy? - ANSWER-Cancer Minimum participation standards exist for a group health insurance plans in order to - ANSWER-Prevent Adverse Selec...

XCEL - NY Life, Accident, & Health Laws Test || Questions & Answers (Rated A+) XCEL - NY Life, Accident, & Health Laws Test || Questions & Answers (Rated A+) The head of the Department of Insurance. Appointed by the Governor for a 4-year term. - ANSWER - Superintendent of Insurance The Superintendent may conduct a financial examination of any insurance company as often as deemed appropriate. - ANSWER - Examination of Records How long must an insurer must maintain required records fo...

XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND

Xcel Life, Accident, Health License Exam Questions Latest With Complete Solution