Xcel testing solutions - Study guides, Class notes & Summaries

XCEL TESTING SOLUTIONS- LIFE AND HEALTH INSURANCE- WEIGHTED EXAM WITH 400 QUESTIONS AND CORRECT ANSWERS WITH RATIONALES (100% CORRECT DETAILED ANSWERS) A whole life policy option where extended term insurance is selected is called a(n) - ANSWER-nonforfeiture option A nonforfeiture provision in a whole life policy that uses cash value to purchase term insurance equal to the existing amount of life insurance is called the extended term option. What happens if the insurer discovers th...

Xcel Testing Solutions (Life & Health) Final 150 Question Practice Exam with Verified Solutions When can a policy owner change a revocable beneficiary? Anytime M purchased an Accidental Death and Dismemberment (AD&D) policy and named his son as beneficiary. M has the right to change the beneficiary designation at anytime. What type of beneficiary is his son? Revocable How would a contingent beneficiary receive the policy proceeds in an Accidental Death and Dismemberment (AD&D) po...

Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Q&A. Terms like: The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - Answer: insurance sales calls Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry

XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND

Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions

Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions

Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions with Verified Solutions The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT insurance sales calls Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called cancelable The ren...

Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions and Correct Answers | Latest 2024/2025 | 100% PASS The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - Answer -insurance sales calls Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the ter...

XCEL TESTING SOLUTIONS-LOUISIANA LIFE AND HEALTH EXAM 2024/ACTUAL 200 EXAM QUESTIONS WITH VERIFIED ANSWERS AND RATIONALES/A+ GRADE

Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Q&A. Terms like: Under the Affordable Care Act, how would a grandfathered health plan lose its grandfathered status? - Answer: The insurer significantly raises co-insurance charges, deductibles, or co-payment charges According to the Affordable Care Act, grandfathered health plans may lose their grandfathered status if the insurer significantly raises co-insurance charges, deductibles, or co-payment charges