2024 idaho insurance a - Study guides, Class notes & Summaries
Looking for the best study guides, study notes and summaries about 2024 idaho insurance a? On this page you'll find 44 study documents about 2024 idaho insurance a.
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Guarantee ExamFX, Idaho Personal Lines Simulation Exam 2024 with Complete Solutions
- Exam (elaborations) • 69 pages • 2024
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Guarantee ExamFX, Idaho Personal Lines Simulation Exam 2024 with Complete Solutions 
In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property covered by a dwelling policy. How many deductibles will the insured have to pay before the policy covers the damages caused by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - Correct Answer one 
 
In a personal auto policy (PAP), a covered auto includes all of the following EXCEPT 
1. A trailer owned by the insured. 
2...
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IDAHO Real Estate Review Test 2024.
- Exam (elaborations) • 13 pages • 2024
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IDAHO Real Estate Review Test 2024.An agent unconditionally gave his buyer a new riding lawn mower after a transaction closed as a 'thank you'. This activity is 
A. OK 
B. Illegal 
C. Inappropriate 
D. Inducement - ANSWER A. OK 
 
What is the maximum fine for an unlicensed person practicing real estate 
A. $5,000 
B. $10,000 
C. $15,000 
D. $20,000 - ANSWER A. $5,000 
 
An active licensee buying or selling their own property must conduct all transactions through 
A. Cooperating brokerage 
B. I...
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Idaho Life Producer Exam Questions and Answers 2024
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Idaho Life Producer Exam Questions 
and Answers 2024 
What does life insurance protect against? - CORRECT ANSWER-Dying too soon. 
What happens to the death benefit with a Variable Universal Life Policy? - CORRECT 
ANSWER-It may increase/decrease within limits. 
Who sells insurance to a client and owes a fiduciary duty to an insurance company? - 
CORRECT ANSWER-The Agent/Producer 
What does a "Family Policy" provide? - CORRECT ANSWER-Different coverage on 
different family members. 
In order...
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Idaho Property & Casualty Exam Prep (2023/2024) Already Passed
- Exam (elaborations) • 92 pages • 2023
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Idaho Property & Casualty Exam Prep (2023/2024) Already Passed 
Which of the following statements is false with respect to requirements for rates? 
A) Rates may not be inadequate 
B) A purpose of the rate regulation is to diminish competition between insurers 
C) Rates may not be unfairly discriminatory D) A purpose of the rate regulation is to regulate cooperative action among insurers B 
The Businessowners Coverage Form to the Businessowners Policy provides coverage on which of the following b...
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Property & Casualty Idaho Questions with Verified Answers 2024
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Property & Casualty Idaho Questions 
with Verified Answers 2024 
Which one of the following symbols used in business auto coverage is correctly 
described? - CORRECT ANSWER-Symbol 9- nonowned autos only 
According to the conditions of a workers compensation policy, the insurer has the right 
to inspect the insurers workplace - CORRECT ANSWER-At any time 
A claim is considered to have been made - CORRECT ANSWER-When notice is 
received and recorded by any insured or the insurer, whichever com...
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IDAHO PROPERTY AND CASUALTY EXAM PREP 2023/2024 GRADED A+.
- Exam (elaborations) • 44 pages • 2023
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IDAHO PROPERTY AND 
CASUALTY EXAM PREP 
2023/2024 GRADED A+. 
1. Which of the following statements is false with respect to requirements for 
rates? 
A) Rates may not be inadequate 
B) A purpose of the rate regulation is to diminish competition between insurers 
C) Rates may not be unfairly discriminatory 
D) A purpose of the rate regulation is to regulate cooperative action among 
insurers: B 
2. The Businessowners Coverage Form to the Businessowners Policy provides coverage on which of the fol...
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Idaho statutes, rules, and regulations common to all lines latest updated 2024
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Idaho statutes, rules, and regulations common to all lines latest updated 2024 
When an insurance agency published an advertising brochure, it emphasized the company's financial stability and sound business practices. In reality, it's financial health is terrible, and the company will soon have to file for bankruptcy. Which of the following terms best describes the advertisement? - Correct Answer False financial statement 
 
A producer has completed 30 hours of continuing education for the cur...
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CMB Exam – Study Questions With 100% Verified Answers
- Exam (elaborations) • 24 pages • 2024
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CMB Exam – Study Questions With 100% 
Verified Answers 
According to federal law, which of the following transactions are subject to the three-day right of 
rescission? - answerPrimary residence for rate/term and/or cash-out refinance. 
What federal law governs right of rescission? - answerTruth in Lending Act 
What are 3 borrower qualifications unique to the VA loan product? - answer1. Certificate of 
Eligibility 
2. Active or previous duty service w/ entitlement available 
3. VA loans do not...
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Idaho Property and Casualty Comprehensive Exam 2024
- Exam (elaborations) • 65 pages • 2023
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Idaho Property and Casualty Comprehensive Exam 2024 
 
Any financial interest in life or property such that, if the life or property were lost or harmed, the insured would suffer financially. 
 
Express Interest 
Insurable Interest 
Implied Interest 
Real Interest - Insurable Interest 
 
What are the 3 elements of insurable risk? 
 
Financial, Business, Loss 
Blood, Loss, Interest 
Financial, Blood, Business 
Business, Blood, Body - Financial, Blood, Business 
 
When must insurable interest exis...
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Module 2: Idaho Real Estate (2023/2024) Already Passed
- Exam (elaborations) • 23 pages • 2023
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Module 2: Idaho Real Estate (2023/2024) Already Passed Appraisal The process of estimating and supporting an opinion of value as of a certain date. 
Market Value A real estate appraiser estimates the market value or fair market value 
4 Characteristics of Demand 1. Demand 2. Utility 3. Scarcity 4. Transferability 
Anticipation The value of a property may increase or decrease based on potential purchaser's belief that some future event will benefit or detract from the value of the property 
Chan...
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