A producer represents - Study guides, Class notes & Summaries
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Health Insurance (Exam FX) Latest Update Graded A+
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Health Insurance (Exam FX) Latest 
 
Update Graded A+ 
 
Agent/Producer A legal representative of an insurance company 
 
Broker An insurance producer not appointed by an insurer and whom represents the client 
 
Insured A person covered by an insurance policy 
 
Insurance policy A legal contract between a policyowner (and/or insured) and an insurance 
company which agrees to pay the insured/beneficiary for losses caused by specific events 
 
Principal Insurer, company who issues insurance polic...
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WebCE: Long-Term Care: Programs, Policies, and Partnerships 100% Pass
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WebCE: Long-Term Care: Programs, Policies, and Partnerships 100% Pass What is the Primary Goal of Long Term Care To maintain functionality 
Which of the following most precisely defines the fundamentals of self-care and the basic tasks of life? Activities of daily living 
Long Term Care occurs only in nursing facilities. False 
On what basis are benefits payable under a long term care insurance policy typically triggered? the inability to perform defined ADLs 
A long-term care ombudsman represen...
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Test Bank for Marketing, 20th Edition, William M. Pride, O. C. Ferrell
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Test Bank for Marketing, 20th Edition, William M. Pride, O. C. Ferrell 
 
 
True / False 
 
1. Marketing consists primarily of selling and advertising. 
 	a. 	True 
 	b. 	False 
ANSWER: 	False 
 
 
2. The broadest and simplest definition of marketing states that it is the development and efficient distribution of products for consumer segments. 
 	a. 	True 
 	b. 	False 
ANSWER: 	False 
 
 
3. Customers are the focal point of all marketing activities. 
 	a. 	True 
 	b. 	False 
ANSWER: 	Tru...
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AINS 101 | 112 Question with 100 % correct answers | Verified| Updated 2024-2025
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AINS 101 | 112 Question with 100 % correct answers | Verified| Updated 
Bill is an insurance producer for and employed by ABC Insurance Company 
(ABC). He represents only ABC when marketing insurance products, and uses an 
administrative staff also employed by ABC. Bill is a producer in the 
Direct writer marketing system 
Because the insurance company usually determines policy wording and the insured 
has little choice but to "take it or leave it," an insurance contract is a 
Contract of a...
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Xcel Solutions Final Exam - Michigan Life and Health Exam Questions And Answers
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Xcel Solutions Final Exam - Michigan Life and Health Exam Questions And Answers 
 
Shawn, Mike, and Dave are brothers who have a $100,000 "first to die" joint life policy covering all three of their lives. If Mike dies first, the policy proceeds 
 A.) Will no longer provide insurance protection 
 B.) Will go to Mike's estate 
 C.) Will be divided by probate 
 D.) Will not be paid until the last brother dies - ANS A.) Will no longer provide insurance protection 
 
Susan is insured through h...
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AINS 101 | 112 Questions and Answers 100% Solved
- Exam (elaborations) • 18 pages • 2024
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AINS 101 | 112 Questions and Answers 
100% Solved 
Bill is an insurance producer for and employed by ABC Insurance Company (ABC). He 
represents only ABC when marketing insurance products, and uses an administrative staff also 
employed by ABC. Bill is a producer in the - Direct writer marketing system 
Because the insurance company usually determines policy wording and the insured has little 
choice but to "take it or leave it," an insurance contract is a - Contract of adhesion 
Which o...
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XCEL SOLUTIONS FINAL EXAM - MICHIGAN LIFE AND HEALTH
- Exam (elaborations) • 16 pages • 2024
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Shawn, Mike, and Dave are brothers who have a $100,000 "first to die" joint life policy covering all three of their lives. If Mike dies first, the policy proceeds 
 A.) Will no longer provide insurance protection 
 B.) Will go to Mike's estate 
 C.) Wwill be divided by probate 
 D.) Will not be paid until the last brother dies - Answer-A.) Will no longer provide insurance protection 
 
Susan is insured through her Group Health Insurance plan and changed her coverage to an individual plan with...
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Iowa Property & Casualty Practice Questions with Certified Answers
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Iowa Property & Casualty Practice Questions with Certified Answers $10,000 The maximum fine for failing to adhere to a cease and desist order 
The Insurance Commissioner The business of insurance is regulated in Iowa by 
The producer's license will automatically terminate at expiration If a producer fails to comply with the Iowa continuing education requirements 
Nonadmitted companies Surplus lines producers place coverage with 
30 days A producer must notify the insurance division of a name ch...
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AINS 101 | 112 Questions with 100 % correct answers | Verified& Updated 2024 Graded A+
- Exam (elaborations) • 18 pages • 2024
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AINS 101 | 112 Questions with 100 % correct answers 
| Verified& Updated 2024 Graded A+ 
Bill is an insurance producer for and employed by ABC Insurance Company (ABC). He 
represents only ABC when marketing insurance products, and uses an administrative staff also 
employed by ABC. Bill is a producer in the - Direct writer marketing system 
Because the insurance company usually determines policy wording and the insured has little 
choice but to "take it or leave it," an insurance contract is a...
-
Health Insurance (Exam FX) Questions & 100% Correct Answers | Latest Update | Graded A+
- Exam (elaborations) • 25 pages • 2024
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- $11.49
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Agent/Producer 
: A legal representative of an insurance company 
Broker 
: An insurance producer not appointed by an insurer and whom represents the 
client 
Insured 
: A person covered by an insurance policy 
Insurance policy 
: A legal contract between a policyowner (and/or insured) and an insurance 
company which agrees to pay the insured/beneficiary for losses caused by specific 
events 
Principal 
: Insurer, company who issues insurance policies 
2 | P a g e 
Policyowner 
: The person e...
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