Actual cash value acv Study guides, Class notes & Summaries
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![Exam Fx-Property and Casualty Exam Questions and Answers 100% Pass](/docpics/635b057cac105_2061750.jpg)
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Exam Fx-Property and Casualty Exam Questions and Answers 100% Pass
- Exam (elaborations) • 12 pages • 2022
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Exam Fx-Property and Casualty Exam Questions and Answers 100% Pass To be considered an insurable risk, a loss may NOT be catastrophic 
Which of the following persons would be required to hold a producer license? a nonresident agent who negotiates insurance contracts 
Which of the following is the oldest known type of insurance? ocean marine 
The contents coverage on a homeowners policy would pay how much after the loss of one of a pair of golden candlesticks? the difference in the actual cash va...
![Property and Casualty Insurance EXAM Questions and Answers 100% Pass](/docpics/635afe772de70_2061696.jpg)
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Property and Casualty Insurance EXAM Questions and Answers 100% Pass
- Exam (elaborations) • 53 pages • 2022
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Property and Casualty Insurance EXAM Questions and Answers 100% Pass Specific insurance This type of insurance designates a particular item to be insured 
Blanket insurance This type of insurance covers more than one item of property at a single location or one more items of property at multiple locations. 
Speculative possibility of both gain and loss. Not insurable. 
Pure only the possibility of loss. Insurable. 
What are the 5 methods of managing or handling risk? avoid, control, retain, and ...
![Texas All Lines Adjuster Test](/docpics/3570593/6520091a85747_3570593_121_171.jpeg)
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Texas All Lines Adjuster Test
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Accumulated Depreciation - Answer- The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) 
 
Acreage Reporting Date - Answer- The deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and the premium charged for a particular crop. 
 
Actual Cash Value (ACV) - Answer- A valuation method used by insurers to reflect an item's current market value right before being damaged or ...
![Texas All Lines Adjuster Quiz Latest 2023 / 2024; ALL Correct Answers](/docpics/3471673/650b49afd96ed_3471673_121_171.jpeg)
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Texas All Lines Adjuster Quiz Latest 2023 / 2024; ALL Correct Answers
- Exam (elaborations) • 26 pages • 2023
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Texas All Lines Adjuster Quiz 
 
Standard Fire Policy, Personal property loss, Dwelling loss, Home Owners - A provides coverage A (structure) and Coverage B (personal property contents), Special Limits of Liability, Invitee, Licensee, Trespasser, Bailee, Coverage C, Coverage D, Surety Bond, indemnity, additional living expense ALE, FEMA, Inland Marine, Ocean Marine, surety bond, Fidelity Bond, HO-A, ACV Actual Cash Value, Policy holder, Insurance company, stated limit, Errors & Omission's, Prof...
![All Lines Texas Adjuster Exam Questions & Answers Study Guide (Latest 2023 / 2024); Check & Graded A](/docpics/3471574/650b44fb2eaa9_3471574_121_171.jpeg)
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All Lines Texas Adjuster Exam Questions & Answers Study Guide (Latest 2023 / 2024); Check & Graded A
- Exam (elaborations) • 38 pages • 2023
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All Lines Texas Adjuster Exam Questions & Answers Study Guide 
 
express authority, law of urgency, Dual capacity claims, personal auto policy, Personal Umbrella policy, Arbitration (ADR), Mediation, Building and Personal Property Coverage Form, Foreseeability Test, ACV (Actual Cash Value), Bid bonds/surety bonds, Commercial Building & Personal Property coverage form, Commercial Inland Marine policy, mutual insurance company, NAIC Model Unfair Claim Settlement Practices Act, Garage Coverage Form...
![Claims Adjuster Exam 1 || with 100% Errorless Solutions.](/docpics/4961700/6615b2af54487_4961700_121_171.jpeg)
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Claims Adjuster Exam 1 || with 100% Errorless Solutions.
- Exam (elaborations) • 11 pages • 2024
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Actual Cash Value (ACV) correct answers Cost to replace property with new property of like kind and quality less depreciation. 
 
Combined Single Limit correct answers One limit per occurrence is what we pay up to 
 
Split limit correct answers What we pay up to per person and per occurrence 
 
Deductible correct answers What the customer will have to pay; we cover everything else 
 
Declarations Page (Dec Page) correct answers The basic information about a policy: 
Who - names of insurer and in...
![CFM Exam Latest 2023 Graded A+](/docpics/2874725/6482e6d1d7917_2874725_121_171.jpeg)
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CFM Exam Latest 2023 Graded A+
- Exam (elaborations) • 45 pages • 2023
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CFM Exam Latest 2023 Graded A+ ACV Actual Cash Value 
BFE Base Flood Elevation 
CAC Community Assistance Contact (CAP) 
CAP Community Assistance Program 
CAV Community Assistance Visit (CAP) 
CBRA Coastal Barriers Resources Act 
CBRS Coastal Barriers Resource System 
CFM Certified Floodplain Manager 
CFR Code of Federal Regulations 
CHAMP Coastal Hazard Analysis Modeling Program 
CID Community Identification Number (on FIRM) 
CLOMA Conditional Letter Of Map Amendment 
CLOMR Conditional Letter Of...
![Texas Property & Casualty Adjusters Study Questions EXAM ALL QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A+ (BRAND NEW!!](/docpics/4550708/65d47d63538d3_4550708_121_171.jpeg)
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Texas Property & Casualty Adjusters Study Questions EXAM ALL QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A+ (BRAND NEW!!
- Exam (elaborations) • 24 pages • 2024
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Texas Property & Casualty Adjusters 
Study Questions EXAM ALL QUESTIONS AND 
CORRECT DETAILED ANSWERS |ALREADY GRADED 
A+ (BRAND NEW!! 
What is the formula for figuring Actual Cash Value(ACV)? 
- CORRECT ANSWER Replacement cost minus 
depreciation equals ACV 
Define the appraisal process. When would the appraisal 
process be appropriate? - CORRECT ANSWER Used 
for value disputes. Each party selects an appraiser & 
umpire to make the decision. 
Which Personal Auto Policy coverage covers L...
![State Farm Insurance License Exam](/docpics/4059254/65828328ad082_4059254_121_171.jpeg)
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State Farm Insurance License Exam
- Other • 10 pages • 2023
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Abandonment Condition - Answer- A condition often contained in property insurance policies that states that the insured cannot abandon damaged property to the insurer and demand to be reimbursed for its full value. 
 
Accident - Answer- A loss that occurs at a specific time and place 
 
Actual Cash Value (ACV) - Answer- Today's replacement cost minus depreciation. Depreciation from wear and tear, or obsolescence. 
 
admitted insurer; authorized insurer - Answer- Company that meets a state insur...
![Claims Adjuster Exam 1 (A+ GRADED)](/docpics/4375537/65b94e827368e_4375537_121_171.jpeg)
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Claims Adjuster Exam 1 (A+ GRADED)
- Exam (elaborations) • 11 pages • 2024
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Actual Cash Value (ACV) correct answers Cost to replace property with new property of like kind and quality less depreciation. 
 
Combined Single Limit correct answers One limit per occurrence is what we pay up to 
 
Split limit correct answers What we pay up to per person and per occurrence 
 
Deductible correct answers What the customer will have to pay; we cover everything else 
 
Declarations Page (Dec Page) correct answers The basic information about a policy: 
Who - names of insurer and in...
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