Additional living expense Study guides, Class notes & Summaries
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Insurance License NY Questions and Answers Graded A
- Exam (elaborations) • 39 pages • 2024
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Insurance License NY Questions and 
Answers Graded A 
New home buyer S called his agent and told him that he wanted the broadest coverage available 
for his new home. Which policy would the agent be most likely to recommend? 
A) HO-3 
B) HO-5 
C) HO-2 
D) HO-8 - Answer ️️ -B 
Which of the following best defines a hazard? 
A) It eliminates the chance of loss 
B) It increases the chance of loss 
C) It is a cause of loss 
D) It increases the amount of loss - Answer ️️ -B 
Under the Homeowne...
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Test Bank Stahl’s Essential Psychopharmacology 5th Edition
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Test Bank Stahl’s Essential Psychopharmacology 5th EditionTable of Contents Chapter 1 Chemical neurotransmission ............................................................................................... 1 Chapter 2 Transporters, Receptors, And Enzymes As Targets Of Psychopharmacological Drug Action 8 Chapter 3 Ion Channels as Targets Of Psychopharmacological Drug Action ..................................... 15 Chapter 4 Psychosis and schizophrenia ...........................................
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Property Insurance Practice Exam Questions and Answers 100% Pass
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Property Insurance Practice Exam 
Questions and Answers 100% Pass 
One of the following policies covers Mobile Homes: 
a. Dp-1 
b. Dp-2 
c. Dp-3 
d. Ho-4 - Correct Answer ️️ -a. Dp-1 
On a dwelling policy, personal property would be covered at: 
a. ACV 
b. Replacement Cost 
c. Not covered 
d. 80% of Value - Correct Answer ️️ -a. ACV 
DP-1 would cover all of the following without endorsement except: 
a. other structures 
b. personal property 
c. rental value 
d. additional living expense ...
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WA Surplus Lines - Property Terms Part 1 Questions And Answers
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WA Surplus Lines - Property Terms Part 1 Questions And Answers 
 
Abandonment Clause - ANS A clause in fire insurance policies and other property forms that prohibits the insured from 
abandoning partially damaged property to the insurer in order to claim a total loss 
 
Account Premium Modification Plan - ANS A rating plan for Fire, Property Damage and Time Element coverages. The maximum 
credit or surcharge is 25%, and it is available to risks which develop a three-year 
premium of at le...
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Exam FX Property and Casualty Insurance Practice Exam | 100% Correct Answers | Verified | Latest 2024 Version
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The causes of loss insured against in an insurance policy are known as - Perils 
Before an insurer will pay any loss under a policy, what is usually required from the insured? - Proof 
of loss 
An insured works outside the home. The insured's sister lives with him and cares for his four children. 
When the insured's home is severely damaged by fire, the family moves into an apartment while repairs 
are being made. The largest apartment available in the area has two bedrooms, so the insured's ...
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Exam FX Insurance Practice Exam Questions with correct answers
- Exam (elaborations) • 16 pages • 2023
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The causes of loss insured against in an insurance policy are known as CORRECT ANSWER Perils 
 
Before an insurer will pay any loss under a policy, what is usually required from the insured? CORRECT ANSWER Proof of loss 
 
An insured works outside the home. The insured's sister lives with him and cares for his four children. When the insured's home is severely damaged by fire, the family moves into an apartment while repairs are being made. The largest apartment available in the area has two b...
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NJ Property Producer Exam with Certified Solutions
- Exam (elaborations) • 18 pages • 2024
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NJ Property Producer Exam with 
 
Certified Solutions 
 
Dwelling Policy Only insures property 
 
DP-1 Basic Form 
 
DP-2 Broad Form 
 
DP-3 Special Form 
 
Dwelling Coverage A Dwelling- Covers dwelling, structures attached to dwelling, and 
materials/supplies for the dwelling. 
 
Dwelling Coverage B Other Structures- Insures buildings on premise but separate from the 
dwelling. 
 
Dwelling Coverage C Personal Property- Covers the insured's personal property and must be 
requested. If rental pr...
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A.
- Exam (elaborations) • 61 pages • 2023
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A. 
 
 
 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? 
 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - A. mutual 
 
funds not paid out after paying claims ...
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Texas Life Insurance Exam Questions and Answers with complete solutions
- Exam (elaborations) • 10 pages • 2022
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Insurance 
(General concept) - ANSWER - transfers the risk of loss from an individual to an insurer 
- based on the principle of indemnity 
- based on the principle of risk (risk pooling) 
 
insurable interest 
(General Concept) - ANSWER - must exist at the time of the application 
- insuring one's own life, family member, or a business partner 
 
Solicitation and sales presentation - ANSWER - illustration- presentation of nonguaranteed elements 
- buyer's guide is generic information abo...
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State Farm Fire Independent Policy Exam with Complete Solutions
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Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: 
 
Select the single best answer: 
 
A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. 
B. If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. 
C. ALE payments can run beyond the expiration of the policy. 
D. ALE payments are limited to incurred costs for the...
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