Adjuster pro 2 exam - Study guides, Class notes & Summaries
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Adjuster Pro – Indiana License - Chapter 3 Personal Lines 2023-2024 Exam with Complete Solutions
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Adjuster Pro – Indiana License - Chapter 3 Personal Lines Exam with Complete SolutionsAdjuster Pro – Indiana License - Chapter 3 Personal Lines Exam with Complete SolutionsAdjuster Pro – Indiana License - Chapter 3 Personal Lines Exam with Complete Solutions 
Standard Fire Policy - ANSWER - basic foundation of all homeowner's and commercial policies 
ACV 
Named peril policy that only covered fire and lightning 
first used in 1918 in NY 
 
Line of Coverage - ANSWER - A particular risk o...
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FLORIDA CLAIMS ADJUSTER EXAM 2024 | ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS | GRADED A+
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FLORIDA CLAIMS ADJUSTER EXAM 2024 | ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS | GRADED A+ 
1. Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured 
C. Jointly to ABC and XYZ D. All listed interests: D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of ...
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FLORIDA CLAIMS ADJUSTER EXAM QUESTIONS AND ANSWERS | GRADED A+ 2023-2024
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1. Frank owned a home that was destroyed by a hurricane. Both ABC and 
XYZ Banks were listed as additional interests on his homeowner policy. 
The insurance company will make a payment to: 
A. The first mortgagee, 
ABC B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests: D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In 
the event of a loss, one payment is made by the insurer and it is up to the 
additional interests...
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Florida Claims Adjuster Exam Questions with Correct Answers RATED A+ 2023 UPDATE
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Florida Claims Adjuster Exam Questions with Correct 
Answers RATED A+ 2023 UPDATE 
1. Frank owned a home that was destroyed by a hurricane. Both ABC and 
XYZ Banks were listed as additional interests on his homeowner policy. 
Theinsurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests: D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In 
the event of a loss, one...
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FLORIDA CLAIMS ADJUSTER LATEST EXAM 2023-2024/CLAIMS ADJUSTER (FLORIDA) 270+ REAL EXAM QUESTIONS AND CORRECT ANSWERS|GRADED A
- Exam (elaborations) • 59 pages • 2024
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FLORIDA CLAIMS ADJUSTER 
LATEST EXAM /CLAIMS 
ADJUSTER (FLORIDA) 270+ REAL 
EXAM QUESTIONS AND CORRECT 
ANSWERS|GRADED A 
The following are basic characteristics of a property or liability 
insurance contract, except: 
A. Personal Contract 
B. Conditional Contract 
C. Loss of Settlement Contract 
D. Contract of Adhesion - ANSWER- Loss of Settlement Contract 
The Insurer's responsibility to pay for a property loss may be 
conditioned on the insured having used reasonable means to avoid the 
loss...
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NGN ATI Florida Claims Adjuster Exam | 206 Questions with 100% Correct Answers A+ | 2023
- Exam (elaborations) • 33 pages • 2023
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NGN ATI Florida Claims 
Adjuster Exam | 206 
Questions with 100% Correct 
Answers A+ | 2023 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed 
as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests Correct Answer: D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In ...
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Adjuster Pro Exam Questions and Answer | 100% Verified and Updated 2024
- Exam (elaborations) • 10 pages • 2024
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Adjuster Pro Exam Questions and Answer | 
100% Verified and Updated 2024 
What type of insurer sell shares to the public and is owned by its share holders? - 
Answer-stock insurance company 
Ronald always drives with his windows rolled down because he loves the feeling of the 
wind in his hair however he often forgets to roll his windows up when he gets out of the 
car of course this behavior makes it easier for thieves to steal his belongings from the 
car but Ronald can't help from being forg...
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TEST FOR ADJUSTER PRO, FLORIDA STUDY(QUESTIONS AND ANSWERS)A+ GRADED EXAM 2023-2024
- Exam (elaborations) • 98 pages • 2023
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TEST FOR ADJUSTER PRO, FLORIDA 
STUDY(QUESTIONS AND ANSWERS)A+ 
GRADED EXAM 2023-2024 
- CORRECT ANSWER-Subtract the deductible from covered damages to get 
indemnification 
- CORRECT ANSWER-6 unique characteristics of insurance policy 
1 Contracts of adhesion (court ez win) 
2 Utmost good faith 
3 aleatory 
4 personal 
5 Unilateral (only insurer has obligation) 
6 Conditional 
- CORRECT ANSWER-1945 regulate insurance 
Naic doesn't give benefits to comissioners 
90 day to pay 
hijacking on...
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ADJUSTER PRO FLORIDA CERTIFIED ADJUSTER GLOSSARY 2023-2024 Accumulated Depreciation - CORRECT ANSWER-The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) Actual Cash Value (ACV) - CORRECT
- Exam (elaborations) • 10 pages • 2023
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ADJUSTER PRO 2 EXAM 2023/2024 
Agent - CORRECT ANSWER-one who recieves the authority to act on behalf of 
someone else 
Sales Agent - CORRECT ANSWER-receives authority to sell 
-authority given by written contract 
Insurance Adjuster - CORRECT ANSWER-receives authority to settle claims brought 
against the insurer 
- authority given by written contract 
Three major responsibilities of contracted agents - CORRECT ANSWER-1. follow the 
contract 
2. always use reasonable judgement & care 
3....
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Review for property and casualty adjuster exam Questions and Answers 100% Pass
- Exam (elaborations) • 12 pages • 2024
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Review for property and casualty adjuster exam 
Questions and Answers 100% Pass 
What is a hazard? - Answer- Something that increases the chance of a loss 
How many of hours of ethics - Answer- 3 
An insurance contract has how many parties? - Answer- 2 parties 
1. List the time restraints for response and payment of claims in Texas: - Answer- - 15 
days to acknowledge claim 
- 5 days to pay if adjuster takes responsibility 
- 15 day extension for all weather related damage 
- 15 days to affirm o...
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