Advance premium Study guides, Class notes & Summaries
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Primerica - Exam test Questions With 100% Correct Answers 2023
- Exam (elaborations) • 18 pages • 2023
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Primerica - Exam test Questions With 
100% Correct Answers 2023 
An insurer has made all of the decisions regarding the provisions included in the 
insured's policy. The insured finds an objectionable provision and wants to negotiate it 
with the insurer but is not allowed to do so. Her only options are to reject the policy or 
accept it as is. Which contract feature does this describe? 
a) Unilateral 
b) Conditional 
c) Personal 
d) Adhesion - Correct answer-Adhesion 
An insurance policy that ...
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NHA CBCS EXAM REVIEW l Fully solved 2023
- Exam (elaborations) • 12 pages • 2023
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Which of the following Medicare policies determines if a particular item or service is 
covered by Medicare? - CORRECT ANSWER National Coverage Determination 
(NCD) 
A patient's employer has not submitted a premium payment. Which of the following 
claim statuses should the provider receive from the third-party payer? - CORRECT 
ANSWER Denied 
A billing and coding specialist should routinely analyze which of the following to 
determine the number of outstanding claims? - CORRECT ANSWER Agin...
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Texas Property and Casualty Exam Questions and Answers Verified 100%
- Exam (elaborations) • 25 pages • 2023
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Texas Property and Casualty Exam Questions and Answers Verified 100% 
 
____ is uncertainty of loss - risk 
 
____ is a transfer of risk from the insured to the insurer - insurance 
 
____ risk means there is no chance of gain. It is insurable. - pure 
 
____ risk means there is a chance of a loss or a gain. It is not insurable. - speculative 
 
a ____ is something that increases the risk. - hazard 
 
the principle of _____ governs property and casualty policies. It states that the purpose of th...
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GA Navigator Training Questions and Answers Already Passed
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GA Navigator Training Questions and 
 
Answers Already Passed 
 
What permits an individual to apply a credit toward monthly health insurance premiums--up to a 
maximum amount? Advance premium tax credit 
 
The ACA does not allow insurers to underwrite or rate health insurance based on which of the 
following factors? Gender 
 
What is the name of the ACA provision that requires all health plans to use a certain percentage 
of all premium dollars collected as payments on claims for health care c...
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Wisconsin Property and Casualty Insurance Exam Final Questions and Correct Solutions
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Wisconsin Property and Casualty 
Insurance Exam Final Questions and 
Correct Solutions 
FAIR - CORRECT ANSWER-Fair Access to Insurance Requirements 
Elements of a Legal Contract. L. O. A. C. - CORRECT ANSWER-• Consideration 
• Legal Purpose 
• Offer 
• Acceptance 
• Competent Parties 
Consideration - CORRECT ANSWER-Money and statements made on application 
Legal Purpose - CORRECT ANSWER-Risk transfer doesn't violate the law 
Offer - CORRECT ANSWER-Insured submits application and fir...
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PSI - NY Life, Accident and Health Practice Exam 17-55| 75 Questions - Actual Test| GRADED A
- Exam (elaborations) • 6 pages • 2022
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Which policy provision permits the policy owner to take a specified number of days to examine the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or costs? Correct Answer: Free Look 
 
When will a policy pay on a UCR basis? Correct Answer: When particular benefits are not listed on a payment schedule 
 
Which type of rider reimburses health and social service expenses incurred in a convalescent or nursing home facility? Correct Answer: long term c...
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XCEL TESTING SOLUTIONS- LIFE AND HEALTH INSURANCE- WEIGHTED EXAM- 150 QUESTIONS
- Exam (elaborations) • 17 pages • 2024
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The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - Answer-insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry 
 
The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called - Answer-cancelable 
The renewability provision in a cancelable policy allows the insurer to cancel or terminate the policy at...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions And Answers
- Exam (elaborations) • 20 pages • 2024
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions And Answers 
The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - ANS insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry 
 
The type of policy where the insurer can send a notice to the insured that the policy has been canceled in the middle of the term is called - ANS cancelable 
The renewabili...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions with Verified Answers
- Exam (elaborations) • 38 pages • 2024
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions with Verified Answers 
The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT insurance sales calls Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry 
The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called cancelable The renewability provisi...
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FLORIDA 2-15 INSURANCE LICENSE EXAM LATEST REAL EXAM 2023/2024 WITH RATIONALE / GUARANTEE PASS| A+ GRADED /BRAND NEW!!
- Exam (elaborations) • 53 pages • 2023
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FLORIDA 2-15 INSURANCE LICENSE EXAM LATEST REAL EXAM 2023/2024 / GUARANTEE PASS| A+ GRADED /BRAND NEW!! 
Which of the following is a difference between the level premium annuity and the flexible premium annuity? 
Select one: 
a. The amount of the annuity benefit can be guaranteed. 
b. Premiums can be made over time. 
c. The purchaser can make premium payments annually. 
d. The premium payment amounts can vary. 
Rationale: - One of the disadvantages of the flexible premium annuity is that the an...
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